Skip to Content

Student Checking at a Student-Friendly Cost

  • Posted on July 11, 2023

Key Takeaways:

  • Student checking accounts help students develop financial literacy and manage money.
  • Student checking accounts typically offer low to no minimum balance requirements, no monthly service fee, and access to online and mobile banking.
  • To open a student checking account, you’ll need the required minimum balance, your Social Security Number, and a government ID.

When you’re in high school, college or trade school, you can expect to do a lot of learning outside the classroom, too. It’s the prime time to start growing your financial literacy, take control of your own money, and spend it as wisely as you can. A student checking account can help get you started and stay on the right track.

Features That Keep You Informed

Look for a student checking account that offers online banking that you can access anytime to receive and send money, make bill payments, and see your balance. Many students find it helpful to sign up for alerts when bills are due and when the account balance gets low.


You’ll also want a debit card to get cash from ATMs and make purchases in person without worrying about how much cash you have on you.

Special Breaks Just for Students

Student checking accounts are typically available only to people who are 13 to 21 years old. They offer:
  • Low to no minimum balance requirements
  • No monthly service fee
  • Access to online and mobile banking
They’re also easy to open. At United, all you need is:
  • $25
  • Your Social Security Number
  • A government ID like a driver’s license
  • An adult co-applicant if you’re 17 or younger
United is here to help with student checking accounts and plenty of guidance on managing your money as you go, from building up an emergency fund to maintaining a good credit score so you can borrow in the future. Just visit your local branch or schedule an appointment online.

External Link Disclaimer

You are leaving United Community and being directed to a third-party site that is not maintained, owned or operated by United Community Bank. United Community does not control and is not responsible for the privacy or security practices of the third-party. By clicking “Accept,” you are requesting to be transferred to the third-party website. If you do not want to visit the page, you can close this page by clicking "Return To Site”.