Healthcare Banking
Financing and Support for Healthcare Professionals
Running a healthcare practice means balancing exceptional patient care with the demands of managing a complex business. That’s where we come in. Our Healthcare Banking experts are here to support you with the economics of healthcare—we understand the challenges of running a private practice, the quality assurance process, and the cash flow you need to make sure your practice thrives.Whether you’re looking to move from public to private practice, improve cash flow, invest in new equipment, or finance a growing practice, we’re here to help you stay financially healthy—so you can focus on caring for your patients.
What We Offer
Lending
- Working Capital Loans and Lines of Credit
- Office Build-Out financing and support
- Owner-Occupied Commercial Real Estate Loans, medical office building real estate loans, and tenant outfit
- Term loans for practice acquisitions, expansions, start-ups, practice buy-in, or partner buy-in or out
- Equipment Financing for essential medical or dental technology, diagnostic and surgical technologies, and EMR (Electronic Medical Systems)
- Medical Transportation Loans
- SBA Loans from an SBA-preferred lender, for practice acquisition, expansion, or start-up
Treasury Management
- Receivables: Lockbox services, ACH collections, and Remote Deposit Capture (RDC)
- Payables: ACH origination, wire transfers, payroll, and commercial cards
- Merchant Services: In-office, online, and mobile payment solutions
- Fraud Protection: Positive Pay, multi-factor authentication
- Reporting and Liquidity: Real-time dashboards, sweep accounts, and cash concentration
Wealth and Risk Management
- Investment Management2 :Personalized strategies aligned with your goals and risk tolerance
- Fiduciary Services2 :Trust and estate planning guidance with your legacy in mind
- Private Banking3 :Customized credit solutions, concierge service, and preferred access
- Insurance Solutions2 :Comprehensive risk management to protect your practice and assets
- Wealth Planning2 :Comprehensive planning that integrates business and personal finances
Clover® PracticePay™
Wherever Care Happens, Clover PracticePay Fits:
- Syncs with practice management and clinical systems
- Faster collections via online payments, text-to-pay, and card-on-file
- Improved patient experience with anytime payments
- Modern Clover hardware for front desk and checkout workflows
Limited Time Offer: Up to $750 rebate when you sign up for the Clover PracticePayTM Saas Plan by September 30!5
Who We Serve
- Independent medical and dental practices
- Group practices and outpatient care centers
- Behavioral and mental health providers
- Physical therapy and rehab centers
- Ambulatory surgical centers (ASCs)
- Veterinary practices and specialty animal clinics
- Medical spas
Why Choose Us
Our bankers understand the financial pressures and regulatory environment that healthcare providers face.
We tailor treasury and lending options to your specific needs, growth goals, and reimbursement cycles.
Get fast answers and hands-on support from a team that knows your community.
We see beyond the transaction. We’ll get to know you and your business so we can serve you well for the long term.
Let’s Talk About Your Practice
Our Healthcare Banking experts are ready to help you take the next step. Whether you’re opening a new location or improving your cash flow, we’ll provide the financial support that will move your practice forward.
1 Subject to credit approval.
2 Asset and wealth management, estate and retirement planning, investment management, and trust and fiduciary services are offered through United Community Bank. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Past performance is not a guarantee of future results. Non-deposit products and services are not FDIC insured. United Community Bank is not a broker-dealer or registered investment advisor. Investment products are:
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed |
| Not a Bank Deposit or Obligation | May Lose Value |
3 Bank deposit products, such as checking, savings and bank lending and related services are offered by United Community Bank. Member FDIC.
4 Securities offered through Valmark Securities, Inc., a registered broker-dealer (Member FINRA/SIPC). Insurance products offered through United Community Insurance, Inc., Valmark Securities, Inc., or its licensed affiliates. United Community Bank and United Community Insurance, Inc. are not registered as a broker-dealer or investment advisor. Registered representatives of Valmark Securities, Inc. may offer products and services using United Community Insurance, Inc. and may also be employees of United Community Bank. Valmark Securities, Inc. and its affiliates are separate entities from, and not affiliates of United Community Bank or United Community Insurance, Inc. Securities and insurance offered through Valmark Securities Inc., or its affiliates and insurance offered through United Community Insurance, Inc. are:
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed |
| Not a Bank Deposit or Obligation | May Lose Value |
5 Promotional rebate offer valid from July 1, 2026, through September 30, 2026. This offer is available for qualified United Community healthcare industry clients who have not had a merchant services account processed by First Data Merchant Services LLC within six months. New accounts are subject to standard credit approval and underwriting requirements. To be eligible for the rebate, the merchant must (1) be credit approved between 7/1/2026 and 9/30/2026; (2) sign a merchant processing agreement; (3) process at least $500,000 annually in credit transactions for the $750 rebate (no minimum processing volume required for the $650 rebate), and (4) activate account within 30 days from approval date. The $650 or $750 rebate will be initiated approximately 60 days after the account begins processing transactions. Early termination fees apply. Only one offer per eligible business tax ID. Eligibility is at the sole discretion of First Data Merchant Services LLC. Offer not valid with any other offer and subject to change without notice.
