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Ready to make the next move?

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Ready to make the next move?
Whether you're looking for a getaway by the ocean, in the mountains, or on the lake, or you're jumping into real estate investing, we can help. Our team of expert mortgage lenders will work with you to find the best home loan options for your current situation and long-term financial goals. Call 1-800-914-8224 to connect with a local lender and get started today.
 

Your Next Home

Need a few more bedrooms? Looking to downsize or change neighborhoods? Our fixed and adjustable rate mortgages come in varying term lengths and can be personalized to fit your next dream.

Vacation Home

A vacation home is considered a second home, a property you purchase in addition to your primary home and plan to live in for parts of the year. For this type of home purchase, the main difference you can expect is a larger down payment requirement.

Investment Property

If you’re buying a house to flip it or to rent it out to others, you probably fall in the investment category. Unlike a second home, this could be more than one unit. It can also be rented out in short-term increments (think Airbnb) or for a longer term. Just like the vacation home, financing for these properties will require a larger down payment than a primary home would.

Try our Homebuying Calculators

Calculators are for informational purposes only and are not considered a rate quote or commitment to lend.

Apply for a Mortgage Now

Begin your secure application.

Not quite ready to apply? Find a mortgage lender to connect with, visit a local branch, or give us a call at 1-800-914-8224.

Specific Loan Options

Conventional Loans

Conventional loans offer more options when it comes to home financing. They’re available through private lenders, and aren’t backed by the government (like FHA, VA, and USDA loans are).
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Homestyle® Renovation

This renovation option offers a more cost-effective way to renovate your home with low downpayment options, savings, and flexible sources of funds.
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USDA: Rural Housing Loan

Through the USDA Guaranteed Rural Housing Loan Program, low and moderate income individuals can qualify for a fixed-rate mortgage with minimal out-of-pocket expense, and often without a downpayment. Property must be in an eligibel rural area.
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VA Mortgage Loans

You have served us, so let us to support you. For all past and present military members, and surviving spouses who are looking for help with buying a new home, we can assist you with a VA Mortgage Loan. Take advantage of potentially no down payments or mortgage insurance, low fixed rates and various repayment options.
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Physician Mortgage

For licensed physicians, we’ve designed a unique lending program just for you. Special rates are available for licensed physicians, fellows, interns, residents and dentists. This program is available for purchases or refinances with no down payment options, are ARM programs and do not require any private mortgage insurance.
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Need a little extra help? Connect with your local lender today!

Call 1-800-914-8224 to get started or fill out the form below.

Find Your Local Lender

Ali Cook

AVP, Mortgage Loan Originator

Betsy Kelly

Mortgage Originator

Carolyn Swanner

VP, Mortgage Originator

Cindy Stone

VP, Mortgage Originator

Courtney Johnston

VP, Mortgage Loan Originator

David Jolly

Mortgage Originator

David Turner

VP, Mortgage Originator

Donna Robertson

AVP, Mortgage Loan Originator

Doug Schoonmaker

VP, Mortgage Originator/Area Sales Manager

Gwenn Lanning

VP, Mortgage Originator

Jason Blodgett

VP, Mortgage Originator

Jennifer Badger

Mortgage Originator

Jenny Keenan

VP, Mortgage Originator/Regional Sales Manager

Kara Nungesser

AVP, Mortgage Loan Originator

Lisa Mericle

VP, Mortgage Originator

Tabitha Helms

VP, Mortgage Originator

Susan Visi

Mortgage Loan Originator

Lisa Pittman

VP, Mortgage Originator

Susan Barkley

VP, Mortgage Originator

Scott Nation

VP, Mortgage Originator/Regional Sales Manager

Ryan Hulton

VP, Mortgage Originator/Regional Sales Manager

Roseanne Smith

VP, Mortgage Originator

Kitty Mauzy

AVP, Mortgage Loan Originator

Renee Burgess

VP - Mortgage Loan Originator

Paula Buckles

Mortgage Loan Originator

Paul Secondi

AVP, Mortgage Loan Originator

Mikell Richards

VP, Mortgage Originator/Regional Sales Manager

Jim Hanrahan

Mortgage Originator

Ryan Smith

VP, Mortgage Originator

Blake McPherson

Mortgage Loan Originator

Matt Burns

Mortgage Originator

Bob Alman

Mortgage Loan Originator

Kim Witte

VP, Mortgage Loan Originator

Angie Abston

VP, Mortgage Originator

Dan Hegeman

Mortgage Originator

Patti Peterson

VP, Mortgage Loan Originator

Bart Poynor

Mortgage Originator

Kathy McClure

Mortgage Loan Originator

Beth Cunningham

Mortgage Loan Originator

Jennine Hunter

AVP, Mortgage Loan Originator

Bailey Boshers

Mortgage Loan Originator

Anna Robison

Mortgage Loan Originator

Marie Spafford

Mortgage Loan Originator

Jamie Pimentel

Mortgage Services - Area Sales Manager

Eric Dunlap

Mortgage Loan Originator

Kevin Bennett

Mortgage Loan Originator

Kelvin Goodwin

Mortgage Loan Originator

Ginny B. Terry

Mortgage Loan Originator

Woody Woodfin

SVP, Regional Sales Manager

Steve Ledford

Mortgage Loan Originator

Jeff Burgess

Mortgage Loan Originator

Erica Smith

Mortgage Loan Originator

Matt Meissner

Mortgage Area Sales Manager

Joy Hutsell-Banks

VP, Mortgage Originator

Bobby Matthews, Jr.

VP, Regional Sales Manager

Nick Morrone

Mortgage Loan Originator

Russell Carmichael

Mortgage Loan Originator

Bryan Segers

Mortgage Loan Originator

Craig Bland

Mortgage Loan Originator

Brianna Grizzle

Mortgage Loan Originator

Cathy Edwards

Mortgage Loan Originator

Fiorella Rastelli

Mortgage Loan Originator

Michael Dietz

Regional Sales Manager

Adam Kirby

Mortgage Loan Originator

Connect with a local lender.

Fill out the form below or call 1-800-914-8224 to get in contact with the Mortgage Services team. 
 

  1. © 2023 United Community Bank | NMLS# 421841 | ucbi.com/mortgage | United Community Mortgage Services is the mortgage lending division of United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). Normal credit criteria apply.  This is not a commitment to lend.  Offer subject to change without notice.

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