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    United Treasure Chest Savings

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    United Treasure Chest Savings

    Teach your children to save with a real bank account.

    Start your child on the path towards financial success with their own savings account. United Treasure Chest Savings accounts are designed for children ages 12 and under. There is no monthly service charge, no minimum balance requirement, and it pays interest on all balances. The United Treasure Chest Savings account will automatically convert to a United Student Savings account once they turn 13 years old.

    mom and son opening a Treasure Chest Savings account

    Opening an Account for your Child

    United Treasure Chest Savings accounts can be opened at your local branch (so that your child can be properly celebrated and receive their piggy bank and banking booklet!) and managed online.


    Your child must be:

    • 12 years of age or younger
    • ​a U.S. Citizen or U.S. Resident Alien

    Your child will need:

    • Current home address
    • U.S. Social Security Number
    • A minimum of $5 to fund your new account.

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    When you’re in high school, college or trade school, you can expect to do a lot of learning outside the classroom, too. It’s the prime time to start growing your financial literacy, take control of your own money, and spend it as wisely as you can.  A student checking account can help get you started and stay on the right track.
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    How soon is too soon to talk to your kids or grandkids about money? If they’re old enough to ask for a toy or a bike, they’re old enough to start learning financial lessons that will last a lifetime.
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