August 08, 2022 Rising Rates & Starting Your Business By We’ve all heard that rates are rising. But what does this mean for your business? In an environment like this, it’s important to take a step back and look at the big picture. Both for the prime rate itself and for your business.
July 28, 2022 Which is more important, Rate or APR? By United Community Mortgage Services When you start shopping for a new mortgage, there are two numbers you'll want to take a look at: the interest rate the lender is offering, and the annual percentage rate, or APR, that will come with that home loan.
July 27, 2022 Tips for Your Business’s Next Build By Jason Sleeman, National Craft Beverage Lender As you probably know, construction is currently expensive and slow. We’ve seen recent projects double in cost from initial plans. Timeframes for getting architecture drawings and GC contracts have been up to 90-120 days. With all of this in mind, there are a few things you can do to ensure your next project is a success.
July 21, 2022 What a 9.1% Inflation Rate Means for Interest Rates By United Community Mortgage Services Interest rates are up. Affordability is down. And it’s all thanks to that 9.1% June inflation rate—the highest inflation rate we’ve seen since 1981.
July 14, 2022 Tips to Protect Your Mobile Identity By We do pretty much everything on our mobile devices—buy groceries, schedule the bug guy, pay bills, even date. Keeping your information secure is more important than ever. Use these tips to protect yourself against mobile device fraud.
July 07, 2022 Protect Yourself from Rising Rates with an Extended Rate Lock By United Community Mortgage Services One of the factors that’s hardest to predict or plan for when it comes to your home budget is your mortgage interest rate. When rates rise, more of your monthly payment goes toward paying interest on your loan. To offset the added expense of a higher interest rate without increasing your monthly mortgage payment, you have to lower your loan amount.