FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal

Learn more about personal banking

Checking

Overview Checking Mastercard® Debit Card Schedule an Appointment

Savings & CDs

Savings Certificates of Deposit (CD) Money Market Health Savings Account Greenlight for Kids and Teens

Credit Cards

United Credit Cards Learn & Apply

Online & Mobile Banking

Overview Enroll in Online Banking United Mobile App Digital Support Fraud Prevention

Man and baby at a table in front of a laptop

Bank with the best!

Open your new account online today! It's quick and easy.

Open an Account

Learn more about personal loans

Loan Types

Loans and Lines of Credit Home Equity Loans & HELOCs Home Loans & Mortgage

Credit Cards

United Credit Cards Learn & Apply

Schedule an Appointment Contact a Lender

Put your home's equity to work.

Secure the funds to pay for any number of large purchases or projects with your equity.

Get Started

Learn more about online banking

Get Started

Overview Enroll in Online Banking United Mobile App Digital Support Greenlight for Kids and Teens Fraud Prevention

Features

Alerts and Notifications Zelle Bill Pay eStatements My Money Manager Card Controls Text Banking Support View All

woman depositing check with the United mobile app

Banking when and where you need it.

Unlock simple, secure, round-the-clock financial access with Online and Mobile Banking!

Enroll Now

Business

Banking solutions for your business

Deposits

Overview Checking Savings Certificates of Deposit Money Market Mastercard® Debit Card

Credit Cards

United Credit Cards Commercial Cards

Online & Mobile Banking

Overview Enroll In Online Banking United Mobile App Digital Support Fraud Prevention

Built for your business.

Open your business bank account online today! The process is quick and easy.

Open an Account

Learn about business lending with United

Lending

Loans and Lines of Credit Real Estate Lending Working Capital LOC Contact a Banker

Specialized Lending

Industry & Specialized Loans SBA Lending USDA Lending Programs Equipment Lending Asset-Based Lending Renewable Energy Non-Profit Lending Syndicated & Participated Loans Builder Finance Franchise Financing Contact a Banker

Credit Cards

United Credit Cards Commercial Cards

The right lending solution for your business.

Our business bankers offer deep industry knowledge, financial expertise, and personalized guidance.

Contact a Banker

Learn more about payment services

Treasury Management

Overview Reporting & Liquidity Receivables Payables Fraud Protection Contact Treasury Services

Credit Cards

United Credit Cards Commercial Cards

Keep your accounts safe!

We work hard behind-the-scenes to secure your business accounts. Learn how to do your part to fight fraud.

Learn More

Mortgage

Learn more about home loans

Buying a Home

Home Loan Options Down Payment Assistance Second/Vacation Home Options Apply Now Connect with a Lender

First-Time Homebuyer

Homebuying Guide Apply Now Learning Resources Connect with a Lender

The perfect loan for your perfect home.

Whether you’re looking to buy your first home, a new home, or a vacation home, we can connect you with the right loan.

Apply Today

Learn more about refinancing

Refinancing Options

Refinance Options Cash-Out Refinance Rate Term Refinance Connect with a Lender

Couple looking at finances with computer

Ready to refinance?

Whether you're hoping to adjust your monthly payment, cash in on your equity, or change your payoff timeline, refinancing may be a great option for you.

Apply Now

Learn more about home renovation loans

Home Construction Lending

Construction and Renovation Loans Home Equity Loans & HELOCs Leverage your Home Equity Connect with a Lender

Man and dog doing home improvement tasks

Leverage your home's equity.

Which home equity lending solution is right for you? Learn about your options and put your equity to work!

Learn More

Wealth

Solutions to set you up for success

Personal Accounts

Checking Savings Certificate of Deposit Money Market Health Savings Account

Business Accounts

Checking Savings Certificate of Deposit Money Market

Open your account today!

Bank with a team of experts who offer deep industry knowledge, financial expertise, personalized guidance, and award-winning customer service.

Open an Account

Financial Planning

Wealth Management

Open an Account

1-800-822-2651

Patti Peterson

VP - Mortgage Loan Originator

800 Summit Avenue | Spruce Pine, NC 28777

(828) 682-5126 (828) 682-5705

Apply Online with MyLo

NMLS# 759440

Locations

Spruce Pine, NC Bakersville, NC Burnsville, NC

Contact Me

External Link Disclaimer

You are leaving United Community and being directed to a third-party site that is not maintained, owned or operated by United Community Bank. United Community does not control and is not responsible for the privacy or security practices of the third-party. By clicking “Accept,” you are requesting to be transferred to the third-party website. If you do not want to visit the page, you can close this page by clicking "Return To Site”.

Non-deposit products: are not insured by the FDIC; are not deposits; and may lose value.