VA Mortgage Loan
Apply NowVA Mortgage Loan
For service members, veterans, and eligible spouses.1
You've served us, so let us support you. Current service members, veterans, and their eligible spouses looking to buy a new home may want to take advantage of a VA loan. There's no down payment required when borrowing up to the conforming loan limit. Plus, this fixed-rate loan doesn't come with mortgage insurance. Since 1944, the VA loan program has made it possible for over 20 million veterans and their families to secure home financing.
Advantages
- Fixed-rate mortgage
- No down payment for loans up to the conforming loan limit
- No mortgage insurance
- Various loan repayment options
Details
- Purchase or refinance
- Primary home
- Minimum 600 FICO score for loan amounts under $1MM
Apply Now
Begin your secure application.
Connect with a local lender.
Fill out the form below or call 1-800-914-8224 to get in contact with the Mortgage Services team.
Have a question about an existing home loan? Call 1-800-UCBANK1 (1-800-822-2651) and choose Option 6 to connect directly with our loan servicing experts.
Find your Local Mortgage Lender
To learn more or see if you're eligible, contact you local United mortgage expert today.
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Looking for another option?
Jumbo Loans
Physician Mortgage
Cash-Out Refinance
- Not all borrowers will qualify. Restrictions apply. Contact your local mortgage loan originator for specific product details. Mortgage products and services are offered by United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). This is not a commitment to lend. Normal credit criteria apply.
