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Georgia Mortgages and Home Loans

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Georgia Mortgages and Home Loans
The housing market can be intimidating, but that doesn’t mean your mortgage should be. With flexible loan programs and terms that fit whatever home you’re looking for, we can work together to find the right solution for your home-buying needs. Call 1-800-914-8224 to connect with a local lender and get started today.

Pick Your Georgia Home Loan Journey:

First-Time Homebuyer

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Buying a Home

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Refinancing Options

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Home Construction Loans

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United MLO helping customer

Why choose United for your home mortgage?

At United, you’ll find competitive rates, a wide range of home loan products, and local mortgage experts who will work with you from application to closing, delivering the personalized service you deserve. You'll also benefit from:

  • Digital application 
  • Online mortgage payments
  • Large selection of mortgage products
  • United Signature Checking Account1
  • Employees committed to customer service
  •  .25% discount when you use auto-pay on certain loan products
  • Competitive rates and closing costs
  • Communication to keep you updated about your loan’s progress

Ready to get started?
 

Specific Loan Options in Georgia

Fixed and Adjustable Rate Mortgages

Who has ARMs, legs and the fixed-rate mortgages that fit your needs? We do, of course. Popular for buying or refinancing, our fixed and adjustable rate mortgage options come in varying term lengths and can fit whatever square footage you're looking to move into.2
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Jumbo Loans

We offer higher-than-conventional loan limit options for those dreaming BIG. Whether you are buying, refinancing or finally adding that movie theater room, we have the fixed-rate and ARM options to fit your unique needs.
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VA Mortgage Loans

You have served us, so let us to support you. For all past and present military members, and surviving spouses who are looking for help with buying a new home, we can assist you with a VA Mortgage Loan. Take advantage of potentially no down payments or mortgage insurance, low fixed rates and various repayment options.
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PATH Loan

When all you need is a leg up, we can help. Turn your homeownership dreams into a reality with a PATH Loan. With up to 100% financing for low/moderate-income borrowers and high-minority census tracts within our community, this financing option gives you the financial and personal support you need to thrive.
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Physician Mortgage

For licensed physicians, we’ve designed a unique lending program just for you. Special rates are available for licensed physicians, fellows, interns, residents and dentists. This program is available for purchases or refinances with no down payment options, are ARM programs and do not require any private mortgage insurance.
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Find your local Georgia mortgage lender.

Ali Cook

AVP, Mortgage Loan Originator

Betsy Kelly

Mortgage Originator

Carolyn Swanner

VP, Mortgage Originator

Cindy Stone

VP, Mortgage Originator

Courtney Johnston

VP, Mortgage Loan Originator

David Jolly

Mortgage Originator

David Turner

VP, Mortgage Originator

Donna Robertson

AVP, Mortgage Loan Originator

Doug Schoonmaker

VP, Mortgage Originator/Area Sales Manager

Gwenn Lanning

VP, Mortgage Originator

Jason Blodgett

VP, Mortgage Originator

Jennifer Badger

Mortgage Originator

Jenny Keenan

VP, Mortgage Originator/Regional Sales Manager

Kara Nungesser

AVP, Mortgage Loan Originator

Lisa Mericle

VP, Mortgage Originator

Tabitha Helms

VP, Mortgage Originator

Susan Visi

Mortgage Loan Originator

Lisa Pittman

VP, Mortgage Originator

Susan Barkley

VP, Mortgage Originator

Scott Nation

VP, Mortgage Originator/Regional Sales Manager

Ryan Hulton

VP, Mortgage Originator/Regional Sales Manager

Roseanne Smith

VP, Mortgage Originator

Kitty Mauzy

AVP, Mortgage Loan Originator

Renee Burgess

VP - Mortgage Loan Originator

Paula Buckles

Mortgage Loan Originator

Paul Secondi

AVP, Mortgage Loan Originator

Mikell Richards

VP, Mortgage Originator/Regional Sales Manager

Jim Hanrahan

Mortgage Originator

Ryan Smith

VP, Mortgage Originator

Blake McPherson

Mortgage Loan Originator

Matt Burns

Mortgage Originator

Bob Alman

Mortgage Loan Originator

Kim Witte

VP, Mortgage Loan Originator

Angie Abston

VP, Mortgage Originator

Dan Hegeman

Mortgage Originator

Patti Peterson

VP, Mortgage Loan Originator

Bart Poynor

Mortgage Originator

Kathy McClure

Mortgage Loan Originator

Beth Cunningham

Mortgage Loan Originator

Jennine Hunter

AVP, Mortgage Loan Originator

Bailey Boshers

Mortgage Loan Originator

Anna Robison

Mortgage Loan Originator

Marie Spafford

Mortgage Loan Originator

Jamie Pimentel

Mortgage Services - Area Sales Manager

Eric Dunlap

Mortgage Loan Originator

Kevin Bennett

Mortgage Loan Originator

Kelvin Goodwin

Mortgage Loan Originator

Ginny B. Terry

Mortgage Loan Originator

Woody Woodfin

SVP, Regional Sales Manager

Steve Ledford

Mortgage Loan Originator

Jeff Burgess

Mortgage Loan Originator

Erica Smith

Mortgage Loan Originator

Matt Meissner

Mortgage Area Sales Manager

Joy Hutsell-Banks

VP, Mortgage Originator

Bobby Matthews, Jr.

VP, Regional Sales Manager

Nick Morrone

Mortgage Loan Originator

Russell Carmichael

Mortgage Loan Originator

Bryan Segers

Mortgage Loan Originator

Craig Bland

Mortgage Loan Originator

Brianna Grizzle

Mortgage Loan Originator

Cathy Edwards

Mortgage Loan Originator

Fiorella Rastelli

Mortgage Loan Originator

Michael Dietz

Regional Sales Manager

Adam Kirby

Mortgage Loan Originator

Tammy Acker

Mortgage Loan Originator

Sherry Griggers

Mortgage Loan Originator

Connect with a local lender.

Fill out the form below or call 1-800-914-8224 to get in contact with the Mortgage Services team. 
 

  1. Avoid monthly service charge on United Signature Checking account by maintaining $15,000 minimum daily balance. You may also avoid the monthly service charge if you maintain $25,000 in combined consumer deposit balance(s) or maintain $50,000 in combined outstanding principal balances in consumer loan accounts owned and serviced by United Community Bank. Additionally, the monthly service charge may be avoided if the primary account holder for this account also maintains assets under management with United Community Advisory Services, or maintains a mortgage loan serviced by United Community Mortgage Services or our mortgage servicing provider on behalf of United. (Note: United Signature Checking, advisory services and third party serviced loans must all be reporting under the same tax identification number in order to qualify for service charge waiver.)

    Adjustable Rate Mortgage (ARM) loans are variable rate loans; interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every six months according to the market index. Any change may significantly impact your monthly payment.

    © 2023 United Community Bank | NMLS# 421841 | ucbi.com/mortgage | United Community Mortgage Services is the mortgage lending division of United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). Normal credit criteria apply.  This is not a commitment to lend.  Offer subject to change without notice.

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