Mastercard® Business Debit Card
Mastercard® Business Debit Card
An everyday card for your extraordinary business.
You can use your business debit card any time, anywhere that Mastercard® is accepted to ensure your company always has what it needs to operate at its full potential and meet its future goals.Access Your Money
Stay in Control
Enjoy Extra Protection
Automatically Receive Text Alerts
Card Controls
Protect your debit card with Card Controls—available within your online and mobile banking account. It offers security features like travel notices and spending limits, along with several new options to manage your money:
- Understand your spending clearly with spending insights, recurring payment information, ‘card-on-file’ merchant identification, and more.
- Get real-time transaction alerts so you know exactly when and where your card is being used.
- View a digital card on a mobile device and easily push it to Apple Pay or Google Pay.
Mastercard® ID Theft Protection
As you make purchases with your debit card, you can rest assured that you’re protected. Your United Community Mastercard® debit card comes with Mastercard® ID Theft Protection2, free of charge, which includes:
- Identity Monitoring
- Financial Account Takeover Protection
- Resolution Services
- Lost Wallet Assistance
- Single-Bureau Credit Monitoring
Click to Pay
When you store your United Community Mastercard® in Click to Pay, you can shop without searching for your card or having to type in payment details. Whether on your smartphone, tablet or desktop, just look for the Click to Pay icon when checking out online where Mastercard® is accepted.
Frequently Asked Questions about Debit Cards
All United checking accounts come with a United Mastercard® debit card. We offer four different types of checking accounts, including accounts specifically designed for students and people 55.+
Compare checking account options.
Compare checking account options.
Protecting your debit card is easy with Card Controls! Control settings on your debit card and manage checking account transactions directly from your smartphone. View the Digital Demo to get started with Card Controls.
Turn your card off and on again
- Be in total control of your debit card. For example, turn your United Mastercard® debit card off with the touch of a button if your card gets lost or stolen.
Set spending limits
- Restrict your United Mastercard® debit card use by dollar amounts, specific retailers, locations and more.
Set up alerts
- With Card Controls, you can turn on alerts to get notified every time your United Mastercard® debit card is used.
Yes. You can store your card securely in Click to Pay. Then just look for the Click to Pay icon when you check out online using your desktop computer, laptop, tablet, or smartphone.
Watch a quick tutorial.
Watch a quick tutorial.
Our fraud team has certain safety restrictions set with our debit cards to protect our customers. However, restrictions are not based on the amount of a purchase (unless you exceed your daily limit). Purchases could be restricted on the type of online vendors used which could be on a high fraud list.
We offer tools to manage your debit card preferences with Card Controls.
For a step-by-step guide to set up Card Controls, click here. If you need further assistance, please call our customer support representatives at 1-800-UCBANK1 (1-800-822-2651) between the following hours:
We offer tools to manage your debit card preferences with Card Controls.
For a step-by-step guide to set up Card Controls, click here. If you need further assistance, please call our customer support representatives at 1-800-UCBANK1 (1-800-822-2651) between the following hours:
- Monday–Friday, 8:00am–6:00pm ET
- Saturday, 9:00am–12:00pm ET
If you notice that you have debit card transactions that have posted to your account that you do not recognize or you did not authorize, you should take the following steps:
- Make sure you have not lost your debit card. If you have lost your card, please call 1-800-822-2651 as soon as possible.
- If you have your card, call the number on the back of your card as soon as you notice unauthorized transactions.
- If the transactions are in a ‘pending’ status, they cannot be disputed until they post to your account.
- You can complete a dispute over the phone by calling 1-800-822-2651 and choosing option 3 then option 2 during our standard business hours (Monday–Friday, 8:00am–6:00pm, and Saturday, 9:00am–12:00pm). You can also set up an appointment online through our website or your mobile app to visit your local branch office. This cannot be completed by email.
If you’d like to request an increase to your debit card limits, we’d be happy to assist you. You can reach out to your local branch office for support, log in to online banking and securely chat with us, or call our Customer Contact Center at 1-800-UCBANK1 (1-800-822-2651) between the following hours:
- Monday–Friday, 8:00am–6:00pm ET
- Saturday, 9:00am–12:00pm ET
If your debit card has been lost or stolen, it is important that you report it to us immediately. Immediate reporting ensures potential losses will be kept to a minimum.
During normal business hours: Call 1-800-UCBANK1 (1-800-822-2651) to speak with our Customer Contact Center.
After hours: Call 706-439-6600, then follow the prompts to be directed to the Card Center in order to report and block your lost or stolen card. You will then need to contact your local branch or call 706-439-6600 during business hours to speak with our Customer Contact Center the next business day to order a replacement card.
Card Controls: If you are using Card Controls, log into online banking or the United mobile app and set the lost card to the OFF setting, then call 706-439-6600 the following business day to order a replacement card.
You will no longer be able to use your card within Apple Pay™, Android Pay™ or any of our mobile wallet solutions, so be sure to remove the card. When you receive your new card, you will need to add the new information to the mobile wallet solution that you use.
Yes, you can use Card Controls in online banking with your tablet. View the Digital Demo to get started with Card Controls.
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Message and data rates may apply.
2 Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD
3 Restrictions apply. Rebates currently available for qualifying eligible purchases. Participating merchants and rebate offers subject to change. You'll receive Mastercard Easy Savings Program rebates on top of merchant discounts and your card rewards. Mastercard, Mastercard Easy Savings, and the circles design are registered trademarks of Mastercard International Incorporated.
