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United Treasure Chest Savings

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Teach your Children to Save with a Real Bank Account

Start your child on the path towards financial success with their own savings account. Treasure Chest accounts are designed for children ages 12 and under. There is no monthly service charge, no minimum balance requirement, and it pays interest on all balances. The Treasure Chest account will automatically convert to a United Student Savings account once they turn 13 years old.

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Opening an Account for your Child

Treasure Chest Savings accounts can be opened at your local branch (so that your child can be properly celebrated and receive their piggy bank and banking booklet!) and managed online.

Your child must be:

  • 12 years of age or younger
  • ​a U.S. Citizen or U.S. Resident Alien

Your child will need:

  • Current home address
  • U.S. Social Security Number
  • A minimum of $5 to fund your new account.

Money Management 101

Personal Finance Tips for Young Children

It’s never too early to start teaching your children about money. Lessons about saving, earning, and managing their money will follow them their entire lives and will set them up well for financial success in the future. Read on for a few tips to help you get started teaching money at home.
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Inventive ways for college students to save money

Balancing social and financial expenses as a college student isn’t easy, and it can often become a major headache. At United, we’re here to help. Read more to learn tips and tricks on how you can save money. 
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Banker Advice: Teaching children about money.

Teaching children at any age about money is very important. Taking the time now will help set them up for successful money management in the future. Several of our bankers advise taking these steps when teaching children about money. 
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