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Business Savings Accounts

We have your back.

Take comfort in knowing that your money is always working for you behind the scenes while you’re making things happen out front. Open an account online today, or connect with one of our experts to get started!

Turn your business' rainy days into a full blown windfall with a savings account that safeguards your money and allows for constant access to your funds.

  • $100 minimum deposit to open
  • Maintain a minimum balance of $300 to avoid a $5 quarterly service charge
  • 6 quarterly withdrawal limits1
  • $2 fee per excessive withdrawal

Get the account that gives you a great return on your business savings while still allowing you instant access whenever you need it.

  • $1,000 minimum deposit to open
  • Maintain a minimum balance of $2,500 to avoid a $12 monthly service charge
  • 6 monthly withdrawal limits1
  • $10 fee per excessive withdrawal

For a guaranteed return on your investment, let your money work smarter, not harder.

  • $500 minimum deposit to open
  • Choose among monthly, quarterly, semi-annual and annual payouts
  • Tap into a regular flow of income or reinvest in a United CD if you don't need the money immediately
                   

Limited-Time CD Offer

Save for your future with fixed, competitive rates and flexible term limits.2

4.50% APY

3.50% APY

11-month CD 

23-month CD

Low minimum opening deposit of $2,500 Low minimum opening deposit of $2,500


   





 
 

Frequently Asked Questions

What is United Community Bank's routing number?

United Community Bank's ABA routing number is 061112843.

What do I do if I forgot my password?

Click on the Forget Password button on the Password screen after you have entered your Login ID. You will then be prompted to select a target to receive a Secure Access Code (SAC) to your phone. Then, enter the random 6 digit code you received on the SAC screen. You will then be prompted to change the password during your log in process. For further assistance, you may also contact Customer Support.     

Note: For your protection, your account will be locked out after 3 invalid password attempts. You will need to contact Customer Support to reset your password if your account has been locked. To contact Customer Support, please call 1-800-UCBANK1 (1-800-822-2651).

Who do I contact if I have questions about my business account?

Our Customer Support representatives are happy to assist you
1-800-UCBANK1
(1-800-822-2651)

For Treasury Management Banking Support:
Call us toll-free at 1-866-270-6100
Monday–Friday 8:30am–5:00pm
Or email us at ecorp@ucbi.com

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1Certain restrictions apply.

2Annual percentage yields are current as of 3/30/2023. The minimum balance required to open the account and obtain the APY is $2,500. A penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings. Public Funds and Brokered Deposits are not eligible for CD specials.