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Calculators

What's up next?

Higher education? Retirement? A wedding? No matter what's on your to-do list, our handy calculators can help you budget effectively and win financially. And best of all, they're free to use! 

Learning Center

You can buy a home without putting 20% down

You don’t need 20% down to buy a home. Say it louder for the people in the back – you don’t need 20% down to buy a home.

That down payment requirement is one of the most common misconceptions when it comes to getting a mortgage and one of the biggest reasons so many people think they won’t qualify for financing.
 
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Can someone explain purchasing power?

Purchasing power is probably one of those terms that frequently gets thrown around. If we’re being completely honest, it’s also one of those terms that’s a little difficult to wrap your head around. Long story short: as interest rates go down, you can increase the amount you spend on a property without increasing the amount you pay each month.

 
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What’s in my monthly mortgage payment?

By United Community Mortgage Services

When you decide to buy a home, a monthly mortgage payment is just a part of the deal. What you may not know, however, is that there are four main components of your mortgage that determine the size of your monthly payment. 
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