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Customer Support

Phone:
1-800-UCBANK1 (1-800-822-2651)
Hours:
Monday-Friday: 8:00am-6:00pm EST
Saturday: 9:00am-12:00pm EST
After hours? Send us a message
Additional contact options 
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Calculators

What's your next financial move?

Common financial goals include paying down debt, buying a car, owning a home, and making home improvements. Use these United calculators to help you plan.

When working with these calculators, please remember the dollar amounts displayed aren't guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only.

Budgeting

Budget Calculator

Building a budget is hard, sticking to a budget is even harder. Estimate how much you could save each month based on your income and spending habits.
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Saving

Saving Calculator

This savings goal calculator will help you determine how much you may need to set aside each month to meet your financial goals.
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Debt Consolidation Calculator

Our debt consolidation calculator helps you determine if you should consolidate your debts into a single monthly payment.
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Lending

Loan Calculator

Use this loan calculator to determine the total amount of your loan (principal + interest) and how much you have to contribute monthly to pay it off by the end of the loan term.
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Auto Loan Calculator

Use this calculator to determine how much your monthly auto loan payment will be, based on vehicle price and loan information.
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HELOC Calculator

Figure out how much you can borrow with a home equity line of credit.
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Home Loans and Mortgages

Home Affordability Calculator

How much home can you afford? Use this calculator to determine the home price and monthly housing cost you can afford.
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Monthly Mortgage Calculator

How much will your monthly mortgage payment be? Use this calculator to figure out your monthly payment.
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Rent vs. Buy Calculator

How much does it cost to buy versus to rent? Use this calculator to compare the cost of buying and renting over the coming years.
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Refinance Calculator

Looking to borrow money against your home's equity? See how much you could borrow with a cash-out refinance.
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Learning Center

Key Players in the Home-Buying Process

By United Community Mortgage Services

Buying a home isn’t a one-player game. You’re going to work with a number of people throughout the process. 
Read Article

Employment Scams and How to Avoid Them
Criminals promote fake job opportunities through many of the same job boards that legitimate companies use, such as online job sites, social media platforms, and newspapers. The fake postings claim to offer employment but are instead used to acquire victims’ personal information and financial assets.
Read Article

Banking Considerations when Changing Jobs
If you’re going through a job change, it’s important to review your bank accounts and understand how the change may affect what you need now.  
Read Article
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The information presented in these calculators is for general and educational purposes only, and is not intended to provide legal, tax, lending or investment advice. Loan scenarios are not an application and not a commitment to lend. This information is meant to serve as estimates and may vary depending on certain conditions and restrictions. Annual Percentage Rates used within this tool are strictly informational and may not be the current advertised rates. Rates provided may be higher or lower and are in no way a binding agreement with United Community Bank.