Christmas Eve Early Closure
Our branches will close early on Christmas Eve, and select services will have early cut-off times; however, customers can still initiate transactions after these times, which will process on the next business day, December 26. We will be closed on Thursday, December 25 and resume normal business hours on Friday, December 26.
Location Hours
Wednesday, December 24, 2025:
All banking centers will close at
12:00pm local time.
Contact Center Hours
Wednesday, December 24, 2025:
8:00am – 1:00pm ET
(7:00am – 12:00pm CT)
1-800-UCBANK1 (1-800-822-2651)
Treasury Support Hours
Wednesday, December 24, 2025:
8:00am – 12:00pm ET
(7:00am – 11:00am CT)
1-866-270-6100
Select digital banking services will have early cut-off times on Wednesday, December 24. Any transactions initiated after the cut-off times listed in the table below will process on Friday, December 26.
| Personal Banking Services | Cut-Off Time |
|---|---|
|
Personal Banking Services
Bill Pay
|
Cut-Off Time
12:00pm ET
|
|
Personal Banking Services
Mobile Deposit
|
Cut-Off Time
1:15pm ET
|
|
Personal Banking Services
Internal Transfer
|
Cut-Off Time
No Change
|
|
Personal Banking Services
External Transfer
|
Cut-Off Time
12:00pm local
|
|
Personal Banking Services
Zelle
|
Cut-Off Time
No Change
|
|
Personal Banking Services
Online Loan Payments
|
Cut-Off Time
No Change
|
| Business Banking Services | Cut-Off Time |
|---|---|
|
Business Banking Services
Bill Pay
|
Cut-Off Time
12:00pm ET
|
|
Business Banking Services
Mobile Deposit
|
Cut-Off Time
1:15pm ET
|
|
Business Banking Services
Internal Transfer
|
Cut-Off Time
No Change
|
|
Business Banking Services
Autobooks
|
Cut-Off Time
No Change
|
| Treasury Management Services | Cut-Off Time |
|---|---|
|
Treasury Management Services
ACH
|
Cut-Off Time
12:00pm local
|
|
Treasury Management Services
Wires
|
Cut-Off Time
12:00pm local
|
|
Treasury Management Services
Remote Deposit Capture
|
Cut-Off Time
12:00pm local
|
|
Treasury Management Services
Positive Pay
|
Cut-Off Time
12:00pm ET/11:00am CT
|
|
Treasury Management Services
Lockbox Deposits
|
Cut-Off Time
12:00pm local
|
|
Treasury Management Services
Bill Pay
|
Cut-Off Time
12:00pm ET
|
|
Treasury Management Services
Mobile Deposit
|
Cut-Off Time
1:15pm ET
|
|
Treasury Management Services
Internal Transfer
|
Cut-Off Time
No Change
|
|
Treasury Management Services
External Transfer
|
Cut-Off Time
12:00pm local
|

