Wealth Management: Services that Protect, Grow, and Simplify Your Financial Life
Growing your assets is an achievement—but once you’ve reached a certain level of complexity, it introduces a wide range of new responsibilities. You may face decisions about investing, finding proper insurance, planning for retirement or transitioning a business, and transferring your wealth to your loved ones.
A coordinated wealth team helps you make those decisions with clarity and confidence. Instead of figuring it out on your own, you gain a group of professionals who will collaborate to safeguard your assets, streamline your financial life, and align every decision with your long-term vision.
Here’s what that typically includes:
Investment Management1
When your financial world grows more complex, so do your investment needs. A wealth team can work with you to manage your investments and make day-to-day decisions aligned with your goals, risk tolerance, and time horizon.
Why It Matters
A disciplined investment strategy helps reduce emotional decision-making, adapts to changing market conditions, and keeps your wealth aligned with your long-term goals.
Fiduciary Services1
Protect your legacy and your family with an experienced fiduciary who can administer trusts and ensure they’re managed according to legal requirements and your documented wishes and handle the administrative, legal, and financial tasks involved in settling an estate.
Why It Matters
A dedicated fiduciary reduces the burden on your family members and ensures your assets transfer smoothly, tax efficiently, and exactly as you intend.
Private Banking2
Get flexible, personalized lending and deposit solutions and a private banker that’s dedicated to you and your needs.
Why It Matters
Private banking integrates your personal and business financial needs, giving you more leverage, better borrowing options, and one-on-one service.
Insurance3
Make sure you and your business are protected with individual and corporate policies, including life, disability, long-term care, and business protection strategies.
Why It Matters
Insurance helps preserve your wealth, protect your income, and reduce risk so that unexpected events don’t jeopardize your financial stability or your family’s security.
Wealth Planning1
Wealth planning ties everything together into a roadmap for both today and the future, with support for retirement, business transition, taxes, and estate planning.
Why It Matters
A clear, strategic plan helps prevent costly mistakes, maximizes what you keep, and ensures your wealth supports the milestones and legacy that matter most to you.
To learn more about customized wealth management solutions, visit ucbi.com/private-wealth or connect with a private banker.
1Asset and wealth management, estate and retirement planning, investment management, and trust and fiduciary services are offered through United Community Bank. Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved. Past performance is not a guarantee of future results. Non-deposit products and services are not FDIC insured. United Community Bank is not a broker-dealer or registered investment advisor. Investment products are:
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed |
| Not a Bank Deposit or Obligation | May Lose Value |
2Bank deposit products, such as checking, savings and bank lending and related services are offered by United Community Bank. Member FDIC.
3Insurance products offered through United Community Insurance, Inc., Valmark Securities, Inc., or its licensed affiliates. United Community Bank and United Community Insurance, Inc. are not registered as a broker-dealer or investment advisor. Registered representatives of Valmark Securities, Inc. may offer products and services using United Community Insurance, Inc. and may also be employees of United Community Bank. Valmark Securities, Inc. and its affiliates are separate entities from, and not affiliates of United Community Bank or United Community Insurance, Inc. Securities and insurance offered through Valmark Securities Inc., or its affiliates and insurance offered through United Community Insurance, Inc. are:
| Not Insured by FDIC or Any Other Government Agency | Not Bank Guaranteed |
| Not a Bank Deposit or Obligation | May Lose Value |
