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Personal and Business Rates

United Signature Checking

This checking account comes with options to earn interest and a host of exclusive features and benefits to deepen your relationship with United.
Minimum Opening Deposit Daily Balance Tier Range1 APY
Minimum Opening Deposit
$100
Daily Balance Tier Range1
$0 - $2,499
APY
0.15%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
$2,500 - $9,999
APY
0.25%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
$10,000 - $49,999
APY
0.50%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
$50,000 - $99,999
APY
0.50%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
$100,000 - $249,999
APY
1.00%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
$250,000 - $999,999
APY
1.00%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
> = $1,000,000
APY
1.25%

Personal Money Market

Enjoy convenient access to your account while earning a premium interest rate with our Money Market account.
Minimum Opening Deposit Daily Balance Tier Range1 APY
Minimum Opening Deposit
$1,500
Daily Balance Tier Range1
0 - 9,999
APY
0.50%
Minimum Opening Deposit
$1,500
Daily Balance Tier Range1
10,000 - 49,999
APY
0.50%
Minimum Opening Deposit
$1,500
Daily Balance Tier Range1
50,000 - 99,999
APY
0.50%
Minimum Opening Deposit
$1,500
Daily Balance Tier Range1
100,000 - 249,999
APY
1.00%
Minimum Opening Deposit
$1,500
Daily Balance Tier Range1
250,000 - 499,999
APY
1.00%
Minimum Opening Deposit
$1,500
Daily Balance Tier Range1
500,000 - 999,999
APY
1.25%
Minimum Opening Deposit
$1,500
Daily Balance Tier Range1
> = 1,000,000
APY
1.25%

United Savings

Whether you’re building a nest egg for the future or creating an emergency fund for a time in need, plan ahead and build your savings with our convenient interest-earning savings account.
Minimum Opening Deposit Daily Balance Tier Range1 APY
Minimum Opening Deposit
$100
Daily Balance Tier Range1
0 - 2,499
APY
0.10%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
> = 2,500
APY
0.20%

United Student Savings

It’s never too early to start saving. For students 22 years and under, this account is a great option to begin investing in your future.
Minimum Opening Deposit Daily Balance Tier Range1 APY
Minimum Opening Deposit
$5
Daily Balance Tier Range1
0 - 2,499
APY
0.10%
Minimum Opening Deposit
$5
Daily Balance Tier Range1
> = 2,500
APY
0.20%

United Treasure Chest Savings

For children 12 years and younger, this account is a great opportunity to teach your child to save.
Minimum Opening Deposit Daily Balance Tier Range1 APY
Minimum Opening Deposit
$5
Daily Balance Tier Range1
0 - 2,499
APY
0.10%
Minimum Opening Deposit
$5
Daily Balance Tier Range1
> = 2,500
APY
0.20%

Certificates of Deposit (CD)

Benefit from locked-in interest rates as you watch your money grow. When your certificate matures, you can access the money or reinvest to continue building your savings.
Minimum Opening Deposit Term2 APY3
Minimum Opening Deposit
$2500
Term2
4 months
APY3
4.20%
Minimum Opening Deposit
$2500
Term2
7 months
APY3
3.95%
Minimum Opening Deposit
$2500
Term2
11 months
APY3
3.75%
Minimum Opening Deposit
$2500
Term2
23 months
APY3
3.00%

Business Interest Checking

Minimum Opening Deposit Daily Balance Tier Range1 APY
Minimum Opening Deposit
$100
Daily Balance Tier Range1
0 - 9,999
APY
0.15%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
10,000 - 49,999
APY
0.25%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
50,000 - 99,999
APY
0.25%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
> = 100,000
APY
0.50%

Business Money Market Account

Minimum Opening Deposit Daily Balance Tier Range1 APY
Minimum Opening Deposit
$1,000
Daily Balance Tier Range1
0 - 9,999
APY
0.35%
Minimum Opening Deposit
$1,000
Daily Balance Tier Range1
10,000 - 49,999
APY
0.35%
Minimum Opening Deposit
$1,000
Daily Balance Tier Range1
50,000 - 99,999
APY
0.35%
Minimum Opening Deposit
$1,000
Daily Balance Tier Range1
100,000 - 249,999
APY
0.75%
Minimum Opening Deposit
$1,000
Daily Balance Tier Range1
250,000 - 499,999
APY
0.75%
Minimum Opening Deposit
$1,000
Daily Balance Tier Range1
> = 500,000
APY
1.00%

United Business Savings

Minimum Opening Deposit Daily Balance Tier Range1 APY
Minimum Opening Deposit
$100
Daily Balance Tier Range1
0 - 4,999
APY
0.10%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
5,000 - 24,999
APY
0.15%
Minimum Opening Deposit
$100
Daily Balance Tier Range1
> = 25,000
APY
0.15%
  1. Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
    Early withdrawal penalty will be imposed for early withdrawal.

    This is our maximum Relationship Rate. Please inquire at your local branch if you qualify. Other interest rates may apply.

    Fees could reduce earnings on the account. Interest Rates and annual percentage yields are current as of 10/1/2024.

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