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Calculators

What's your next financial move?

Common financial goals include paying down debt, buying a car, owning a home, and making home improvements. Use these United calculators to help you plan.

When working with these calculators, please remember the dollar amounts displayed aren't guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only.

Budgeting

Building a budget is hard, sticking to a budget is even harder. Estimate how much you could save each month based on your income and spending habits.

Saving

This savings goal calculator will help you determine how much you may need to set aside each month to meet your financial goals.
Our debt consolidation calculator helps you determine if you should consolidate your debts into a single monthly payment.

Lending

Use this loan calculator to determine the total amount of your loan (principal + interest) and how much you have to contribute monthly to pay it off by the end of the loan term.
Use this calculator to determine how much your monthly auto loan payment will be, based on vehicle price and loan information.
Figure out how much you can borrow with a home equity line of credit.

Home Loans and Mortgages

How much home can you afford? Use this calculator to determine the home price and monthly housing cost you can afford.
How much will your monthly mortgage payment be? Use this calculator to figure out your monthly payment.
How much does it cost to buy versus to rent? Use this calculator to compare the cost of buying and renting over the coming years.
Looking to borrow money against your home's equity? See how much you could borrow with a cash-out refinance.

Learning Center

Mortgage Calculators for You

By United Community Mortgage Services

Home equity is a powerful financial tool. You may be considering buying a home to start building equity, or you may have built some equity already and want to make the most of it. Our mortgage calculators are a quick way to see what different mortgage moves could mean for you.
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Tips for a Happy Holiday Budget

It’s so easy to get caught up in the holiday spirit and spend more than you intended. Now’s a great time to take a look at what you spent last year, ways circumstances may have changed this year, and ideas for making merry more affordably.
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5 Home Improvement Projects that Pay Off

By United Community Mortgage Services

For many of us, the potential for home improvement is endless—a beautiful lawn, a modern kitchen, a spa-quality bathroom. If you’re wondering what to do first (or what to use your limited budget on), prioritize these projects for a better chance they’ll pay for themselves and attract future buyers.
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The information presented in these calculators is for general and educational purposes only, and is not intended to provide legal, tax, lending or investment advice. Loan scenarios are not an application and not a commitment to lend. This information is meant to serve as estimates and may vary depending on certain conditions and restrictions. Annual Percentage Rates used within this tool are strictly informational and may not be the current advertised rates. Rates provided may be higher or lower and are in no way a binding agreement with United Community Bank.