Physician Mortgage Loan
Apply NowPhysician Mortgage Loan
You're committed to caring for our community. We're committed to caring for you.
Let United Community help you settle into a home with special financing only for medical professionals.1- For purchase or refinance of a primary home
- Adjustable-rate mortgage (ARM)2 options
- No private mortgage insurance (PMI) required on ARMs2
- Student loans are not counted during the first two years of residency
- Property must be located in the United Community footprint
Licensed Medical Doctors,3 Dentists, Oral Surgeons, and Doctors of Osteopathy (DO)4
- 100% financing up to $1.25 million
- 100% financing up to conforming loan limit
- 100% financing up to conforming loan limit
Apply Now
Begin your secure application.
Connect with a local lender.
Fill out the form below or call 1-800-914-8224 to get in contact with the Mortgage Services team.
Have a question about an existing home loan? Call 1-800-UCBANK1 (1-800-822-2651) and choose Option 6 to connect directly with our loan servicing experts.
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Looking for another option?
Jumbo Loans
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Restrictions apply. Not all borrowers will qualify.
2 ARM loans are variable rate loans. Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every six months according to the market index. Any change may significantly impact your monthly payment.
3 MDs must have completed their residency/internship/fellowship within the last 11 years from application date.
4 Borrower must have been licensed within the last 11 years.
Mortgage products and services are offered by United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). This is not a commitment to lend. Normal credit criteria apply.
