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Welcome to our new branch in Panama City.

Experience the United Difference in the Panama City area.

Visit our New Location
Welcome to our new branch in Panama City.
panama city branch

Visit Our Panama City Branch

We're thrilled to open our first full-service retail branch in the city of Panama City to meet our customers' needs. Visit us or give us a call at 850-347-2585 to talk through your banking options or the best way to meet your financial goals. We're here to help!

1805 West 23rd Street
Panama City, FL 32405

Say Hello to our Panama City team

Reach out directly to talk through your banking options.
Emily Dixon

Vice President, Regional Treasury Solutions Consultant

Derrick Malnar

Relationship Manager

Accessibility of the banker to clients

Bank Local

Our bankers are here to serve you, and our community bank model empowers them to make the decisions and provide the solutions that are best for you and your unique financial situation. In addition, our local teams are backed by the resources of a much larger bank and experts in wealth management, commercial and small business banking, mortgage services, personal and business lending, and more. No matter what your needs are, we’re here for you.
 

United's digital banking on a tablet

Bank Anywhere

Whether you’re relaxing at home, in the middle of the lake, or on vacation across the country, your account is always within reach. With our personal online and mobile banking services, you’ll get on-demand access to your accounts and the ability to:

  • Deposit checks with your smartphone
  • Schedule bill payments
  • Track your personal finances by linking multiple accounts
  • Create budgets and monitor your spending trends

United Community Featured Accounts

United Checking

Looking for a checking account that can handle your day-to-day banking needs? We’ve got you covered.

Open an Account Learn about Checking Accounts
United Savings
Isn't it funny how Plan A and B always become Plan C-Ya? Now, planning has never been so easy or secure with our convenient interest-earning savings account.
Open an Account Learn about United Savings
11-month CD1
For a limited time, 4.25% annual percentage yield and a low minimum opening deposit of $2,500.
Explore other personal CD offerings
Open Online Now View Other Options
Business Freedom Checking

Ideal for businesses and non-profits with lower monthly check writing and deposit activity. This business checking account has no monthly service charge and no minimum balance requirement.

Open an Account Schedule an Appointment
Business Savings

Turn your business' rainy days into a full blown windfall with a savings account that safeguards your money and allows for constant access to your funds.

Open an Account Schedule an Appointment
United Signature Checking

This exclusive checking account is brimming with benefits and features that meet you where you are, including competitive interest rates and no fees for overdraft protection transfers.

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  1. Annual percentage yields are current as of 3/22/2024. The minimum balance required to open the account and obtain the APY is $2500. A penalty will be imposed for early withdrawal. The APY assumes that interest remains on deposit until maturity. A withdrawal of interest will reduce earnings.

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