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Move money to and from your account.

Our convenient wire transfer services allow you to move money to and from your United Community Bank account. This is a fast and secure payment method that, in most cases, clears on the same day the transfer is requested.

How to Receive a Domestic Wire Transfer

Provide the originating financial institution with the following wire information:

  • Wire funds to: United Community Bank
  • Routing number: 061112843
  • Address:
    125 Highway 515 East
    Blairsville, GA 30512
  • For Credit to: Your name and account number

Allow 24 hours for a domestic wire transfer to credit to an account. The domestic incoming wire fee is $14.

How to Send a Domestic Wire Transfer

Provide United Community Bank with the following wire information:

  • Wire funds to: The receiving financial institution’s name
  • Routing ABA number: Routing and transit number of receiving financial institution
  • Address: Address of receiving financial institution
  • For Credit to: Name, physical address, and account number of receiving party

Domestic outgoing wire fee sent via Business Online Banking is $12. Otherwise, the fee is $30.

How to Receive an International Wire Transfer

Provide the originating financial institution with the following wire information:

  • Wire funds to:
    United Community Bank
    125 Highway 515 East
    Blairsville, GA 30512
  • SWIFT BIC: UCOUUS33
  • For Final Credit To: Your name and account number

Allow Up to 7 days for an international wire transfer to credit to an account.

International Incoming Wire Fee is $14. Currency conversion exchange rates may apply.

 

How to Send an International Wire Transfer

Provide United Community Bank with the following wire information:

  • Wire funds to: The receiving financial institution’s name
  • Swift Code: The Swift code (sometimes called BIC code) for the foreign financial institution
  • For Credit to: Name, physical address, and account number of receiving party

For wires being converted to a foreign currency, some additional information may be required to remit funds. Please contact your local branch for additional information. 

The international outgoing wire fee is $50.

 

Frequently Asked Questions

What is United Community Bank's routing number?

United Community Bank's ABA routing number is 061112843.

How do I apply for a loan?

This loan will be packaged as an SBA 7(a) loan, and businesses can apply through qualified lenders including United Community Bank, a preferred lender for the SBA. SBA application fees will be waived. Due to the minimal program requirements, the approval and funding process will be streamlined, resulting in getting capital in the hands of businesses who need it most. If you are a current United Community Bank customer, please reach out to your banker. If you are not a United Community Bank customer, we encourage you to contact us to discuss options for your business.

How long will it take to get my loan proceeds?

Once the SBA releases further details and guidance on the Paycheck Protection Program, United Community Bank can approve your loan and disburse funds as fast as possible, sometimes in less than 48 hours, by ACH payment.

Am I eligible for a loan?

Small businesses that were in operation prior to Feb 15, 2020, with 500 or less contract or salaried employees, are eligible to apply for this loan. Businesses must have paid salaries and payroll taxes and/or independent contractors as reported on Form 1099-MISC.

How is the loan amount determined?

Loan amounts are calculated by taking your business’s average monthly payroll and multiplying it by 2 ½ . Your monthly payroll includes wages, tips, group health, retirement benefits and taxes but excludes the amount of compensation to individuals in excess of $100,000. The maximum loan amount is $10 million. There are other important details in calculating the average monthly payroll.

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