United Essential Banking Account
Set yourself up for financial success with our low-cost, low-stress checking account. With the United Essential Banking account, you’ll benefit from:
- Low minimum deposit
- No overdraft fees
- No daily balance requirement
- Mastercard® debit card
- Low monthly service fee of $5
- Total access to digital banking services
Enjoy peace of mind and 24/7 access
You’ll get everything you need to make managing your money more convenient and less expensive:
- Online and mobile banking access1
- FREE 24-hour United and Publix Presto! ATM Access2
- Online bill pay1
- Mobile deposit1
- Free eStatements3
Ready to open an account with us?
It's easy to open your new account online. You'll need these items handy to get started:
Social Security Number
Minimum Opening Deposit
Government-Issued Photo ID
Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.
2ATM transactions/balance inquiries outside of United Community Bank or Publix Presto! ATM networks are subject to charges by other institutions. There is a $1 fee charged by United for ATM transactions/inquiries outside our network.
3Paper statements are available for a $2 monthly fee.