
Working Capital Line of Credit
Working capital optimization
A working capital line of credit offers the flexibility to access funds as you need them, giving you the freedom to manage cash flow effectively and seize growth opportunities. Support your day-to-day operations, cover unexpected expenses, and invest in strategic initiatives with a working capital line of credit. We offer competitive rates, flexible repayment terms, and the ability to adjust your working capital line of credit as your business evolves. Whether you need short-term financing to bridge revenue gaps or a revolving credit facility for ongoing working capital needs, our line of credit solutions provides the financial flexibility your business requires.
Working Capital Line of Credit

We've always got your back.
United Community's commercial bankers serve as an invaluable partner to their customers, offering deep industry knowledge, financial expertise, and personalized guidance. With their support, our customers can confidently navigate complex financial landscapes, make informed decisions, and achieve their business goals.
Contact our Business and Working Capital Line of Credit experts today.

Our commitment to you and your business
We know you have many options when it comes to business financial partners. When you work with United, our diverse team of industry expert bankers will work to understand your business's unique needs and provide a tailored solution for your business financing needs, all while providing the exceptional customer service you deserve. From competitive rates and flexible terms to local decisionmaking, and deep industry experience, we are committed to providing the support and resources you need to drive growth and seize opportunity when it comes. Discover why businesses trust us as their preferred lending partner.
- Competitive Rates: We offer competitive interest rates, ensuring affordability and helping you maximize your return on investment. Contact us for more information on rates and terms.
- Flexible Terms: We provide flexible repayment terms that suit your business's cash flow needs. Contact us for more information on rates and terms.
- Quick and Streamlined Process: Our dedicated team understands the importance of a streamlined lending process. We will guide you through the application process and provide timely support every step of the way.
- Customized Financing Solutions: Each business has unique financing requirements. Our bankers specialize in providing individualized financing solutions that meet your specific needs, ensuring you have the resources to support your operations and continued growth.
- Best-in-class Service: When you pair the power of United's business banking expertise and resources with our exceptional customer service, you gain a banking partner that can help you drive growth at every step in your business's journey.
Helpful Resources

As different as businesses can be, they have typical paths to growth in common. A dental practice and a clothing boutique can both add locations. A farm and a pharmacy can both sell more to their existing customers. A quick service restaurant franchise and a veterinarian can both reach more customers online.

In an environment like this, it’s important to take a step back and look at the big picture. Both for the prime rate itself and for your business.
