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    Mastercard® Debit Cards

    Mastercard® Debit Cards

    The power of a community in your wallet.

    Issued by your community’s most trusted bank, this debit card gives you the convenience you need, no matter where your life takes you.

    debit card

    Your money is good here.

    With a good debit card, you can conveniently travel the world without worries. You can also use your card for free at hundreds of ATMs across the Southeast without incurring any fees1.
    Get Yours Now
    woman using card controls

    Take control of your card

    With United's Card Controls, you can manage your debit card from your mobile device, as well as set spending limits, lock/unlock its use, and even use GPS to limit transactions to a specified allowable location.
     

     

    2-Way Text Alerts

    Receive debit card transaction alerts immediately with our free fraud alert service. We’ll text you information to your mobile device with our safe and secure mobile service.2

    Make room for more important stuff.

    Enjoy the convenience of adding your Mastercard® debit card into your mobile wallet. With fewer cards in your pocket, you can free up space for more important things, like more money or candy. 

    Compatible with Google PayTM, Apple Pay®, Samsung Pay, Venmo, PayPal® and more. 

    Click to Pay

    When you store your United Community Mastercard® in Click to Pay, you can shop without searching for your card or having to type in payment details. Whether on your smartphone, tablet or desktop, just look for the Click to Pay icon when checking out online where Mastercard® is accepted.
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    Frequently Asked Questions about Debit Cards
    Protecting your money is easy with United's Card Controls app! Control settings on your debit card and manage checking account transactions directly from your smartphone. Download for iPhone or Android today!

    Turn your card off and on again

    • Be in total control of your debit card. For example, turn your United Mastercard® debit card off with the touch of a button if your card gets lost or stolen.

    Set spending limits

    • Restrict your United Mastercard® debit card use by dollar amounts, specific retailers, locations and more.

    Set up alerts

    • With Card Controls, you can turn on alerts to get notified every time your United Mastercard® debit card is used. 

    If your debit card has been lost or stolen, it is important that you report it to us immediately. Immediate reporting ensures potential losses will be kept to a minimum.          

    During normal business hours: Call 1-800-UCBANK1 (1-800-822-2651) to speak with our Customer Contact Center.

    After hours: Call 706-439-6600, then follow the prompts to be directed to the Card Center in order to report and block your lost or stolen card. You will then need to contact your local branch or call 706-439-6600 during business hours to speak with our Customer Contact Center the next business day to order a replacement card.

    Card Controls: If you are using United's Card Controls App, log into the app and set the lost card to the OFF setting, then call 706-439-6600 the following business day to order a replacement card.

    You will no longer be able to use your card within Apple Pay™, Android Pay™ or any of our mobile wallet solutions, so be sure to remove the card. When you receive your new card, you will need to add the new information to the mobile wallet solution that you use.

    You can use Card Controls on your Apple® iOS or Android® devices.
    Yes, you can download the app from the app store and use the Card Controls app with your tablet. 
    No, it is free of charge.

    Resources

    Mastercard® Guide to Benefits for Prepaid Cardholders

    Mastercard® Guide to Benefits for Enhanced Debit Mastercard Cardholders

    Mastercard® Guide to Benefits for Small Business Cardholders

    Learning Center
    man who is a victim of fraud Identity Theft and How to Handle It
    Identity theft occurs when someone steals your personal or financial information to commit fraud or other crimes. They may gain unauthorized access to your Social Security number, credit or debit cards, passport, checks, driver’s license, or other sensitive information.
    Read Article
    man avoiding a scam with fraud protection How to Spot Financial Scams: Protect Yourself 5 Ways
    Have you ever been scammed? At best, it feels terrible. At worst, it causes real financial damage. Last year, fraud was up more than 70% over the previous year, according to the Federal Trade Commission.
    Read Article
    woman interviewing man for a job Employment Scams and How to Avoid Them
    Criminals promote fake job opportunities through many of the same job boards that legitimate companies use, such as online job sites, social media platforms, and newspapers. The fake postings claim to offer employment but are instead used to acquire victims’ personal information and financial assets.
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    1. $1 charge on all transactions outside of the United or Publix Presto! ATM networks unless account holder qualifies for the fee to be waived. ATM transactions/balance inquiries outside of United or Publix Presto! ATM networks are also subject to charges by other institutions.

      2  Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.
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    • NMLS ID # 421841
    • ABA Routing # 061112843
    • 2 West Washington Street, Suite 700, Greenville, SC 29601
    • 1-800-822-2651
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