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    Earn $300 when you open a United Signature Checking Account

    and meet qualification requirements.1

    Open Your Account
    Earn $300 when you open a United Signature Checking Account

    Why bank with United Community?

    At United Community, we believe that banking can and should be personal. Service is at the core of who we are, and we strive each day to make a meaningful difference for our customers. Our industry-leading experts and full suite of digital banking services are here to give you the tools you need to meet your financial goals.

    As a way to say thank you for choosing United Community for your home loan, we’re offering you the chance to earn $300 when you open a United Signature Checking account.1


    Claim your $300 offer!

    Receive a $300 welcome offer when you complete the following during the 90-day qualification period1

    Open a United Signature Checking account with United Community using promo code SIGNATURE300.

    Receive cumulative direct deposits of at least $2,500.

    Complete 15 or more purchases using your new United Community MastercardTM debit card.

    United's Signature Checking Account

    Remember to use promo code SIGNATURE300 while filling out the application.

    United Signature Checking

    This exclusive checking account is brimming with benefits and features that meet you where you are.

    • $100 minimum to open
    • $25 monthly service charge (with many options to avoid fees)3
    • No charge for foreign or outside network ATM/Debit Card usage
    • Free exclusive United Signature Banking checks4
    • Competitive interest rates
    • No fees for Overdraft Protection transfers, Official Checks and ATM/debit card replacements
    • $30 discount for Stop Payment requests
    • $25 reimbursement on annual safe deposit box rental
    Open an Account

    Ready to start banking with United?

    It's easy to open your new United Signature Checking account online! You'll need these items handy to get started! Use promo code: SIGNATURE300

    Social Security Number

    We're required by federal law to collect your Social Security Number. 

    Minimum Opening Deposit

    To begin, you'll need the minimum necessary to fund the account.

    Government-Issued Photo ID

    Provide your Driver's License, State-Issued ID, Military ID, Tribal ID, or Passport.
    More convenient ways to open an account.  

    Schedule an appointment or give us a call–whichever is easiest for you!

    debit card

    The power of a community in your wallet.

    Your United Community MastercardTM debit card gives you the convenience you need, no matter where life takes you. Your card is accepted at millions of merchant locations worldwide, from online retailers to small businesses in your community. Take advantage of all it has to offer with these benefits:

    • Make cash withdrawals from your checking and savings accounts
    • Manage your debit card from your phone with Card Controls
    • Receive debit card transaction alerts immediately with our free fraud alert service
    • Check out online with peace of mind using Click to Pay
    • Link your card to your digital wallet within your mobile device to make contactless, in-store purchases at participating merchants
    online banking

    Full access at your fingertips.

    From coffee shops to carpool lines to your annual family reunion three states away, your account is always within reach. With our personal Online and Mobile Banking2 services, you get on-demand access to your accounts and the ability to:

    • Check your account activity from anywhere
    • Track your personal finances by linking multiple accounts
    • Deposit checks with your smartphone
    • Schedule bill payments 

    Keep your finances in one place.

    Checking Accounts

    Looking for a checking account that can handle your day-to-day banking needs?  We've got you covered with money-saving checking with overdraft protection. 

    Learn More

    Savings Accounts

    Open a savings account or CD to save for a rainy day and a bright future. Digital banking and mobile deposits making saving easier on the go.
    Learn More

    Credit Cards

    Stack up rewards points, earn cash back, secure a low APR to consolidate your credit card debt or even start building your credit score when you choose the best credit card offers for you.
    Learn More

    Business Banking

    No matter how big or small your business is, we'll bring together the perfect team who know the local scene and have a nationwide perspective. Our main goal is to make sure your business smoothly transitions into the market where it aims to grow.
    Learn More
    1. Eligibility & Qualifications: Open a new United Signature Checking account by December 31, 2023 at a United Community Bank branch or online at Promo code must be presented at account opening and is non-transferrable. Employees of United Community Bank are not eligible to receive offer.

      RECEIVE $300 WITH UNITED SIGNATURE CHECKING. Customers must qualify for the account. At account opening, they must also maintain a loan serviced by United Community Mortgage Services or our mortgage servicing provider on behalf of United and make the required minimum opening deposit of $1,000. They must also have met the following criteria by the end of an initial 90 day qualification period, beginning the day the account is opened, in order to receive the $300 welcome offer. 1) Receive cumulative direct deposits of at least $2,500 which includes salary, pension, Social Security, or other regular recurring monthly income. Internal and external account transfers, deposits made at banking locations, by mobile deposits and ATM deposits do not qualify as a direct deposit; AND 2) complete 15 or more posted and cleared debit card purchases/payments from the new United Signature Checking account. Recurring debit card transactions do not qualify. Transactions must post to the account within the 90-day qualification period. ATM withdrawals do not qualify. Monthly service charges and other miscellaneous fees may apply.

      The welcome offer is not available to existing United Community Bank personal checking customers or those that have closed a personal checking account within the past 12 months at United Community Bank or any of its predecessors. Account must be in good standing at the time of payment; an account is considered to be in good standing if it has a positive balance and is not in the process of being closed. The welcome offer will be transferred into the newly established checking account within 45 days after the end of the qualification period. The welcome offer may be subject to tax reporting, applicable 1099 may be sent for tax purposes and the customer is responsible for any applicable taxes. One welcome offer per household. United Community Bank reserves the right to amend or cancel any part of this offer at any time. Please speak with a United banker for details.

      Account openings are subject to bank approval and may be declined based on certain factors.

      Message and data rates may apply. Fees may apply for certain optional services through Personal Online and Mobile Banking.

      TMMastercard and the circles design are registered trademarks of Mastercard International Incorporated.

      3Avoid monthly service charge on United Signature Checking account by maintaining $15,000 minimum daily balance. You may also avoid the monthly service charge if you maintain $25,000 in combined consumer deposit balance(s) or maintain $50,000 in combined outstanding principal balances in consumer loan accounts owned and serviced by United Community Bank. Additionally, the monthly service charge may be avoided if the primary account holder for this account also maintains assets under management with United Community Advisory Services, or maintains a mortgage loan serviced by United Community Mortgage Services or our mortgage servicing provider on behalf of United. (Note: United Signature Checking, advisory services and third party serviced loans must all be reporting under the same tax identification number in order to qualify for service charge waiver.)

      4All United Signature Banking accounts come with free exclusive United Signature Banking checks. Limited to two (2) orders per year.

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