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The right financial solution for your business.

Unique businesses deserve unique lending solutions. At United, we understand that no two organizations are the same, and it shows with our personalized approach to lending. Our SBA lending experts will get to know and understand your business, then work with you to find your perfect financial fit. 

Whether you're hoping to refinance, remodel, expand and acquire, or build your business from the ground up, our team of industry experts is ready to support you with the funding you need to succeed. 

Don't just take our word for it.

See how this bridal boutique owner was able to expand to a second location with our help.

Meet the Team

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Frayne Bentley

Regional Executive

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Sandy Brown

Vice President

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Mike Goddard

SBA Business Development Officer

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Rick Khan

SBA Business Development Officer

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Peter Silva

SBA Business Development Officer

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Matt Williams

SBA Business Development Officer

Our unique approach

We call ourselves the bank that SERVICE built® and we strive every day to live up to that name. We hold ourselves to that standard of excellence, always putting our valued customers first. Come experience the difference today. 

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Stop by one of our locations near you to speak with a loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

I’m switching my hazard insurance to a different company. What do I do?

You need to let us know as soon as possible by fax or mail at the address below that you’ve changed insurance companies.  Please include your name, address and loan number, along with the new policy information.

Mail:
United Community Bank
ISAOA/ATIMA
P O Box 7092
Troy, MI 48007-7092 

Fax: 1-248-710-1630

You may also submit your insurance policy online at http://www.expressinsuranceinfo.com/3076927

Please ensure that the mortgagee clause on the new policy matches the name and address above. 

What number do I call if I have a question about my insurance?

Please call our Insurance Department at 1-888-801-6590 for questions about an insurance notice or if you change insurance providers.

What SEC code should I use when originating ACH transactions?

When you originate ACH, you are directed to select a three-character code that identifies the recipient of the transaction. Please be sure you’re selecting the correct SEC code:

  • Select PPD if the recipient is a person or consumer and written authorization is obtained.
  • Select CCD if the recipient is a company or organization and written authorization is obtained.

Didn't find what you are looking for?

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Learning Center

4 Strategies to Pay Off Your Mortgage Faster

By United Community Mortgage Services

If you’re a homeowner, your house payment is probably one of the highest bills you pay each month. So imagine what life would be like if you could eliminate that monthly expense.

Check out our four strategies to learn more about ways you could potentially pay off your mortgage years before you’re obligated to and, in the process, save thousands of dollars.1
 
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Protect Yourself from Cybercrime

Every 40 seconds, a new cyber-attack starts1. With cybercrime increasing every year, it’s more important than ever to make sure your personal information is secure.

Thankfully, you don’t need a degree in IT or complete knowledge of hacking methods to protect yourself. Small, simple actions will make an exponential difference in your personal security and decrease your risk for fraud.

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5 Things to Consider Before Buying a Second Home

By United Community Mortgage Services

I think it’s safe to say we’ve all spent more than our fair share of time at home lately. And that might have you thinking about buying that home on the lake, beachfront getaway or mountain retreat – somewhere you can quickly and easily get away for a few days (or even a few months!).

But before you make an offer on a second home, you need to do your research to make sure that investment really makes sense for you.
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