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teen student at her graduation

The Next Step to Financial Success

The Next Step to Financial Success
Now that your kids have learned the basics of banking and money management with their Greenlight account, it’s time to graduate to their own United Community account.

Our student accounts offer all the same benefits as our traditional checking accounts, without the monthly service fees. It’s a stress-free way for students to continue improving their financial literacy and set themselves up well for their future.

United Student Checking

A banking account exclusively for customers 22 or younger with no monthly service fee? Now, that’s a lot of pizza.

  • $25 minimum to open
  • No monthly service charge
  • No charge for foreign or outside network ATM/debit card usage
  • $10 off your first order of checks and $5 off all reorders
  • Free eStatements through online banking (or $3 monthly for paper statements)
Open an Account Schedule an Appointment
United Student Savings

If you are 22 or younger, start planning for your future with our interest-earning savings account. Your future self will love you for it.

  • $5 minimum to open
  • No service charge
  • Competitive interest rates while retaining access to your funds
  • Six free withdrawals each quarter1
Open an Account Schedule an Appointment
College Real Rewards Credit Card
The College Real Rewards Credit Card2,3 is a great card to begin building your credit. Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)and work toward building a strong financial future.4
  • Get 2,500 bonus points (after your first purchase3)
  • Redeem your points for cash back, travel, merchandise, or gift cards
  • Annual Fee: None 
Learn More & Apply See Terms & Conditions
teen in United Community's online banking

Empower Graduates with Digital Banking Services

As your teen prepares to embark on their next chapter, give them tools to manage their money responsibly. With secure online access and convenient mobile banking, trust that your child is equipped for financial success beyond graduation.
 
  • My Money Manager: Track spending habits, set budgets, and gain valuable financial literacy.
  • Card Controls: Easily lock a misplaced debit card and set notifications and alerts.
  • Zelle®: Send money securely through online and mobile banking.
  • Bill Pay: Never miss a bill with United's Bill Pay.
  1. A $2.00 excessive withdrawal fee will be imposed for every withdrawal above 6 per quarter.

    2 The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem rewards, and you will immediately lose all of your rewards, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).

    3 If you are approved for a new College Real Rewards Card, you will earn 1.5 Reward Points ("Points") for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back). Monthly net purchase points will be applied each billing cycle. Points expire five years from the end of the quarter in which they are earned. Reward points can be redeemed as a cash deposit to a checking or saving account with this Financial Institution only, within seven business days, or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points (2,500) will be applied 6 to 8 weeks after first purchases and are not awarded for balance transfers or cash advances. Please allow 6-8 weeks after you have met the spend requirement for your bonus points to be credited to your account.

    4 Late payments or going over the credit limit may damage your credit history. For the Secured and Max Cash Secured products, your credit limit will be equal to the amount of your security deposit.

    Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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