FDIC FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Banker and client shaking hands in front of residential building with United Community logo in background

Neighborhood Banking

Neighborhood Banking

Bank Where You Live

Where you choose to live—your home, your city, your neighbors—makes a big impact on your life. And we think that where you choose to bank should, too. 

When you bank with United, you’ll benefit from financial wellness tools and resources, convenient access to our bankers, and discounts designed to keep more money in your wallet.


Discounts and Benefits:

Free checking with direct deposit

The monthly United Checking account fee is waived when you make a monthly direct deposit of at least $200 or enroll in eStatements

.25% discount on consumer loans

Receive a .25% discount on select consumer loans when you set up auto-debit from your United checking account

Mortgage rate discount

Receive a .25% interest rate discount when financing a home using select United mortgage products and setting up auto-pay from a United checking account

Award-Winning Service

Award-Winning Service

We’re proud to be rated #1 in Customer Satisfaction for Retail Banking in the Southeast (12 times in the last 17 years), including #1 in the following dimensions:

  • Trust
  • Convenience
  • Value
  • Account Offerings
  • Problem Resolution
One-on-One Support

One-on-One Support

Our team of bankers, including expert mortgage advisors, is available to support you whenever you need it. You can schedule an appointment when it’s convenient for you—or you can bank from anywhere with 24/7 access to our online and mobile banking.




Home Equity Lending

Take advantage of the equity you’ve built in your home and use it to fund a renovation, repairs, or any unexpected expenses.

Learn More

Strategic Savings Options

Whether you're looking to earn a fixed rate, get easy access with higher returns, or save for a specific goal, we have solutions to get you where you want to go.

Learn More

Convenient Digital Services

Bank anytime, anywhere and take advantage of services like Card Controls, Bill Pay, Zelle®, and more.

Learn More

External Link Disclaimer

You are leaving United Community and being directed to a third-party site that is not maintained, owned or operated by United Community Bank. United Community does not control and is not responsible for the privacy or security practices of the third-party. By clicking “Accept,” you are requesting to be transferred to the third-party website. If you do not want to visit the page, you can close this page by clicking "Return To Site”.

You are leaving United Community Bank's website. The link you selected will take you to a website operated by a third-party service provider selected by United Community Bank to support Trust and Wealth Management account services. Non-deposit investment products available through this platform are not insured by the FDIC, are not deposits, and may lose value. By clicking "Accept," you are requesting to be transferred to the third-party website. If you do not wish to proceed, you can close this page by clicking “Return to Site"