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Customer Support

Phone:
1-800-UCBANK1 (1-800-822-2651)
Hours:
Monday-Friday: 8:00am-6:00pm EST
Saturday: 9:00am-12:00pm EST
After hours? Send us a message
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Business Checking Accounts

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The Best Business Bank Account for You

Get the personal attention your business deserves. Whether you’re just starting up or your company is generations old, we offer flexible, scalable business checking and cash management solutions that will grow along with you.

No matter which account you choose, you’ll benefit from the United Difference—financial solutions personalized to your needs, convenient online and mobile banking tools, a dedicated banker who answers when you call, and award-winning service.
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Visit your local branch.
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Schedule time with a banker.
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Choose the business checking account for you.
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Business Freedom Checking
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Ideal for businesses and non-profits with lower monthly check writing and deposit activity.

  • No monthly service charge; no minimum balance requirement.
  • eStatements are free. Otherwise, $3 monthly fee for paper statements.
  • Monthly allowance of 250 combined items1. If you exceed this allowance, items will be processed at $0.40 per item2.
  • First $10,000 per month of cash deposited is complimentary; $0.15 per $100 after that.
  • Open a new account with as little as $100.
  • Free, easy-to-use invoicing included with Autobooks5
Business Select Checking
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A great option for businesses that have a higher number of transactions and cash deposited every month.

  • A $12.50 monthly service charge can be avoided with one of the following:
    • $2,500 minimum daily balance or
    • $10,000 in combined deposits3 or
    • $50,000 in outstanding loan balances4
  • Monthly allowance of 500 combined items1. If you exceed this allowance, items will be processed at $0.40 per item2.
  • Cash deposited is complimentary.
  • Open a new account with as little as $100.
Business Analysis Checking
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If your business has high transaction volumes or more complex banking needs, this analyzed account puts higher balances to work for you.

  • $25 monthly service charge. No minimum balance requirement.
  • Earnings credit, based on collected monthly average balance, is available to offset any monthly fees incurred.
  • Per transaction and cash deposited fees apply, which can be offset by earnings credit.
  • Open a new account with as little as $100.
Business Interest Checking
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Put your money to work. Start earning interest on your business checking balances with United's Business Interest Checking Account.

  • $15 monthly service charge can be avoided by maintaining a $2,500 minimum daily balance.
  • Earn tiered interest on your checking balance.
  • Monthly allowance of 250 combined items¹. If you exceed this allowance, items will be processed at $0.35 per item².
  • First $10,000 per month of cash deposited is complimentary; $0.15 per $100 after that.
  • Open a new account with as little as $100.
Open Product Comparison

Compare your options.

Business Freedom Checking Business Select Checking Business Analysis Checking
Minimum Opening Deposit $100 $100 $100
Monthly Service Charge $0 $12.50 $25
Maintain to Avoid Monthly Service Charge -- $2,500 minimum daily balance
-OR-
$10,000 in combined deposits3
-OR-
$50,000 in outstanding loan balances4 		Earnings credit, based on collected monthly average balance, can offset monthly maintenance charge and other service fees.
Monthly Combined Item1 Limit 250 500 Per transaction fees apply, which can be offset by earnings credit
Excess Combined Item Fee4 $0.40 per item after 250 $0.40 per item after 500 Per transaction fees apply, which can be offset by earnings credit
Monthly Cash Deposited Limit $10,000
($0.15 per $100 thereafter) 		Unlimited $0.15 per $100
Paper Statements $3 -- --
Earns Interest No No No
Close Product Comparision

Online and Mobile Banking

Dive right into your desktop, laptop, smartphone or tablet and explore the world of convenient banking.

 
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Take control of your card.

With United's Card Controls, you can manage your business debit card from your mobile device, as well as set spending limits, lock/unlock its use, and even use GPS to limit transactions to a specified allowable location.

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Invoicing with Autobooks 5

Create and send a great-looking invoice in minutes. Delight your customers with easy online payment options. You’ll be able to see who paid their invoice, and who is past due.

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Business Debit Cards

United’s MasterMoney® Business Debit Card can not only handle your everyday business purchases but land you some pretty cool merchant rebates, as well.
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Cash Management

Your business is unique. Your Cash Management should be too. We specialize in providing the tools you need to efficiently manage the finances of your business and save you time and money.
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Business Savings Account

While you're busy running your business, your United Community Bank Business Savings Account is busy safeguarding and growing your savings.

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Merchant Services

Transform your business with payment processing and business management solutions, customized just for you.

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Business Credit Cards

Explore all your business credit card options with United Community Bank. Whether you're looking to get cash back, earn rewards or just secure a low interest rate, we've got you covered.

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Frequently Asked Questions

What is United Community Bank's routing number?

United Community Bank's ABA routing number is 061112843.

What do I do if I forgot my password?

Click on the Forget Password button on the Password screen after you have entered your Login ID. You will then be prompted to select a target to receive a Secure Access Code (SAC) to your phone. Then, enter the random 6 digit code you received on the SAC screen. You will then be prompted to change the password during your log in process. For further assistance, you may also contact Customer Support.     

Note: For your protection, your account will be locked out after 3 invalid password attempts. You will need to contact Customer Support to reset your password if your account has been locked. To contact Customer Support, please call 1-800-UCBANK1 (1-800-822-2651).

Who do I contact if I have questions about my business account?

Our Customer Support representatives are happy to assist you
1-800-UCBANK1
(1-800-822-2651)

For Treasury Management Banking Support:
Call us toll-free at 1-866-270-6100
Monday–Friday 8:30am–5:00pm
Or email us at ecorp@ucbi.com

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1 Combined items represent checks paid, debit and credit memos, deposit tickets, checks deposited, online bill payments and electronic debits and credits (including debit card transactions).

2 “Excess Combined Item Fee” will appear as “Activity Charge” on monthly statement.

3 Deposits include minimum daily balance combined from related business checking, CDs and MMDAs for the preceding month.

4 Loans include outstanding (i.e. principal) balances from combined business loans.

5United Community Bank (“United”) is pleased to offer digital invoicing and payment technology services through Autobooks, Inc. (“Autobooks”), a third-party provider of online accounting services.  By providing your contact information, you consent to be contacted by a representative with Autobooks. United, its subsidiaries, and its affiliates are not affiliated with Autobooks. The services referenced herein are provided exclusively by Autobooks. Customer’s use of such services is solely at customer’s election and is subject to Autobooks’s terms of use in all respects. Certain restrictions and fees apply for use of the service. United and its employees may be entitled to receive fees and incentives from Autobooks based on United’s customer’s use of these services. Autobooks may have privacy and security policies that are different from United’s Privacy Policy and Security Statement. You should review the Autobooks terms of use and the privacy and security policies on the Autobooks website before you provide personal or confidential information.  Please refer to the Autobooks website for its statement on security and compliance. Note: Payments initiated through Autobooks products typically post to your United account in 1-2 business days; longer delays may apply in certain instances.