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Hot Home Design Trends

  • Posted on June 12, 2023

Key Takeaways:

  • Neutral colors are trending for home exteriors.
  • Lighter finishes are favored for wood flooring.
  • In the kitchen, contrasting countertops are popular.
  • To help you finance home improvements, United offers cash-out refinance and renovation loan options.

Figuring out your colors and finishes is one of the most challenging (and often intimidating) parts of starting a home renovation project. To help you narrow down your options, we’re sharing some recent home design trends.

Exterior Home Colors: Keep It Neutral

When it comes to exterior home colors, homeowners are trending toward neutrals.

That’s according to a national survey that Alside, an exterior building products brand, commissioned. Homeowners who completed The Harris Poll® survey said if they were updating their home exterior in 2023, they’d go with:
  • Off-white/cream (20%)
  • White (14%)
  • Light gray (12%)
  • Light brown (11%
  • Medium blue (9%)

Wood Flooring: Lighten Up

Wood flooring preferences are moving from darker tones toward lighter finishes. That’s according to a trend forecast from Havwoods, a flooring and wall paneling firm.
Trending top wood flooring choices include:
  • Light white oak, with versatile undertones
  • Neutral, natural finishes that show off knotting
  • Warm brown, for a cozy aesthetic

Kitchen Countertops: Mix It Up

A lot of homeowners are making bold design choices in the kitchen, opting for contrasting countertops to add interest and warmth to the room.

The most popular approach to this trend involves choosing one color or material for the main countertops and another for the kitchen island (for example, a white quartz for the main countertops and a bold quartzite or warm butcher block for the island).

For the best results, avoid choosing two busy patterns, as they can clash visually.

Home Renovations: We Can Help

If you’re considering a home improvement project but don’t have the cash on hand to fund the cost (or don’t want to tie up your liquid assets in a renovation), we have some financing options  you might want to consider.*
A cash-out refinance lets you take advantage of the equity you’ve built in your home. You replace your current home loan with a new mortgage for more than your previous mortgage balance. At closing, you receive the difference in cash.*

United also offers two renovation loan options, which let you roll the cost of your project into your mortgage. *
Like any new home loan option, you need to understand exactly how a cash-out refinance or renovation loan would change your current monthly payment and how much you’d end up paying in closing costs. Make sure you talk to one of our mortgage experts to understand exactly how these home loans work and whether one of them is right for you.

*Not all borrowers will qualify. This is not a commitment to lend. Restrictions apply.

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