Savings Accounts

We have your back.

Take comfort in knowing that your money is always working for you behind the scenes while you’re making things happen out front. Open your business savings account online today, or connect with one of our experts to get started!

Business Savings

Turn your business' rainy days into a full blown windfall with a savings account that safeguards your money and allows for constant access to your funds.

$100 minimum deposit to open
Maintain a minimum balance of $300 to avoid a $5 quarterly service charge
6 quarterly withdrawal limits¹
$2 fee per excessive withdrawal

Open an Account Schedule an Appointment

Business Money Market

Get the account that gives you a great return on your business savings while still allowing you instant access whenever you need it.

$1,000 minimum deposit to open
Maintain a minimum balance of $2,500 to avoid a $12 monthly service charge
6 free withdrawals per statement cycle¹
$10 fee per excessive withdrawal

Open an Account Schedule an Appointment

Business CDs

For a guaranteed return on your investment, let your money work smarter, not harder.

$2,500 minimum deposit to open
Choose among monthly, quarterly, semi-annual and annual payouts
Tap into a regular flow of income or reinvest in a United CD if you don't need the money immediately

Open a Business CD Schedule an Appointment

business owner getting a CD from United Community

Limited-Time CD Offer

Save for your future with fixed, competitive rates and flexible term limits.²

3-month CD	9-month CD
4.00% APY	3.55% APY
Low minimum opening deposit of $2,500	Low minimum opening deposit of $2,500

Open a Business CD

Learning Center

business woman being proactive against fraud

Proactive Payments Fraud Prevention

Fraud is a critical challenge facing businesses and banking today, and payments fraud is a rising threat that impacts all forms of payments: wires, ACH, and checks. Our Treasury Management team hosted a webinar to discuss recent trends, real-life examples of payments fraud, and how fraud prevention services offered by United can help.

Read Article

business owner using cash flow management

The Importance of Cash Flow Management

One of the keys to building a sustainable business is an effective cash flow strategy. Cash flow management is the planning, tracking, and controlling involved in ensuring your cash flow is stable and can support your business’s needs. Learn how this strategy can help your business thrive.

Read Article

What’s the best POS system for your business?

Owning a business can be demanding – you have to stay on top of tracking inventory, supervising employees, taking orders and everything in between. Luckily, there are point-of-sale (POS) systems that can now do much of the tedious work for you.

Read Article

View All Posts

A $10.00 excessive withdrawal fee will be imposed for every withdrawal above 6 per month.

²Annual percentage yields are current as of 6/20/2025. The minimum balance required to open the account and obtain the APY is $2,500. A penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. Public Funds and Brokered Deposits are not eligible for CD specials.

Savings Accounts

We have your back.

Business Savings

Business Money Market

Business CDs

Limited-Time CD Offer

3-month CD

9-month CD

4.00% APY

3.55% APY

Learning Center