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    Welcome to our newest branch in Atlanta.

    Experience the United difference in the east Atlanta area.

    Visit Our New Location
    Welcome to our newest branch in Atlanta.
    easy atlanta branch interior

    Visit Our East Atlanta Branch

    We're thrilled to open our first full-service retail branch in the city of Atlanta to meet our customers' needs. Visit us or give us a call at 404-464-4920 to talk through your banking options or the best way to meet your financial goals. We're here to help!

    1220 Caroline Street NE
    Suite A-105
    Atlanta, GA 30307

    Say Hello to Our Branch Manager

    Reach out to Denise to talk through your banking options and our current special rates.
    Denise Sanchez Suarez

    Branch Manager (NMLS #1430878)

    Special Offers

    Certificate of Deposit (CD) Special Offer

    Save for your future with fixed, competitive rates and flexible term limits.1 We offer Personal and Commercial CDs at a special rate.
    Term Minimum to Open APY
    Term
    9-month
    Minimum to Open
    $2,500
    APY
    4.45%
    Term
    11-month
    Minimum to Open
    $2,500
    APY
    4.35%

    To take advantage of this offer, please stop by our east Atlanta branch. CDs opened online will default to our standard rate.




    Home Equity Loan3

    Lock in a fixed rate to finance whatever life may bring. With a HELoan, you can borrow against your home equity, receive the full amount upfront, and pay it back over time.

    Why Choose United Community Bank

    At United, we believe in combining top-of-the-line financial solutions with award-winning satisfaction for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.

    United's digital banking on a tablet

    Full access at your fingertips

    From coffee shops to carpool lines to your annual family reunion three states away, your account is always within reach. With our personal Online and Mobile Banking2 services, you get on-demand access to your accounts and the ability to:

    • Check your account activity from anywhere
    • Track your personal finances by linking multiple accounts
    • Deposit checks with your smartphone
    • Schedule bill payments 
    man at a United ATM

    Free ATMs across the southeast

    United customers unlock surcharge-free access to a network of over 193 United ATMs and ITMs and over 1,260 Publix Presto! ATMs all across the southeast.

     
    security and secure banking

    Strengthened Security

    Here at United Community, we take your security seriously. We work hard to protect your personal information and provide you with a dependable online experience. You’ll also receive access to a suite of security tools to help you securely and efficiently manage your finances. 
     

    Learning Resources

    Couple who bought their first home Make Buying a Home More Affordable
    When interest rates rise, your home-buying budget goes down. That’s because more of your monthly payment is going toward paying interest instead of paying down the money you borrowed. But there are ways to make homeownership more affordable so that you can buy the home of your dreams.
     
    Read Article
    text scam on mobile device Protecting Yourself from Text Phishing Scams: A Guide to Safeguarding Your Finances
    Recently, there has been a surge in text phishing scams that seem to come from legitimate fraud prevention centers. They can be very convincing, but there are still several red flags you can watch for to protect your money and keep yourself from falling for it—and other scams like it. 
    Read Article
    new home construction FAQs about United Community Mortgage’s Construction-to-Permanent and Construction-Only Loan Products
    Financing a new home build might be something you’ve never done before. At United, we’re committed to making sure you know what to expect every step of the way. That’s why we put together this guide to help you navigate the process.
    Read Article
    1. Annual percentage yields are current as of 11/15/2023. The minimum balance required to open the account and obtain the APY is $2,500. A penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.

      The Money Market Promotion Annual Percentage Yield (APY) is accurate as of 9/12/2023; Offer is subject to change anytime without notice. The promotional APY will be in effect until December 31, 2023 if all qualifying requirements are met. To take advantage of the Money Market or Business Money Market Promotion APY, you must meet the following requirements: 1) Use funds from a financial institution other than United Community Bank to fund the minimum opening deposit of $25,000 for a Personal Money Market or $50,000 for a Business Money Market; AND, 2) Maintain a minimum balance of $25,000 in your Personal Money Market or $50,000 in your Business Money Market throughout 2023. Accounts that do not maintain the required minimum balance will earn the standard APY paid on non-promotional Money Market accounts, which is a variable rate and may change daily at our discretion. Following the end of the promotional period after December 31, 2023, the account will transition to the standard rates and rate tiers for Personal Money Market and Business Money Market accounts as shown on the Truth in Savings disclosure and Rate Chart provided at the time of account opening. For information about current rates, visit ucbi.com/support/rates/. Not available to institutional investors or public funds entities. Cannot be combined with other offers. Account openings are subject to Bank approval and may be declined based on certain factors. Fees could reduce earnings on the account.

      United Community Bank offers first-lien and second-lien amortizing fixed-rate Home Equity Loan (HELoan) products.  The first-lien HELoan is available in amounts ranging from $10,000 to $75,000.  The second-lien HELoan is available in amounts ranging from $10,000 to $1.5 million. HELoan products are available for consumer owner-occupied, single-family residences and are not available on manufactured homes.  Closing costs vary by state and loan amount. Bank may choose to waive a portion of the closing costs. Borrower pays all costs pertaining to recording fees, tax monitoring fees and mortgage taxes. Bank must be in a valid first or second-lien position.

    External Link Disclaimer

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