Welcome to our new branch in Panama City.
Experience the United Difference in the Panama City area.
Visit our New Location![panama city branch](https://www.ucbi.com/getmedia/c8b7eb21-6d99-4c5c-b7c5-238e79161f7c/Panama-City_Night.png)
Visit Our Panama City Branch
We're thrilled to open our first full-service retail branch in the city of Panama City to meet our customers' needs. Visit us or give us a call at 850-347-2585 to talk through your banking options or the best way to meet your financial goals. We're here to help!
1805 West 23rd Street
Panama City, FL 32405
Say Hello to our Panama City team
![](https://www.ucbi.com/getmedia/63f259ab-4f17-475a-b516-0f46b80263e5/Janet-Galvao.png?width=150&height=150&ext=.png)
![](https://www.ucbi.com/getmedia/f0385427-42a8-45d8-a5ae-3a3751982479/Dixon_-_Headshot.jpg?width=136&height=135&ext=.jpg)
![](https://www.ucbi.com/getmedia/3ab274af-defd-4c43-8c40-b8570b5194c5/Derrick_Malnar_1.jpg?width=150&height=144&ext=.jpg)
![Accessibility of the banker to clients](https://www.ucbi.com/getmedia/95cfd4b6-85c5-49ff-b203-8a3fd4bc39a3/woman-talking-to-couple.jpg)
Bank Local
Our bankers are here to serve you, and our community bank model empowers them to make the decisions and provide the solutions that are best for you and your unique financial situation. In addition, our local teams are backed by the resources of a much larger bank and experts in wealth management, commercial and small business banking, mortgage services, personal and business lending, and more. No matter what your needs are, we’re here for you.
![United's digital banking on a tablet](https://www.ucbi.com/getmedia/7f7de370-8815-49c7-a23e-0837f0aa3ba9/ipad-copy.png)
Bank Anywhere
Whether you’re relaxing at home, in the middle of the lake, or on vacation across the country, your account is always within reach. With our personal online and mobile banking services, you’ll get on-demand access to your accounts and the ability to:
- Deposit checks with your smartphone
- Schedule bill payments
- Track your personal finances by linking multiple accounts
- Create budgets and monitor your spending trends
United Community Featured Accounts
- Annual percentage yields are current as of 6/25/2024. The minimum balance required to open the account and obtain the APY is $2500. A penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.