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    Personal Miscellaneous Fees Schedule

    As of November 2023

    Account Research

    Research (hourly rate): $25.00

    Research Photocopies (per page): $1.00

    Automated Teller Machines (ATMs)

    Card Replacement: $5.00/Card

    ATM Transaction/Balance Inquiry Outside of United or Publix ® Presto! Network: $1.00


    Official Check: $10.00

    Check Copy (per check) (maximum of $30.00): $3.00 

    Check Orders: Varies by style 

    Check Cashing Fee (non-customers): 1% fee (or minimum of $5.00) for checks cashed at any United Community location


    Domestic: $20.00

    Foreign: $25.00

    Other Bank Pass-thru Fees: Actual 

    Dormant Account

    Georgia, Alabama, South Carolina, Tennessee (maximum of $60): $5.00 per month

    North Carolina (maximum of $75): $6.25 per month

    Florida (if no activity for 36 months): $15.00 per month

    Legal Orders

    Levy or Garnishment: No Charge 

    Subpoena Research (hourly rate): $25.00

    Subpoena Photocopies (per page): $0.25

    Miscellaneous Services

    Account Closure Within 90 Days of Opening: $20.00 

    Branch Photocopies (per page): $1.00

    Deposit Correction: No Charge

    Fax (per page): $2.00

    Returned Deposited Item: No Charge

    Returned Redeposited Item: No Charge

    Special Handling (per month): $25.00 

    Stop Payment (branch initiated): $36.00 

    Stop Payment (Online Banking initiated): $30.00 

    MasterCard Payment Cancellation: $15.00 

    Verification of Deposit: $20.00

    Online and Mobile Banking

    Bill Pay: No Charge

    External Transfers (each): $3.00

    Mobile Deposits: No Charge 

    Overdraft Services2

    Overdraft (per item)1: $36.00

    Returned Item NSF (per item): No Charge

    Overdraft Line of Credit Protection Transfer (per occurrence):  $7.50

    Overdraft Protection Transfer from Deposit Account (per occurrence): $7.50

    Safe Deposit Box Annual Rental

    2 x 5: $40.00

    3 x 5: $40.00

    4 x 5: $50.00

    5 x 5: $60.00

    3 x 10: $70.00

    4 x 10: $80.00

    5 x 10: $90.00

    7 x 10: $100.00

    10 x 10: $150.00

    Locker: $150.00

    Past Due After 30 Days: $10.00 

    Statement Services

    eStatement: No Charge

    Paper Statement—No Check Images (monthly): varies3

    Paper Statement—Front Check Images Included (monthly): Add $2.00

    Paper Statement—Front and Back Check Images Included (monthly): Add $3.00

    Statement Copy (maximum of $50.00): $5.00 

    Wire Transfer Services

    Incoming (domestic and international): $14.00

    Outgoing Domestic (branch initiated): $30.00

    Outgoing International (branch initiated): $50.00

    1. The fee applies to transactions created by check, in-person withdrawal, ATM Withdrawal, or other electronic means. The maximum charge will be three (3) Overdraft Fees per day per account.

      2 Overdraft Services and Fees do not apply to United Essential Banking.

      3United Essential Banking $2; United Checking for Students $3; all others $0.

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