Reasons to purchase life insurance while you're young
I’ll get it when I’m older and more established. I can’t afford it. I’m young and healthy–I don’t need it right now.
Chances are, you’ve heard many of these phrases when the topic of life insurance comes up, maybe you’ve even uttered one (okay, all) of these excuses yourself.
However, we’re here to tell you that investing in life insurance just might be one of the most important purchases you make.
1. Life insurance is an investment in what you love.
Maybe you won’t be around to reap the benefits of the investment, but your current or future spouse, children and other loved ones certainly will. There’s no price tag you can put on peace of mind, particularly when it involves the ones you love.2. You’ll save money if you invest in life insurance while you’re younger.
For exactly the same reason you don’t feel the pressing need to invest in life insurance, you’ll likely be quoted a lower rate–you’re young and healthy and less likely to make a claim in the near future. This makes you a much more attractive client to insurance companies because the risk is lower, equating to a lower price point for you.3. On that note, the price only goes up from here.
Right this moment, you’re both the oldest you’ve ever been, and the youngest you’ll ever be again. The longer you wait to make the investment the higher your life insurance costs will likely be down the road. By securing a lower rate now, you’ll ultimately be saving money, giving you more bang for your buck.
Fortunately, you don’t have to muddle through the world of quotes on your own. United Community Advisory Services has teamed up with myLifeApp to provide you with an easy, no-obligation, online life insurance quote that is tailored to your unique situation and needs. And best of all, the quote won’t cost you a dime.
Ready to see what you can afford? We think you’ll be pleasantly surprised. Get your free quote today and take the first step towards peace of mind.
Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed |
Not Bank Deposits or Obligations | May Lose Value |