Learning Center

You don’t need 20% down to buy a home. Say it louder for the people in the back – you don’t need 20% down to buy a home.

That down payment requirement is one of the most common misconceptions when it comes to getting a mortgage and one of the biggest reasons so many people think they won’t qualify for financing.
 

Purchasing power is probably one of those terms that frequently gets thrown around. If we’re being completely honest, it’s also one of those terms that’s a little difficult to wrap your head around. Long story short: as interest rates go down, you can increase the amount you spend on a property without increasing the amount you pay each month.

 

Whatever your budget and no matter your relationship status, there are so many budget-friendly and pandemic-approved ways to enjoy this Valentine’s Day. And remember, the day is about loving yourself and each other. Leave the dishes for tomorrow and celebrate the day!

When you decide to buy a home, a monthly mortgage payment is just a part of the deal. What you may not know, however, is that there are four main components of your mortgage that determine the size of your monthly payment. 

When you think about home buying season, you probably envision spring or summer. But there are major perks to making a move ahead of the crowd, in the winter months.

How old were you the first time you heard, “it’s never too early to start saving for retirement?” Probably young enough to think it is too early to save for retirement. No matter what stage of live you are in, saving for the future is always a good investment. A simple way to do this is with an Individual Retirement Account, or IRA.