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    Fraud Prevention Services

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    Fraud Prevention Services

    Be safe. Stay safe.

    Let's fight the rise of fraudulent activity together. We offer multiple fraud prevention tools to help protect your business so you can manage risk and avoid the costly effects of check and electronic fraud.

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    Positive Pay

    With Positive Pay, you provide us with the information on checks you write and we’ll compare it against the checks presented for payment. Any discrepancies will be noted as exceptions for your decision to pay or return each morning.
    • Automatically identify possible fraud without needing to manually review all transactions
    • Save time and money when fraud is detected by rejecting unmatched items before they post to your account
    • Receive email alerts and approve or decline transactions while on the go with the UCBI mobile app

    ACH Positive Pay

    With our ACH Positive Pay service, you have the option to preauthorize companies to draft funds from your account using ACH debit transactions. It provides alerts for all other ACH transactions, allowing you to review and approve or decline payments for any potentially suspicious activity. This ensures greater control and oversight over your account, enhancing security and peace of mind.
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    Check Block

    Worried about the increase in paper check fraud? Take action. Block it. To avoid checks being deposited into the account, Check Block minimizes the threat of check fraud by automatically declining and sending back paper-based transactions, allowing the checking account to solely process electronic transactions.
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    ACH Debit Block

    This feature grants you the capability to block and return ACH debit transactions on specific accounts. It automatically sends back any unauthorized debits to the originating bank, effectively safeguarding your accounts from fraudulent activity.
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    Contact our Treasury Management Team

    Fill out the form below, call 1-866-270-6100, or email [email protected] to get in contact with the Treasury Management Services team. 

    Learning Resources

    Checklist for Business Growth: 7 Common Avenues

    As different as businesses can be, they have typical paths to growth in common. A dental practice and a clothing boutique can both add locations. A farm and a pharmacy can both sell more to their existing customers. A quick service restaurant franchise and a veterinarian can both reach more customers online.

    Read Article
    business meeting discussing the rate hike increase Rising Rates & Starting Your Business
    We’ve all heard that rates are rising. But what does this mean for your business?
    In an environment like this, it’s important to take a step back and look at the big picture. Both for the prime rate itself and for your business.
    Read Article
    construction workers planning a small business build Tips for Your Business’s Next Build
    As you probably know, construction is currently expensive and slow. We’ve seen recent projects double in cost from initial plans. Timeframes for getting architecture drawings and GC contracts have been up to 90-120 days. With all of this in mind, there are a few things you can do to ensure your next project is a success.
    Read Article

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