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    Savings Accounts

    Save for the future. Save for your dreams.

    Whether you’re saving for retirement, building a nest egg for the future, or creating an emergency fund for a time in need, United has the right savings option for you.

    United Savings
    Isn't it funny how Plan A and B always become Plan C-Ya? Now, planning has never been so easy or secure with our convenient interest-earning savings account. 
    • $100 minimum to open
    • Daily balance of $100 necessary to avoid service charge1
    • Competitive interest rates while retaining access to your funds
    • Six free withdrawals each quarter2
    Open an Account Schedule an Appointment
    United Money Market

    Earning prime interest rates is the name of the game with this high-yield Money Market account.

    • $1,500 minimum to open
    • Daily balance of $1,500 necessary to avoid service charge3
    • Account balance earns you graduated interest rates
    • Six free withdrawals per statement cycle4
    Open an Account Schedule an Appointment
    Certificates of Deposit

    Time might pass you by, but your dollars won’t in the process. Earn more on your money with one of our CD options.

    • 7-month, 9-month, 11-month, 19-month, and 23-month options available
    • Competitive rates
    • Interest earned on your CD will be compounded daily and credited to your certificate of deposit monthly.
    Learn More Schedule an Appointment
    United Student Savings

    If you are 22 or younger, start planning for your future with our interest-earning savings account. Your future self will love you for it.

    • $5 minimum to open
    • No service charge
    • Competitive interest rates while retaining access to your funds
    • Six free withdrawals each quarter2
    Open an Account Schedule an Appointment
    United Treasure Chest Savings

    For children 12 years and younger, this account is a great opportunity to teach your child to save.

    • $5 minimum to open
    • No service charge
    • Competitive interest rates while retaining access to your funds
    • Six free withdrawals each quarter2
    Open an Account Learn More
    Health Savings Account

    Give your future self peace of mind and health with the triple tax advantages of an HSA.

    • $100 minimum to open
    • One-time $10 setup fee and $2.75 monthly service charge
    • HSA debit card and digital banking access
    • Personalized HSA portal with your tax savings to date, transaction details, and receipt storage
    Explore HSA Options Access Your HSA Account

    Enjoy these benefits with every account.

    Online Banking

    Access your account, pay bills, transfer funds, manage your personal finances, and more from the comfort of your home with the help of our digital banking solutions.
    Learn More

    eStatements

    View, search, save and print statements for all your United Community accounts. It’s totally free, and you can do it from home, or on the go using our Online and Mobile Banking options. Simply edit your 'Delivery Options' settings within your digital banking accounts and follow the directions.
    Learn More

    Direct Deposits

    Free up time with fewer trips to the bank. Direct Deposit is a convenient, free service that automatically deposits funds into your account quickly and securely.
    Download the Form

    Mobile Deposits

    Ever taken a check selfie? No worries, all you have to do is snap a picture of your check and deposit it directly to your account5. It’s that easy.
    Learn More

    An HSA to save the day.

    Get easy access to your money while earning tax-free interest on your balance with a Health Savings Account. You never know when you’ll need it most.
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    Watch your money grow.

    Nothing is ever a guarantee. Or is it? When you diversify your portfolio with our Certificates of Deposit (CDs), rest assured that your money is actually working for you, not against you.
    • Easy online application with multiple terms to choose from
    • Competitive interest rates available
    • Additional options available in branch
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    Get the Right IRA That Pays

    These days, it's more important than ever to start saving for your future. With our Traditional and Roth IRA options that come in a variety of terms, there's really no reason to wait.

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    1. A service charge of $5.00 will be imposed every quarter if the balance in the account falls below $100.00 any day of the quarter.

      2 A $2.00 excessive withdrawal fee will be imposed for every withdrawal above 6 per quarter.

      Monthly maintenance charge of $12 will be assessed unless a daily balance of $1,500 is maintained.

      A $10.00 excessive withdrawal fee will be imposed for every withdrawal above 6 per month.

      Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.

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