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Customer Support

Phone:
1-800-UCBANK1 (1-800-822-2651)
Hours:
Monday-Friday: 8:00am-6:00pm EST
Saturday: 9:00am-12:00pm EST
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Calculators

What's your next financial move?

Common financial goals include paying down debt, buying a car, owning a home, and making home improvements. Use these United calculators to help you plan.

When working with these calculators, please remember the dollar amounts displayed aren't guaranteed, and what you actually pay may be different. The estimates you receive are for illustrative and educational purposes only.

Contact us to talk through your financial goals and options to help you get there.  

Budgeting

Budget Calculator

Estimate how much you could save each month based on your income and spending habits.
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Saving

Saving Calculator

See how much you may need to put aside each month to meet your financial goals.
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Debt Consolidation Calculator

Weigh whether consolidating debt could lower your monthly payments.
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Lending

Loan Calculator

Assess how total loan amounts affect monthly principal and interest payments.
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Auto Loan Calculator

Translate vehicle prices into loan amounts and monthly payments.
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HELOC Calculator

Explore how much you could borrow with a home equity line of credit.
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Home Loans and Mortgages

Home Affordability Calculator

How much home can you afford? Estimate your home price range and monthly homeownership costs.
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Monthly Mortgage Calculator

Get an idea of what your monthly mortgage might be.
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Rent vs. Buy Calculator

How much does it cost to buy versus to rent? Compare the costs over time.
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Refinance Calculator

Looking to borrow money against your home's equity? Ballpark how much you could borrow with a cash-out refinance.
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Learning Center

New Medical Debt Rules Could Give Your Credit Score a Boost

By United Community Mortgage Services

If you’re carrying less than $500 in medical debt, it’ll no longer impact your mortgage credit score. That change officially went into place in April 2023, about a year after the Consumer Financial Protection Bureau published a lengthy report questioning the role of medical debt on credit reports. Continue reading to find out more. 
Read Article

Home Renovations that Spark Joy

By United Community Mortgage Services

Pulling the trigger on a big house project is a tough decision—it can be expensive, not to mention inconvenient. But the results of a new study show most of those projects do pay off, both in resale value and homeowner joy.

 
Read Article

5 Ways to Prepare for a Baby Financially
If you’re growing your family, congratulations are in order. You’re embarking on an exciting adventure. Taking some time to plan for the financial realities can go a long way toward putting your money where it will matter most in this new stage of life.
Read Article
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The information presented in these calculators is for general and educational purposes only, and is not intended to provide legal, tax, lending or investment advice. Loan scenarios are not an application and not a commitment to lend. This information is meant to serve as estimates and may vary depending on certain conditions and restrictions. Annual Percentage Rates used within this tool are strictly informational and may not be the current advertised rates. Rates provided may be higher or lower and are in no way a binding agreement with United Community Bank.