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    Personal and Business Rates

    United Signature Checking

    This checking account comes with options to earn interest and a host of exclusive features and benefits to deepen your relationship with United.
    Minimum Opening Deposit Daily Balance Tier Range1 APY
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    $0 - $2,499
    APY
    0.15%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    $2,500 - $9,999
    APY
    0.25%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    $10,000 - $49,999
    APY
    0.50%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    $50,000 - $99,999
    APY
    0.50%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    $100,000 - $249,999
    APY
    1.00%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    $250,000 - $999,999
    APY
    1.00%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    > = $1,000,000
    APY
    1.25%

    Personal Money Market

    Enjoy convenient access to your account while earning a premium interest rate with our Money Market account.
    Minimum Opening Deposit Daily Balance Tier Range1 APY
    Minimum Opening Deposit
    $1,500
    Daily Balance Tier Range1
    0 - 9,999
    APY
    0.50%
    Minimum Opening Deposit
    $1,500
    Daily Balance Tier Range1
    10,000 - 49,999
    APY
    0.50%
    Minimum Opening Deposit
    $1,500
    Daily Balance Tier Range1
    50,000 - 99,999
    APY
    0.50%
    Minimum Opening Deposit
    $1,500
    Daily Balance Tier Range1
    100,000 - 249,999
    APY
    1.00%
    Minimum Opening Deposit
    $1,500
    Daily Balance Tier Range1
    250,000 - 499,999
    APY
    1.00%
    Minimum Opening Deposit
    $1,500
    Daily Balance Tier Range1
    500,000 - 999,999
    APY
    1.25%
    Minimum Opening Deposit
    $1,500
    Daily Balance Tier Range1
    > = 1,000,000
    APY
    1.25%

    United Savings

    Whether you’re building a nest egg for the future or creating an emergency fund for a time in need, plan ahead and build your savings with our convenient interest-earning savings account.
    Minimum Opening Deposit Daily Balance Tier Range1 APY
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    0 - 2,499
    APY
    0.10%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    > = 2,500
    APY
    0.20%

    United Student Savings

    It’s never too early to start saving. For students 22 years and under, this account is a great option to begin investing in your future.
    Minimum Opening Deposit Daily Balance Tier Range1 APY
    Minimum Opening Deposit
    $5
    Daily Balance Tier Range1
    0 - 2,499
    APY
    0.10%
    Minimum Opening Deposit
    $5
    Daily Balance Tier Range1
    > = 2,500
    APY
    0.20%

    United Treasure Chest Savings

    For children 12 years and younger, this account is a great opportunity to teach your child to save.
    Minimum Opening Deposit Daily Balance Tier Range1 APY
    Minimum Opening Deposit
    $5
    Daily Balance Tier Range1
    0 - 2,499
    APY
    0.10%
    Minimum Opening Deposit
    $5
    Daily Balance Tier Range1
    > = 2,500
    APY
    0.20%

    Certificates of Deposit (CD)

    Benefit from locked-in interest rates as you watch your money grow. When your certificate matures, you can access the money or reinvest to continue building your savings.
    Minimum Opening Deposit Term2 APY3
    Minimum Opening Deposit
    $2500
    Term2
    7 months
    APY3
    4.75%
    Minimum Opening Deposit
    $2500
    Term2
    9 months
    APY3
    4.45%
    Minimum Opening Deposit
    $2500
    Term2
    11 months
    APY3
    4.35%
    Minimum Opening Deposit
    $2500
    Term2
    19 months
    APY3
    3.75%
    Minimum Opening Deposit
    $2500
    Term2
    23 months
    APY3
    3.50%

    Business Interest Checking

    Minimum Opening Deposit Daily Balance Tier Range1 APY
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    0 - 9,999
    APY
    0.15%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    10,000 - 49,999
    APY
    0.25%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    50,000 - 99,999
    APY
    0.25%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    > = 100,000
    APY
    0.50%

    Business Money Market Account

    Minimum Opening Deposit Daily Balance Tier Range1 APY
    Minimum Opening Deposit
    $1,000
    Daily Balance Tier Range1
    0 - 9,999
    APY
    0.35%
    Minimum Opening Deposit
    $1,000
    Daily Balance Tier Range1
    10,000 - 49,999
    APY
    0.35%
    Minimum Opening Deposit
    $1,000
    Daily Balance Tier Range1
    50,000 - 99,999
    APY
    0.35%
    Minimum Opening Deposit
    $1,000
    Daily Balance Tier Range1
    100,000 - 249,999
    APY
    0.75%
    Minimum Opening Deposit
    $1,000
    Daily Balance Tier Range1
    250,000 - 499,999
    APY
    0.75%
    Minimum Opening Deposit
    $1,000
    Daily Balance Tier Range1
    > = 500,000
    APY
    1.00%

    United Business Savings

    Minimum Opening Deposit Daily Balance Tier Range1 APY
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    0 - 4,999
    APY
    0.10%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    5,000 - 24,999
    APY
    0.15%
    Minimum Opening Deposit
    $100
    Daily Balance Tier Range1
    > = 25,000
    APY
    0.15%
    1. Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
      Early withdrawal penalty will be imposed for early withdrawal.
      This is our maximum Relationship Rate. Please inquire at your local branch if you qualify. Other interest rates may apply.
      Fees could reduce earnings on the account. Interest Rates and annual percentage yields are current as of 11/15/2023.

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