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United Personal Banking

You picked a good community.

At United Community Bank, we believe in providing you with the personal banking services that you really need.

Frequently Asked Questions

What is United Community Bank's routing number?

United Community Bank's ABA routing number is 061112843.

Can I transfer funds from my checking or saving accounts to make a loan payment?

Yes. Personal Online Banking customers can transfer funds from checking or savings accounts to make a loan payment as long as the accounts are viewable through Online Banking. Select Transfer/Deposit on the left menu, Select Funds Transfer and fill out the from and to account, then input the transfer amount and date. Click Transfer at the bottom after you have reviewed the transfer details.

Important: Payments made before 6:00pm each business day will be applied the same day.

What do I do if I forgot my password?

Click on the Forget Password button on the Password screen after you have entered your Login ID. You will then be prompted to select a target to receive a Secure Access Code (SAC) to your phone or email. Then, enter the random 6 digit code you received on the SAC screen. You will then be prompted to change the password during your log in process. For further assistance, you may also contact Customer Support.     

Note: For your protection, your account will be locked out after 3 invalid password attempts. You will need to contact Customer Support to reset your password if your account has been locked. To contact Customer Support, please call 1-800-UCBANK1 (1-800-822-2651).

Can I transfer funds from CDs and IRA accounts to my checking and savings accounts?

No, you can only transfer between your checking, savings and loan accounts.

How do I update my mailing address?

You may visit your local branch or update it within your Online Banking account. Within Online Banking, click Settings in the left menu, Address Change, update your address and submit.

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Learning Center

New refinancing options for low-income borrowers

By United Community Mortgage Services

Fannie Mae and Freddie Mac are rolling out new refinance options for borrowers with incomes at or below 80% of the area median income. If your mortgage is owned or guaranteed by either Fannie Mae or Freddie Mac, you may be eligible to refinance your mortgage using these new refinance options. Read on to learn more about these new products.
 
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Lock in your rate

By United Community Mortgage Services

When it comes to your mortgage, your interest rate is a key piece to the puzzle. That’s the number that will dictate how much you pay to borrow the money that will be used to finance your home. Read more to learn how to "lock in" your interest rate. 

Read Article

Avoid these 5 retirement-planning blunders

If you’re like many small-business owners, you are so sharply focused on running your business that your personal retirement planning may not receive the full attention it deserves. You can help ensure that you’re on the path to a satisfying retirement by dodging these five common missteps.

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