Skip to main content
Why United
Why United
WHY UNITED
Locations
Help
Contact
Exit Mobile
CONTACT
Search
contact-exit

Customer Support

Phone:
1-800-UCBANK1 (1-800-822-2651)
Hours:
Monday-Friday: 8:00am-6:00pm EST
Saturday: 9:00am-12:00pm EST
After hours? Send us a message
Additional contact options 
Schedule an Appointment
MENU

United Treasure Chest Savings

Find My Local Branch

Teach your Children to Save with a Real Bank Account

Start your child on the path towards financial success with their own savings account. United Treasure Chest Savings accounts are designed for children ages 12 and under. There is no monthly service charge, no minimum balance requirement, and it pays interest on all balances. The United Treasure Chest Savings account will automatically convert to a United Student Savings account once they turn 13 years old.

Visit My Local Branch 

Opening an Account for your Child

United Treasure Chest Savings accounts can be opened at your local branch (so that your child can be properly celebrated and receive their piggy bank and banking booklet!) and managed online.

Your child must be:

  • 12 years of age or younger
  • ​a U.S. Citizen or U.S. Resident Alien

Your child will need:

  • Current home address
  • U.S. Social Security Number
  • A minimum of $5 to fund your new account.

Money Management 101

Talking to Kids about Money
How soon is too soon to talk to your kids or grandkids about money? If they’re old enough to ask for a toy or a bike, they’re old enough to start learning financial lessons that will last a lifetime.
 
Read Article

Personal Finance Tips for Young Children
It’s never too early to start teaching your children about money. Lessons about saving, earning, and managing their money will follow them their entire lives and will set them up well for financial success in the future. Read on for a few tips to help you get started teaching money at home.
Read Article

Inventive Ways for College Students to Save Money
Balancing social and financial expenses as a college student isn’t easy, and it can often become a major headache. At United, we’re here to help. Read more to learn tips and tricks on how you can save money. 
Read Article
Explore the Learning Center