Skip to main content

Loan Payment Options

Offering a variety of options to fit your busy lifestyle.

At United Community Bank, we’re committed to making your life easier, so you can focus your time and effort on what matters most. For your convenience, there are a variety of options currently available for making your United Community Bank monthly loan payment. 

Pay online using my checking or savings account at United Community Bank

Making a loan payment from your United Community Bank checking or savings account is convenient, easy and free using United’s Online and Mobile Banking service. Simply log in to your account and select “Funds Transfer” from “Transfer Funds” in the menu. Follow the onscreen instructions to transfer money from your checking or savings account to your loan account. You can make a one-time payment or select “Make this a Recurring Transaction” to set up automatic payments.

Don’t have a checking or savings account with United? No problem. You can easily open an account online.

Pay online using my account at another financial institution

Pay your loan with ease by sending an electronic check through our online loan payment service. Simply register your account and submit your monthly loan payment with a few clicks and no fees. When registering, create a username and password, provide your loan number and other identifying information and submit your payment online. With United’s online payment service, you can also see a history of your payments, set up notifications to remind you when your payment is due, schedule a payment and set up recurring payments to send automatically.

Pay by Mail

Make your loan payment the traditional way. Mail your payment with the monthly statement to:

United Community Bank
P. O. Box 249
Blairsville, GA 30514

Pay-In-Person

Stop by for a visit—we would love to see you! Make your monthly loan payment at a branch location convenient to you.

Pay by Phone

Make your monthly payment via phone by calling 1-800-UCBANK1 (1-800-822-2651). Our Customer Support team is available and ready to help.

Frequently Asked Questions

Can I pay off a loan through the online loan payment system?

Yes! But here’s a few things to remember:

  1. The loan can’t be a revolving line of credit as we do not process and payoff this loan type through the online loan payment system.  Revolving lines of credit include Overdraft Protection, Home Equity Line of Credit, Personal Line of Credit or Business Line of Credit.  
  2. The payment must be $5,000 or less and result in all outstanding principal, interest and applicable fees paid to $0.

Make a Loan Payment

Are there ways to avoid the fee when making a loan payment online?

Yes, you can open a checking or savings account online and make payments via free online transfers.

You may also complete the online payment registration to pay as a registered user to avoid the fee.

Make a Loan Payment

What forms of payment are accepted through the online loan payment system?

The following forms of payment are accepted through the online loan payment system:

  • Debit card
  • ACH - bank account and routing number 

Make a Loan Payment

Is there a fee for making a loan payment online? If so, what are the associated fees?

There is no fee for making a loan payment online if you register by setting up a user ID and password and sign in to make your payment using your checking or savings account information.

Make a Loan Payment

Didn't find what you are looking for?

View All FAQs  or  Contact Us.

Learning Center

Home Renovations that Spark Joy

By United Community Mortgage Services

Pulling the trigger on a big house project is a tough decision—it can be expensive, not to mention inconvenient. But the results of a new study show most of those projects do pay off, both in resale value and homeowner joy.

 
Read Article

5 Ways to Prepare for a Baby Financially

If you’re growing your family, congratulations are in order. You’re embarking on an exciting adventure. Taking some time to plan for the financial realities can go a long way toward putting your money where it will matter most in this new stage of life.
Read Article

Debt Paydown: What’s the Plan?

The amount of credit card debt consumers owe rose 13% this year, according to The Federal Reserve Bank of New York. Auto loans and mortgages also trended up. Even still, many have found ways to pay down their debt while making ends meet. Use these tips and tools to create your own debt paydown plan.
Read Article