Personal and Business Rates
United Signature Checking
Minimum Opening Deposit | Daily Balance Tier Range1 | APY |
---|---|---|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
$0 - $2,499
|
APY
0.15%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
$2,500 - $9,999
|
APY
0.25%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
$10,000 - $49,999
|
APY
0.50%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
$50,000 - $99,999
|
APY
0.50%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
$100,000 - $249,999
|
APY
1.00%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
$250,000 - $999,999
|
APY
1.00%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
> = $1,000,000
|
APY
1.25%
|
Personal Money Market
Minimum Opening Deposit | Daily Balance Tier Range1 | APY |
---|---|---|
Minimum Opening Deposit
$1,500
|
Daily Balance Tier Range1
0 - 9,999
|
APY
0.50%
|
Minimum Opening Deposit
$1,500
|
Daily Balance Tier Range1
10,000 - 49,999
|
APY
0.50%
|
Minimum Opening Deposit
$1,500
|
Daily Balance Tier Range1
50,000 - 99,999
|
APY
0.50%
|
Minimum Opening Deposit
$1,500
|
Daily Balance Tier Range1
100,000 - 249,999
|
APY
1.00%
|
Minimum Opening Deposit
$1,500
|
Daily Balance Tier Range1
250,000 - 499,999
|
APY
1.00%
|
Minimum Opening Deposit
$1,500
|
Daily Balance Tier Range1
500,000 - 999,999
|
APY
1.25%
|
Minimum Opening Deposit
$1,500
|
Daily Balance Tier Range1
> = 1,000,000
|
APY
1.25%
|
United Savings
Minimum Opening Deposit | Daily Balance Tier Range1 | APY |
---|---|---|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
0 - 2,499
|
APY
0.10%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
> = 2,500
|
APY
0.20%
|
United Student Savings
Minimum Opening Deposit | Daily Balance Tier Range1 | APY |
---|---|---|
Minimum Opening Deposit
$5
|
Daily Balance Tier Range1
0 - 2,499
|
APY
0.10%
|
Minimum Opening Deposit
$5
|
Daily Balance Tier Range1
> = 2,500
|
APY
0.20%
|
United Treasure Chest Savings
Minimum Opening Deposit | Daily Balance Tier Range1 | APY |
---|---|---|
Minimum Opening Deposit
$5
|
Daily Balance Tier Range1
0 - 2,499
|
APY
0.10%
|
Minimum Opening Deposit
$5
|
Daily Balance Tier Range1
> = 2,500
|
APY
0.20%
|
Certificates of Deposit (CD)
Minimum Opening Deposit | Term2 | APY3 |
---|---|---|
Minimum Opening Deposit
$2500
|
Term2
4 months
|
APY3
4.20%
|
Minimum Opening Deposit
$2500
|
Term2
7 months
|
APY3
3.95%
|
Minimum Opening Deposit
$2500
|
Term2
11 months
|
APY3
3.75%
|
Minimum Opening Deposit
$2500
|
Term2
23 months
|
APY3
3.00%
|
Business Interest Checking
Minimum Opening Deposit | Daily Balance Tier Range1 | APY |
---|---|---|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
0 - 9,999
|
APY
0.15%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
10,000 - 49,999
|
APY
0.25%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
50,000 - 99,999
|
APY
0.25%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
> = 100,000
|
APY
0.50%
|
Business Money Market Account
Minimum Opening Deposit | Daily Balance Tier Range1 | APY |
---|---|---|
Minimum Opening Deposit
$1,000
|
Daily Balance Tier Range1
0 - 9,999
|
APY
0.35%
|
Minimum Opening Deposit
$1,000
|
Daily Balance Tier Range1
10,000 - 49,999
|
APY
0.35%
|
Minimum Opening Deposit
$1,000
|
Daily Balance Tier Range1
50,000 - 99,999
|
APY
0.35%
|
Minimum Opening Deposit
$1,000
|
Daily Balance Tier Range1
100,000 - 249,999
|
APY
0.75%
|
Minimum Opening Deposit
$1,000
|
Daily Balance Tier Range1
250,000 - 499,999
|
APY
0.75%
|
Minimum Opening Deposit
$1,000
|
Daily Balance Tier Range1
> = 500,000
|
APY
1.00%
|
United Business Savings
Minimum Opening Deposit | Daily Balance Tier Range1 | APY |
---|---|---|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
0 - 4,999
|
APY
0.10%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
5,000 - 24,999
|
APY
0.15%
|
Minimum Opening Deposit
$100
|
Daily Balance Tier Range1
> = 25,000
|
APY
0.15%
|
-
Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
2 Early withdrawal penalty will be imposed for early withdrawal.3 This is our maximum Relationship Rate. Please inquire at your local branch if you qualify. Other interest rates may apply.
Fees could reduce earnings on the account. Interest Rates and annual percentage yields are current as of 10/1/2024.