Banking made personal.
Open an AccountBanking made personal.
When you bank with United Community, you’re getting much more than just a place to put your money. You’re partnering with a team committed to getting to know you and your financial goals—and providing the service and resources you need to get there. United accounts also come with:
Convenience
Peace of Mind
Education and Support
The First Step to Your Saving Goal
Planning for college, a new home, or hoping to put away money for your children? We’re here to help—and our savings calculator can show you how much you should be saving each month to make your goal.
Compare your account options.
Enjoy these benefits with every account.
Online Banking
Debit Cards
Stop Payments
Overdraft Protection Services
Direct Deposits
Exclusive Discounts
Ready to make the switch?
Open a new account
At United, it’ll only take you minutes to become a customer. Grab your government-issued ID (driver’s license, state-issued ID, or US-issued passport), have your Social Security Number handy, and visit one of our branches or scan the QR code to apply online.
Set up your United online/mobile banking account
Digital banking gives you anytime access to your United accounts. Go to ucbi.com/support/new-account to get started. Once enrolled, you can set up services like Bill Pay, Zelle®1, and customized alerts for your accounts.
Set up direct deposit
Enroll in direct deposit to transfer funds from your paycheck and other sources of recurring income directly to your United account.
List automatic payments and update payment information
Create a detailed list of all the recurring payments coming out of your old bank account (things like bills and subscriptions). Log in to your account for each vendor and add your new United account number (you’ll need our routing number, too—it’s 061112843). Or use Bill Pay within our mobile app to easily pay all your bills from one place, without the need for all those separate log-ins.
Keep an eye out for pending transactions
Before you cut ties with your old financial institution, make sure you don’t have any outstanding checks or pending transactions on your old account. Wait about one billing cycle to ensure you’ve caught all your automatic payments and direct deposits before transferring the remaining balance to your new account.
Close your old account
When you’re sure your old account isn’t seeing any activity, go ahead and close it. Welcome to United—we’re so glad you’re here!
-
Zelle® is a U.S.-based digital payments network that allows eligible customers to send money between you and others enrolled with Zelle®. The services referenced are provided exclusively by Zelle®. Your use of such services is solely at your election and is subject to United Community Bank’s (“United”) Online Banking Terms and Conditions and Terms of Use for Zelle®. Certain restrictions apply for use of the service.
2 Certain terms, conditions, and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.
3 Discount is applied to locked interest rate and will be detailed in initial disclosures and initial closing disclosures. Auto-pay discount is available for all United portfolio products except construction loan products. Discount is received through an ACH authorization form. United Community account from which the payment will be drafted must be opened and all requirements fulfilled prior to closing. Auto-pay discount will not be offered after loan is closed.
4 Eligibility auto-pay discount and reduced closing costs requires a United Community Bank checking account. Closing costs vary by state and loan amount. Bank may choose to waive a portion of the closing costs. Borrower pays all costs pertaining to recording fees, tax monitoring fees and mortgage taxes. HELOC product is available only for consumer owner-occupied, single-family residences and is not available on manufactured homes or leasehold properties. Bank must be in a valid first- or second-lien position. Property insurance and flood insurance, if applicable, are required on all collateral. The HELOC has a 10-year draw period and 15-year repayment period. Exclusions and limitations apply.
