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Christmas Eve Early Closure

Christmas Eve Early Closure

Our branches will close early on Christmas Eve, and select services will have early cut-off times; however, customers can still initiate transactions after these times, which will process on the next business day, December 26. We will be closed on Thursday, December 25 and resume normal business hours on Friday, December 26.

Location Hours
Wednesday, December 24, 2025:
All banking centers will close at
12:00pm local time.

Contact Center Hours
Wednesday, December 24, 2025:
8:00am – 1:00pm ET
(7:00am – 12:00pm CT)

1-800-UCBANK1 (1-800-822-2651)

Treasury Support Hours
Wednesday, December 24, 2025:
8:00am – 12:00pm ET
(7:00am – 11:00am CT)

1-866-270-6100


Select digital banking services will have early cut-off times on Wednesday, December 24. Any transactions initiated after the cut-off times listed in the table below will process on Friday, December 26.

Personal Banking Services Cut-Off Time
Personal Banking Services
Bill Pay
Cut-Off Time
12:00pm ET
Personal Banking Services
Mobile Deposit
Cut-Off Time
1:15pm ET
Personal Banking Services
Internal Transfer
Cut-Off Time
No Change
Personal Banking Services
External Transfer
Cut-Off Time
12:00pm local
Personal Banking Services
Zelle
Cut-Off Time
No Change
Personal Banking Services
Online Loan Payments
Cut-Off Time
No Change
Business Banking Services Cut-Off Time
Business Banking Services
Bill Pay
Cut-Off Time
12:00pm ET
Business Banking Services
Mobile Deposit
Cut-Off Time
1:15pm ET
Business Banking Services
Internal Transfer
Cut-Off Time
No Change
Business Banking Services
Autobooks
Cut-Off Time
No Change
Treasury Management Services Cut-Off Time
Treasury Management Services
ACH
Cut-Off Time
12:00pm local
Treasury Management Services
Wires
Cut-Off Time
12:00pm local
Treasury Management Services
Remote Deposit Capture
Cut-Off Time
12:00pm local
Treasury Management Services
Positive Pay
Cut-Off Time
12:00pm ET/11:00am CT
Treasury Management Services
Lockbox Deposits
Cut-Off Time
12:00pm local
Treasury Management Services
Bill Pay
Cut-Off Time
12:00pm ET
Treasury Management Services
Mobile Deposit
Cut-Off Time
1:15pm ET
Treasury Management Services
Internal Transfer
Cut-Off Time
No Change
Treasury Management Services
External Transfer
Cut-Off Time
12:00pm local

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Non-deposit products: are not insured by the FDIC; are not deposits; and may lose value.