Skip to main content
Alert Icon

COVID-19: To learn more about how our financial first responders stand ready to serve you from a socially safe distance, please visit this page.  
Small Business Loans: As a SBA Preferred Lender, we are prepared to help you find the right financial relief for your business. Please visit this page to take the first step. 

Alert Exit

Loan Payment Options

Offering a variety of options to fit your busy lifestyle.

At United Community Bank, we’re committed to making your life easier, so you can focus your time and effort on what matters most. For your convenience, there are a variety of options currently available for making your United Community Bank monthly loan payment.

Pay online using my checking or savings account at United Community Bank

Making a loan payment from your United Community Bank checking or savings account is convenient, easy and free using United’s Online and Mobile Banking service. Simply log in to your account and select “Funds Transfer” from “Transfer Funds” in the menu. Follow the onscreen instructions to transfer money from your checking or savings account to your loan account. You can make a one-time payment or select “Make this a Recurring Transaction” to set up automatic payments.

Don’t have a checking or savings account with United? No problem. You can easily open an account online.

Pay online using my account at another financial institution

Pay your loan with ease by sending an electronic check through our online loan payment service. Simply register your account and submit your monthly loan payment with a few clicks and no fees. When registering, create a username and password, provide your loan number and other identifying information and submit your payment online. With United’s online payment service, you can also see a history of your payments, set up notifications to remind you when your payment is due, schedule a payment and set up recurring payments to send automatically.

Pay by Mail

Make your loan payment the traditional way. Mail your payment with the monthly statement to:

United Community Bank
P. O. Box 249
Blairsville, GA 30514

Pay-In-Person

Stop by for a visit—we would love to see you! Make your monthly loan payment at a branch location convenient to you.

Pay by Phone

Make your monthly payment via phone by calling 1-800-UCBANK1 (1-800-822-2651). Our Customer Support team is available and ready to help.

Please note: If paying with a debit card or non-United DDA or SAV account, there is a $9 phone payment convenience fee applied to this method of payment.

Frequently Asked Questions

Can I pay off a loan through the online loan payment system?

Yes! But here’s a few things to remember:

  1. The loan can’t be a revolving line of credit as we do not process and payoff this loan type through the online loan payment system.  Revolving lines of credit include Overdraft Protection, Home Equity Line of Credit, Personal Line of Credit or Business Line of Credit.  
  2. The payment must be $5,000 or less and result in all outstanding principal, interest and applicable fees paid to $0.

Make a Loan Payment

What forms of payment are accepted through the online loan payment system?

The following forms of payment are accepted through the online loan payment system:

  • Debit card
  • ACH - bank account and routing number 

Make a Loan Payment

Are there ways to avoid the fee when making a loan payment online?

Yes, you can open a checking or savings account online and make payments via free online transfers.

You may also complete the online payment registration to pay as a registered user to avoid the fee.

Make a Loan Payment

Is there a fee for making a loan payment online? If so, what are the associated fees?

There is no fee for making a loan payment online if you register by setting up a user ID and password and sign in to make your payment using your checking or savings account information.

There is a $9.00 fee if making a loan payment as a guest online or if paying over the phone via our Customer Service or Collections departments.

Make a Loan Payment

Didn't find what you are looking for?

Click here to contact us.

Learning Center

Is my money safe in a bank?

During troubling economic times, friends and family may advise you to withdraw cash from your bank because it’s safer. The truth is there’s truly no safer place to keep your money than a bank. That’s because it’s protected by the FDIC.
Read Article

Should you consider a HELOC?

From additional purchasing power to debt-free peace of mind, a Home Equity Line of Credit can provide you with the financing power to thrive. 
Read Article

Tips to improve your credit score.

Is your credit score in need of a boost? You can’t raise your score overnight. But there are a few things you can start doing now to make a positive impact in just a few months.
 
Read Article