News and Press Releases

United Community Bank Launches Early Pay Service

October 27, 2022
GREENVILLE, S.C. – United Community Bank is announcing the launch of their Early Pay service, a complementary benefit that provides customers receiving eligible direct deposits access to their funds up to two days ahead of the scheduled payment date.

“Customers trust us to provide simple and convenient solutions to help them manage their finances. By making funds available up to two days earlier, we are supporting our customers’ financial health by helping them manage cash flow and avoid overdraft fees,” said Lynn Harton, Chairman and Chief Executive Officer of United . “We see this feature as a complement to our other personal financial management tools found within our online and mobile banking platforms.”

There is no enrollment or fees for Early Pay. Customers are automatically enrolled when they receive an eligible direct deposit into a United Community Bank account.

In addition to introducing Early Pay, United has also launched additional tools to support customers’ financial health in recent months. The bank eliminated Returned Item NSF fees and also launched a Bank On™ certified checking account (United Essential Banking) that has fewer requirements and ideal for underserved banking populations.

“We believe this convenient feature will help make our customers’ lives easier. We are committed to delivering award-winning customer satisfaction that makes a real impact,” added Harton.

About United Community Banks, Inc.
United Community Banks, Inc. (NASDAQGS: UCBI) provides a full range of banking, wealth management and mortgage services for relationship-oriented consumers and business owners. As of September 30, 2022, United had $23.7 billion in assets and 193 offices in Florida, Georgia, North Carolina, South Carolina, and Tennessee, along with a national SBA lending franchise and a national equipment lending subsidiary. The company, known as “The Bank That SERVICE Built,” has been recognized nationally for delivering award-winning service. In 2022, J.D. Power ranked United highest in customer satisfaction with consumer banking in the Southeast, marking eight out of the last nine years United earned the coveted award. Forbes recognized United as one of the top ten World’s Best Banks in 2022. Forbes also included United on its 2022 list of the 100 Best Banks in America for the ninth consecutive year. United also received ten Greenwich Excellence Awards in 2021 for excellence in Small Business Banking and Middle Market Banking, including national awards for Overall Satisfaction and Likelihood to Recommend. United was also named one of the "Best Banks to Work For" by American Banker in 2021 for the fifth consecutive year based on employee satisfaction. Additional information about United can be found at