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    Business Savings Accounts

    Business Savings Accounts

    We have your back.

    Take comfort in knowing that your money is always working for you behind the scenes while you’re making things happen out front. Open your business savings account online today, or connect with one of our experts to get started!

    Business Savings

    Turn your business' rainy days into a full blown windfall with a savings account that safeguards your money and allows for constant access to your funds.

    • $100 minimum deposit to open
    • Maintain a minimum balance of $300 to avoid a $5 quarterly service charge
    • 6 quarterly withdrawal limits1
    • $2 fee per excessive withdrawal
    Schedule an Appointment Find My Local Branch
    Business Money Market

    Get the account that gives you a great return on your business savings while still allowing you instant access whenever you need it.

    • $1,000 minimum deposit to open
    • Maintain a minimum balance of $2,500 to avoid a $12 monthly service charge
    • 6 free withdrawals per statement cycle1
    • $10 fee per excessive withdrawal
    Open an Account Schedule an Appointment
    Business CDs

    For a guaranteed return on your investment, let your money work smarter, not harder.

    • $500 minimum deposit to open
    • Choose among monthly, quarterly, semi-annual and annual payouts
    • Tap into a regular flow of income or reinvest in a United CD if you don't need the money immediately
    Schedule an Appointment Find My Local Branch
    business man getting a CD from United Community

    Limited-Time CD Offer

    Save for your future with fixed, competitive rates and flexible term limits.2
     

    4.85% APY

    4.50% APY

    9-month CD

    11-month CD

    Low minimum opening deposit of $2,500 Low minimum opening deposit of $2,500

    Learning Center

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    In an environment like this, it’s important to take a step back and look at the big picture. Both for the prime rate itself and for your business.
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    construction workers planning a small business build Tips for Your Business’s Next Build
    As you probably know, construction is currently expensive and slow. We’ve seen recent projects double in cost from initial plans. Timeframes for getting architecture drawings and GC contracts have been up to 90-120 days. With all of this in mind, there are a few things you can do to ensure your next project is a success.
     
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    1. A $10.00 excessive withdrawal fee will be imposed for every withdrawal above 6 per month.

      2Annual percentage yields are current as of 9/30/2023. The minimum balance required to open the account and obtain the APY is $2,500. A penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. Public Funds and Brokered Deposits are not eligible for CD specials.

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