Skip to main content
Alert Icon
Click for our most recent information on:     COVID-19  |  Branch Status  |  PPP Forgiveness 
Alert Exit

Business Lending

Your business is your business.

Whether you hear opportunity knocking or see an industry disruption in the making, we’re here to help get you on the right track. Find your fit below. 
Loans and Lines of Credit icon

Business Loans and Lines of Credit

Get access to the capital you need to achieve your company’s goals with the help of a loan, line of credit or other specialized lending solution.
SBA Lending icon

SBA Lending

Since no two businesses are alike, why would you settle for only one lending option? You shouldn’t! That’s why we offer many types of SBA loans geared specifically for your business’s needs.

Business Minute Lender1

Existing customers with a United business checking account open for at least 6 months can qualify to apply for a business loan or line of credit2 up to $25,000. Get a response in minutes and access your funds in three business days or less.

Cash Management

Your business is unique. Your Cash Management should be too. We specialize in providing the tools you need to efficiently manage your business finances and save you time and money.

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Stop by one of our locations near you to speak with a loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

I’m switching my hazard insurance to a different company. What do I do?

You need to let us know as soon as possible by fax or mail at the address below that you’ve changed insurance companies.  Please include your name, address and loan number, along with the new policy information.

Mail:
United Community Bank
ISAOA/ATIMA
P O Box 7092
Troy, MI 48007-7092 

Fax: 1-248-710-1630

You may also submit your insurance policy online at http://www.expressinsuranceinfo.com/3076927

Please ensure that the mortgagee clause on the new policy matches the name and address above. 

What number do I call if I have a question about my insurance?

Please call our Insurance Department at 1-888-801-6590 for questions about an insurance notice or if you change insurance providers.

Didn't find what you are looking for?

View All FAQs

 or

Contact Us.

Learning Center

What is a side hustle, and should you get one?

If you're looking to make a few extra dollars, there are several ways of doing so. One of the most modern and lucrative ways is to dedicate some free time to a side hustle. Side hustles are by no means new but have been popularized by younger generations. These jobs have climbed their way to relevancy as a way to adapt to an ever-changing economic landscape.
Read Article

How to distinguish “Wants” from “Needs”

It is no secret that we live in one of the most “marketed-to” cultures in the world, and with this in mind, we need to make sure we keep a cool head and cultivate the discipline to resist overspending, or else we will find ourselves with an empty bank account.
Read Article

5 Questions to Ask Before Deciding to Purchase or Build a Home

By United Community Mortgage Services

The decision to buy or build your next home is a big decision that affects you for years. That’s why it’s important to do your research so that you’re well informed when you do finally decide to take the plunge.
Read Article

Limits apply. Business Minute Lender offers unsecured business loans and lines of credit only. Please contact us to learn about other available business loan and line of credit options. 

2 Upon credit approval.