Learning Center

At the heart of a successful business are a variety of significant relationships, from customers and employees to vendors and landlords. Building a network of trusted individuals can help you attract new clients, grow your business and ideally, act as a third-party endorsement. 

When the economy took a downward turn, you — like many — may have felt compelled to sell as much as possible to as many customers as possible. But if you slashed prices on products and services or sold to less desirable customers to do that, it’s time for a new mindset. Those steps likely narrowed your profit margins, and it’s time to put your focus on finding ways to boost those margins. 

One of the best things you can do before you start shopping for a home is to take a look at the sales contract you’ll fill in when you do decide to make an offer. That way you’re not trying to figure out what you’re agreeing to as you rush to get that contract to the seller.

There are a lot of moving parts to the home buying process – and just about as many people!

You’ll work with your lender, real estate agent, the seller, the listing agent, home inspector, maybe a transaction coordinator or two – the list goes on and on.

So where do you even start? Glad you asked.
 

Teaching children at any age about money is very important. Taking the time now will help set them up for successful money management in the future. Several of our bankers advise taking these steps when teaching children about money. 

While retirement may seem like an event in the distant future, now’s the time to nurture your nest egg so you can enjoy a more financially secure life later on.