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Business Miscellaneous Fees Schedule

As of April 2024

Account Research

Research (hourly rate): $25.00 

Research Photocopies (per page): $1.00


Automated Teller Machines (ATMs)

Card Replacement (per card): $5.00 

ATM Transaction/Balance Inquiry Outside of United or Publix® Presto! Network: $1.00


Checks

Official Check: $10.00 

Check Copy (per check) (maximum of $30.00): $3.00 

Check Orders: Varies by style

Check Cashing Fee (non-customers): 1% fee (or minimum of $5.00) for checks cashed at any United Community location


Collections

Domestic: $20.00

Foreign: $25.00 

Other Bank Pass-thru Fees: Actual


Dormant Account

Georgia, Alabama, South Carolina, Tennessee (maximum of $60): $5.00 per month 

North Carolina (maximum of $75): $6.25 per month

Florida (if no activity for 36 months): $15.00 per month


Legal Orders

Levy or Garnishment: No Charge 

Subpoena Research (hourly rate): $25.00 

Subpoena Photocopies (per page): $0.25


Miscellaneous Services

Account Closure Within 90 Days of Opening: $20.00 

Branch Photocopies (per page): $1.00 

Coin Supplied (per roll): $0.10 

Currency Supplied (per $100): $0.15 

Deposit Correction: No Charge

Fax (per page): $2.00

Negative Available Balance Fee1,2 : Prime + 3%

Night Depository Plastic Bags: Actual Price

Night Drop Deposits (per bag): $2.00 

Returned Deposited Item: $10.00 

Returned Redeposited Item: $7.00 

Special Handling: $25.00 

Statement Copy (maximum of $50.00): $5.00/statement

Stop Payment (branch initiated): $36.00 

Stop Payment (Online Banking initiated): $30.00 

Verification of Deposit: $20.00


Online and Mobile Banking Services

Package Name Basic Plus
Package Name
Plus Monthly Access3
Basic
$0.00
Plus
$25.00
Package Name
# of Users
Basic
Up to 2
Plus
Up to 5
Package Name
Additional Users3
Basic
N/A
Plus
$5.00
Package Name
# of Accounts
Basic
Up to 5
Plus
Up to 10
Package Name
Additional Accounts3
Basic
N/A
Plus
$5.00

Overdraft Services

Overdraft Fee (per item)4: $36.00 

Returned Item Fee (per item)4: $36.00 

Overdraft Transfer Fee (Line of Credit or Linked Deposit Account): $7.50 


Safe Deposit Box Annual Rental 

2 x 5: $40.00

3 x 5: $40.00

4 x 5: $50.00

5 x 5: $60.00

3 x 10: $70.00

4 x 10: $80.00

5 x 10: $90.00

6 x 10: $95.00

7 x 10: $100.00

10 x 10: $150.00

10 x 15: $170.00

15 x 18: $175.00

13 x 21: $375.00

16 x 18: $ 375.00

16 x 31: $625.00

16 x 21: $675.00

38 x 21: $1,025.00

65 x 44: $2,050.00

Locker: $150.00

Past Due After 30 Days: $10.00 


Wire Transfer Services

Incoming (domestic and international): $14.00 

Outgoing Domestic (branch initiated): $30.00 

Outgoing Domestic (Business Online Banking initiated): $15.00 

Outgoing International (branch or Business Online Banking initiated): $50.00 

Reverse Wire Drawdown: $25.00

  1. Fees can be offset by compensating analysis checking balance earnings credit based on current rates.
    Fee will be charged on your negative available balance for the month.
    Sum of Monthly Access, Additional User and Additional Account fees will not exceed $65 per month.
    The fee applies to transactions created by check, in-person withdrawal, ATM Withdrawal or other electronic means.

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