Skip to main content
Alert Icon

Click for our most recent information on:  Branch Status  

Alert Exit

Craft Beverage Lending

Contact Us

Partners in progress.

We support craft brewers, distillers, wineries and distributors in their quest to craft the perfect brew. Our loan programs will help you thrive in your unique market.

2022 Financing Trends

When seeking capital, there are a lot of decisions that need to be made and the uncertainty in the market over the last two years has created both challenges and opportunities. As breweries evaluate both establishing and expanding their business, financing is a major step in the process. These decisions can be driven by a number of factors including size of project, current operations, and availability of equity.

Challenges in the Craft Brewing Industry

As we start 2022, what are some of the biggest issues facing the craft brewing industry? To say that the last two years have been a roller-coaster for the craft brewing industry might be an understatement.  If you rewind back to March of 2020, the sky was falling on the industry, delaying openings and expansions and sending breweries scrambling to find solutions to keep the doors open.  We have come a long way, and most of the industry is stronger - and in some cases has stronger balance sheets and more opportunity to grow. But there are still some challenges we are facing...

Meet the Team

Jason  Sleeman Image

Jason Sleeman

National Craft Beverage Lender

SeanDuffy Image

Sean Duffy

Vice President

Get in touch.

Ready to team up with our Craft Beverage experts? Just have questions about products and services? We'd love to hear from you.
Preferred Contact Method:

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Stop by one of our locations near you to speak with a loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

I’m switching my hazard insurance to a different company. What do I do?

You need to let us know as soon as possible by fax or mail at the address below that you’ve changed insurance companies.  Please include your name, address and loan number, along with the new policy information.

United Community Bank
P O Box 7092
Troy, MI 48007-7092 

Fax: 1-248-710-1630

You may also submit your insurance policy online at

Please ensure that the mortgagee clause on the new policy matches the name and address above. 

What number do I call if I have a question about my insurance?

Please call our Insurance Department at 1-888-801-6590 for questions about an insurance notice or if you change insurance providers.

What SEC code should I use when originating ACH transactions?

When you originate ACH, you are directed to select a three-character code that identifies the recipient of the transaction. Please be sure you’re selecting the correct SEC code:

  • Select PPD if the recipient is a person or consumer and written authorization is obtained.
  • Select CCD if the recipient is a company or organization and written authorization is obtained.

Didn't find what you are looking for?

View All FAQs  or  Contact Us.

Learning Center

Why are mortgage interest rates rising?

By United Community Mortgage Services

Mortgage interest rates are rising, and they’re rising fast. In fact, we’ve seen the fastest rise in rates since 1987. So, what’s fueling the surge? Read more to find out.
Read Article

How can I take advantage of my home’s equity?

By United Community Mortgage Services

If you’ve been paying any attention to the housing market, you know home prices have skyrocketed. In the last two years, they’ve jumped nearly 33%! 
Read Article

Prepare Your Small Business for Big Things

There’s nothing small about starting a small business. From formulating a business plan to developing a financial path, the right planning can help you make big strides toward your goals.
Read Article