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Physician Mortgage Loan

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Physician Mortgage Loan

You're committed to caring for our community. We're committed to caring for you.

Let United Community help you settle into a home with special financing only for medical professionals.1
  • For purchase or refinance of a primary home
  • Adjustable-rate mortgage (ARM)2 options
  • No private mortgage insurance (PMI) required on ARMs2
  • Student loans are not counted during the first two years of residency
  • Property must be located in the United Community footprint

Licensed Medical Doctors,3 Dentists, Oral Surgeons, and Doctors of Osteopathy (DO)4
  • 100% financing up to $766,550
  • 95% financing up to $1 million
Veterinarians,3 Physician Assistants, and Nurse Practitioners 
  • 100% financing up to $650,000
Residents/Interns
  • 100% financing up to $766,550

Apply Now

Begin your secure application.

Connect with a local lender.

Fill out the form below or call 1-800-914-8224 to get in contact with the Mortgage Services team. 
 

Find Your Local Lender

Ali Cook

AVP, Mortgage Loan Originator

Betsy Kelly

Mortgage Originator

Carolyn Swanner

VP, Mortgage Originator

Cindy Stone

VP, Mortgage Originator

Courtney Johnston

VP, Mortgage Loan Originator

David Jolly

Mortgage Originator

David Turner

VP, Mortgage Originator

Donna Robertson

AVP, Mortgage Loan Originator

Doug Schoonmaker

VP, Mortgage Originator/Area Sales Manager

Gwenn Lanning

VP, Mortgage Originator

Jason Blodgett

VP, Mortgage Originator

Jennifer Badger

Mortgage Originator

Jenny Keenan

VP, Mortgage Originator/Regional Sales Manager

Kara Nungesser

AVP, Mortgage Loan Originator

Lisa Mericle

VP, Mortgage Originator

Tabitha Helms

VP, Mortgage Originator

Susan Visi

Mortgage Loan Originator

Lisa Pittman

VP, Mortgage Originator

Susan Barkley

VP, Mortgage Originator

Scott Nation

VP, Mortgage Originator/Regional Sales Manager

Ryan Hulton

VP, Mortgage Originator/Regional Sales Manager

Roseanne Smith

VP, Mortgage Originator

Kitty Mauzy

AVP, Mortgage Loan Originator

Renee Burgess

VP - Mortgage Loan Originator

Paula Buckles

Mortgage Loan Originator

Paul Secondi

AVP, Mortgage Loan Originator

Mikell Richards

VP, Mortgage Originator/Regional Sales Manager

Jim Hanrahan

Mortgage Originator

Ryan Smith

VP, Mortgage Originator

Blake McPherson

Mortgage Loan Originator

Matt Burns

Mortgage Originator

Bob Alman

Mortgage Loan Originator

Kim Witte

VP, Mortgage Loan Originator

Angie Abston

VP, Mortgage Originator

Dan Hegeman

Mortgage Originator

Patti Peterson

VP, Mortgage Loan Originator

Bart Poynor

Mortgage Originator

Kathy McClure

Mortgage Loan Originator

Beth Cunningham

Mortgage Loan Originator

Jennine Hunter

AVP, Mortgage Loan Originator

Bailey Boshers

Mortgage Loan Originator

Anna Robison

Mortgage Loan Originator

Marie Spafford

Mortgage Loan Originator

Jamie Pimentel

Mortgage Services - Area Sales Manager

Eric Dunlap

Mortgage Loan Originator

Kevin Bennett

Mortgage Loan Originator

Kelvin Goodwin

Mortgage Loan Originator

Ginny B. Terry

Mortgage Loan Originator

Woody Woodfin

SVP, Regional Sales Manager

Steve Ledford

Mortgage Loan Originator

Jeff Burgess

Mortgage Loan Originator

Erica Smith

Mortgage Loan Originator

Matt Meissner

Mortgage Area Sales Manager

Joy Hutsell-Banks

VP, Mortgage Originator

Bobby Matthews, Jr.

VP, Regional Sales Manager

Nick Morrone

Mortgage Loan Originator

Russell Carmichael

Mortgage Loan Originator

Bryan Segers

Mortgage Loan Originator

Craig Bland

Mortgage Loan Originator

Brianna Grizzle

Mortgage Loan Originator

Cathy Edwards

Mortgage Loan Originator

Fiorella Rastelli

Mortgage Loan Originator

Michael Dietz

Regional Sales Manager

Adam Kirby

Mortgage Loan Originator

Tammy Acker

Mortgage Loan Originator

Sherry Griggers

Mortgage Loan Originator

Looking for another option?

Jumbo Loans

We offer higher-than-conventional loan limit options for those dreaming BIG. Whether you are buying, refinancing or finally adding that movie theater room, we have the fixed-rate and ARM options to fit your unique needs.
Learn More

Down-Payment Assistance

Down-payment assistance programs help off-set the costs that come with buying a home, like a down-payment and closing costs. This assistance typically comes in the form of a grant or second mortgage and can make it possible to move forward with buying a home, even if you haven’t saved enough for a down-payment.
Learn More

Cash-Out Refinance

When you choose a cash-out refinance, you replace your current home loan with a new mortgage for more than you owe on your home. At closing, you receive the difference in cash. This type of refinancing allows homeowners to access equity built in their property. It's a way to utilize the value of your home for various financial needs or investments.
Learn More
  1. Restrictions apply. Not all borrowers will qualify.
    2 ARM loans are variable rate loans. Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every six months according to the market index. Any change may significantly impact your monthly payment. 
    3 MDs must have completed their residency/internship/fellowship within the last 15 years from application date.
    Borrower must have been licensed within the last 15 years.
    Mortgage products and services are offered by United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). This is not a commitment to lend. Normal credit criteria apply.

     

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