September 26, 2022 Fraud Prevention: Card Cracking Scams By Banks and law enforcement are cracking down on an emerging scam known as “card cracking.” Card cracking is a form of fraud where consumers respond to an online solicitation for “easy money” and provide a debit card for the withdrawal of fake check deposits.
September 19, 2022 Scam Alert: Beware of Home Warranty Expiration Letters By When you close on a mortgage—or complete any number of financial transactions—hackers are on the prowl for your information and ready to target you with communications that sound legitimate but aren’t. Check out some ways to spot what’s known as a “predatory” communication that you should absolutely ignore.
September 12, 2022 Medical Debt and Your Credit Score By United Community Mortgage Services If you’ve paid off debt that was in medical collections, we have exciting news for you: that cleared debt is no longer included on your mortgage credit report. 2023 will see even more changes. See what the changes could mean for you.
August 23, 2022 A Loan Option that Lets You Buy a Home for Your Elderly Parents By United Community Mortgage Services A loan commonly referred to as the Family Opportunity Mortgage is a loophole of sorts—and it can make it more affordable for you to provide housing for your aging parents or your handicapped or disabled adult child.
August 17, 2022 Phishing and How to Protect Yourself By Every day, thousands of people fall for fraudulent emails, texts, and calls from scammers pretending to be a bank. These are commonly referred to as phishing scams and victims can lose hundreds, even thousands of dollars.
August 08, 2022 Rising Rates & Starting Your Business By We’ve all heard that rates are rising. But what does this mean for your business? In an environment like this, it’s important to take a step back and look at the big picture. Both for the prime rate itself and for your business.