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United Banker helping new customers get started

Welcome to United Community

Welcome to United Community

Get the Most Out of Your Account

United offers tools to help making managing your money simple and easy. With online, mobile, ATM, phone, and in-branch options, we offer the flexibility and convenience to fit your lifestyle. 

Begin exploring all that United Community has to offer for your new account.

Forms to Get Started

Account changes

Fill out this form and present it to the financial institution you are coming from.
Download Form

ACH/Auto Withdrawal Change

From mortgage payments and insurance premiums to gym memberships, this form will help update your auto draft information.
Download Form

Direct Deposits

Free up time with fewer trips to the bank. Direct Deposit is a convenient, free service that automatically deposits funds into your account quickly and securely.
Download the Form
happy man using United Community's online banking

Anytime Account Access

With United Community's online banking, you can view and manage your accounts, right from your desktop, tablet, or smartphone.1,2

To get started, enroll by following these simple steps:
  1. Be sure to have the following information available before you begin:
    • Account number
    • Social Security Number
    • Access to text or phone to receive your Secure Access Code
  2. Select Personal Enrollment or Business Enrollment below.
  3. Review the terms on the page and click 'Enroll Now' button.
  4. Walkthrough this step-by-step digital demo to learn how to complete enrollment.
woman on the United Community mobile banking app

Download the App

With mobile banking from United Community, you can bank anywhere, 24/7 from your iOS® or AndroidTM device.1,2  The mobile deposit feature allows convenient, secure check deposits directly from your mobile device.

View our digital demos for step-by-step download instructions. 
couple deciding on overdraft protection

Protect Yourself from Overdrafts

We've all been there. Fortunately for you, however, you have options.

Courtesy Overdraft Coverage
  • This coverage comes standard for eligible United Community Bank personal checking accounts.3
Courtesy Overdraft with ATM and Debit Card Coverage
  • Optional coverage can be added to Courtesy Overdraft that covers overdrafts for everyday debit card transactions.4
Overdraft Protection Transfer
  • This optional coverage allows you to link your account to another United Community Bank savings5 or checking account, money market or a line of credit6 that will be used to cover overdrafts.

Benefits That Make Banking Easier

Enroll in eStatements

eStatements, or online bank statements, enable you to receive your statements and notices immediately and securely through online banking. View and print your checking and savings account statements anytime.
View a Demo

Set up your bills to be paid

Control when and how you pay your bills with the ability to choose the exact date the payment will arrive, set up recurring payments, and view past payment history.2

To get started, log into online or mobile banking and select 'Pay Bills' in the menu.
Learn More

My Money Manager

Experience money management made easy. A single login lets you see cash flow, spending trends, assets, debt, and budgets for all your accounts, even those at other financial institutions.
Get Started

Set Account Alerts

Account alerts notify you via email or text message of important events occurring on your account.1 Stay informed with balance, transaction, and security alerts.
Get Started

Send Money with Zelle

We’ve partnered with Zelle® to bring you a fast, secure, and easy way to send and receive money with friends, family, and other people you know and trust. Zelle® is available from United’s online and mobile banking, so you don’t need to download anything new to start sending and receiving money.
Learn More

Transfers to/from your Account

Online transfers provide you with more flexibility, convenience, and control. Move funds electronically between your United Community checking, savings, and lines of credit or between your United Community accounts and accounts you have at other US financial institutions. Recurring transfer options are available.
View the Demo

Utilize Card Controls

Use Card Controls to protect your United Community Mastercard® debit card. Set up alerts, set spending limits, and turn your card off and on again all within the United Community mobile banking app.
Learn More

Digital Support and Demos

Make the most of your account and get your questions answered with our step-by-step guides for online banking, the United Community app, our digital services, and more.
View the Demos
united debit cards

Your Mastercard® Debit Card

Your new Mastercard® debit card6 provides anytime access to your money when making purchases or withdrawing money from an ATM. Purchases are deducted from your checking account automatically. Your debit card is equipped with Mastercard® SecureCode, Zero Liability Protection, Fuel Rewards, and more.

For general product or service questions, please complete the form below.

If you have a general question about United Community products or services please complete the form below. Messages received during hours of operation (Monday–Friday 8:00am–6:00pm ET, Saturday 9:00am–12:00pm ET) should expect a same-day reply. We will respond to emails received after 7:00pm week days and after 12:00pm on Saturday, the next business day.

  1. Message and data rates may apply.
    2 Fees may apply.
    We pay overdrafts based on our standard overdraft policy. We do not guarantee that we will always pay any overdraft transaction.
    Courtesy Overdraft with ATM and Debit Card Coverage is a discretionary service. We do not guarantee that we will always pay any overdraft transaction. Customers must opt in to authorize us to pay overdrafts on ATM and everyday debit card transactions. Customers may also choose to opt out of the Courtesy Overdraft Program.
    Transaction restrictions may apply. See account agreement disclosures for details.
    Subject to credit approval. Other restrictions may apply.

External Link Disclaimer

You are leaving United Community and being directed to a third-party site that is not maintained, owned or operated by United Community Bank. United Community does not control and is not responsible for the privacy or security practices of the third-party. By clicking “Accept,” you are requesting to be transferred to the third-party website. If you do not want to visit the page, you can close this page by clicking "Return To Site”.