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Erica Smith

Erica Smith

Mortgage Loan Originator

2519 12th Street | Tuscaloosa, AL 35401

Apply Online with MyLo
NMLS# 2316979


My interest in assisting homebuyers began many years ago when I worked in the related insurance industry. My mortgage career started when I walked into a Tuscaloosa mortgage office to sign paperwork on an investment home I was purchasing. Before I left the building, I had secured a job. From the very beginning it felt like a true work family, which is important to me.  

I am passionate about customer service and educating clients so that they are informed and able to make sound decisions regarding their home financing options. My primary focus is to provide a comfortable, relaxed, and stress-free experience for clients throughout the home loan process. With my team of experienced professionals, I’m able to provide an unparalleled level of customer satisfaction on each and every transaction.  

Whether you are buying your first home, dream home, or investment property, my team and I are well prepared to assist you along the way. If you’re looking to refinance or renovate your current home, we can assist with that as well. We offer conventional, FHA, VA. and USDA loan products, as well as many options to assist with down payment assistance, self-employed borrowers, construction, renovations, etc. 

I’m a Tuscaloosa native and mother to three awesome kids (17, 7, and 6) and an ‘08 graduate of The University of Alabama with a degree in mathematics and studio art (using both sides of the brain here). In my free time I also enjoy almost anything to do with designing, crafting, and traveling. Time spent with family and friends is a priority and I believe the key to success in all aspects of life is building meaningful relationships. I’m an active member of Church of the Highlands in Tuscaloosa and involved with the local Tuscaloosa Association of Realtors. I enjoy serving on the TAR Community Projects Committee, which provides many opportunities to give back to the community where I was raised. I’m excited to work with a bank that also puts a focus on its community, it's even in the name.

Our team is committed to closing your loan on time. Let my team and me go to work for you on your next home purchase or refinance. It’s our pleasure.


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