- Student checking accounts help students develop financial literacy and manage money.
- Student checking accounts typically offer low to no minimum balance requirements, no monthly service fee, and access to online and mobile banking.
- To open a student checking account, you’ll need the required minimum balance, your Social Security Number, and a government ID.
When you’re in high school, college or trade school, you can expect to do a lot of learning outside the classroom, too. It’s the prime time to start growing your financial literacy, take control of your own money, and spend it as wisely as you can. A student checking account can help get you started and stay on the right track.
Look for a student checking account that offers online banking that you can access anytime to receive and send money, make bill payments, and see your balance. Many students find it helpful to sign up for alerts when bills are due and when the account balance gets low.
Features That Keep You Informed
You’ll also want a debit card to get cash from ATMs and make purchases in person without worrying about how much cash you have on you.
Student checking accounts are typically available only to people who are 13 to 21 years old. They offer:
Special Breaks Just for Students
- Low to no minimum balance requirements
- No monthly service fee
- Access to online and mobile banking
- Your Social Security Number
- A government ID like a driver’s license
- An adult co-applicant if you’re 17 or younger