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United Essential Banking Account

United Essential Banking Account
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Banking, Simplified.

Set yourself up for financial success with our low-cost, low-stress checking account. With the United Essential Banking account, you’ll benefit from:

  • Low minimum deposit
  • No overdraft fees
  • No daily balance requirement
  • Mastercard® debit card
  • Low monthly service fee of $5
  • Total access to digital banking services
United Essential Banking is a checkless product, so any payments can be made using either our Bill Pay service or your Mastercard® debit card. You can open your checking account online now with as little as $25.

Enjoy peace of mind and 24/7 access

You’ll get everything you need to make managing your money more convenient and less expensive:

  • Online and mobile banking access1
  • FREE 24-hour United and Publix Presto! ATM Access2
  • Online bill pay1
  • Mobile deposit1
  • Free eStatements3

Ready to open an account with us?

It's easy to open your new account online. You'll need these items handy to get started:

Social Security Number

We're required by federal law to collect your Social Security Number. 

Minimum Opening Deposit

To begin, you'll need the minimum necessary to fund the account.

Government-Issued Photo ID

Provide your Driver's License, State-Issued ID, Military ID, Tribal ID, or Passport.
  1. Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.
    2ATM transactions/balance inquiries outside of United Community Bank or Publix Presto! ATM networks are subject to charges by other institutions. There is a $1 fee charged by United for ATM transactions/inquiries outside our network.
    3Paper statements are available for a $2 monthly fee.

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