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Small Business Loans: To learn about your financial relief options and get the most up-to-date information on the Paycheck Protection Program, including loan forgiveness resources, please visit this page
COVID-19: To learn more about how our financial first responders stand ready to serve you from a socially safe distance, please visit this page. Looking for an update on your stimulus check? Click here
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Our COVID-19 response.

As COVID-19 (coronavirus) continues to impact our community, we are adjusting our operations to serve your banking needs and help protect your health and that of our employees.

Our branches have temporarily shifted to a drive-thru service model with appointment-only lobby service. For your convenience, our dedicated staff is able to perform many common services in the drive-thru. We highly recommend taking advantage of our digital and remote banking resources whenever possible. However, certain services do require a visit to our lobby and for such situations, we are happy to book an appointment with you. 

To book an appointment, please contact your local branch during business hours. Any branches with additional restrictions or closings will be listed here

Pass it on!

During this time of uncertainty, we choose to focus on the good things that are still happening every day. We are exceptionally proud of the communities in which we live and work and the way employees and customers alike have rallied together to put some more good back into the world. 

Read the inspiring and uplifting things members of our community are doing, or submit your own good story today! Also, be sure to find us on Facebook and Twitter to see what we're up to across the southeast. 

Learn about your SBA lending options.

If your small business has been negatively impacted by the COVID-19 pandemic, you may have questions about the Paycheck Protection Program (PPP) or other financial relief options. 

We're bringing banking to you.

Whenever possible, we highly recommend using our suite of digital and remote banking resources. From depositing checks to external transfers to cash flow management for your business, you can do a lot from the comfort and safety of your own home. Explore your options below.
Phone and ATM Options

24/7 Telephone banking

  • Transfer funds, review transactions, make payments, report lost or stolen cards and more. 
  • Call 1-800-UCBANK1 (1-800-822-2615)

ATM Locations

  • We are a member of the Publix® Presto! ATM network which gives you access to over 1,000 ATMs nationwide with no fee. 
  • View a full listing of our ATM locations

Avoid scams and protect yourself.

As the coverage of the coronavirus continues, those attempting to do harm are increasing their efforts in targeting individuals and organizations. There are active scam initiatives promising free products, virus cures and inaccurate borrowing claims. Also, watch out for communication from people or organizations claiming to be the Center for Disease Control and Prevention (CDC) and the World Health Organization (WHO). 

Frequently Asked Questions

Are United Community Bank branches still open?

Our COVID-19 Updates page will be updated regularly to reflect our operating status across all of our locations.  During this time of economic uncertainty, you may have questions and want to talk with your banker for financial guidance. We are here to help.

We remain committed to following the CDC guidance for protecting the health of our customers and employees. If you experience fever, cough, shortness of breath or have been in contact with someone who has, we ask that you avoid contact with employees and customers in our branches. Our drive-thrus are available for banking options at a safe social distance.

Are there personal borrowing options available if I need access to cash?

Use Minute Lender to quickly access cash. Existing checking customers with an email address can apply online in minutes for a loan or line of credit up to $15,000. You can apply online now and get our response in minutes; there's no need to visit the bank or bring us any paperwork. If approved, we'll email you when your loan is ready, usually in 3 business days or less. We invite you to contact us to discuss additional borrowing options that may meet your needs.

What are the best ways to interact with United for my banking needs?

We strongly encourage customers to use telephone banking (1-800-UCBANK1) and digital banking solutions make it easy to access United anytime, anywhere. Learn more about all of our Online and Mobile Banking convenience features by visiting our Digital Banking Resources center.

For transactions that cannot be performed at a drive-thru or digitally, like accessing your safety deposit box or closing a loan, we recommend calling your local branch and setting an appointment time to handle those transactions.

All United Community Bank ATMs will remain accessible 24/7, including those located at any branches that may be temporarily closed. We are also a member of the Publix® Presto! Network, which allows access to more than 1,000 ATMs nationwide with no fee.

What loan payment options are available if I’m unable to access a branch?

Click here to learn about a variety of loan payment options in the event you are unable to visit a branch.

What precautions is United Community Bank taking to keep customers and employees healthy?

We are encouraging customers and employees that have symptoms, or have been with someone who does, to remain at home. We also are practicing social distancing per the CDC recommendation of at least a 6-foot distance between individuals. Our employees are vigilant about sanitation and hand washing hygiene to help reduce the chance of spreading the virus.

Didn't find what you are looking for?

Click here to contact us.

Branch Hour Adjustments



Blue Ridge - Ingles

Temporarily closed until further notice


The following branches will temporarily be closed on Saturdays. All other hours of operation will remain unimpacted. 

Athens - Hwy 29 N
Embry Hills - Henderson Mill
Buford - South Lee St
Canton - Riverstone Blvd
Carrollton - Maple St
Conyers - Hwy 138
Covington - Bypass
Cumming - Hammonds Crossing
Cumming - Hwy 20
Danielsville - General Daniel Ave
Fayetteville - Jeff Davis Dr
Lawrenceville - Riverside Pkwy Locust Grove - Bill Gardner Pkwy
McDonough - Hwy 20/81
Monroe - West Spring St
Newnan - Bullsboro Dr
Peachtree City - Commerce Dr
Powder Springs - Lost Mountain
Powder Springs - Richard Sailors Pkwy
St Simons - Demere Rd
Snellville - Scenic Hwy
Stockbridge - Eagles Landing Pkwy
Trion - Hwy 27
Tyrone - Hwy 74
Villa Rica - Bankhead Hwy
Watkinsville - Mars Hill Rd
Brunswick - Mall


South Carolina
Boiling Springs - SC Hwy 9
Easley - East Main St
Greenville - Haywood Rd
Greenwood - Montague Ave
Greer - West Wade Hampton Blvd
Laurens - Church St
Pendleton - South Mechanic St
Simpsonville - West College St

Kingston - North 3rd St