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Business Lending

Your business is your business.

Whether you hear opportunity knocking or see an industry disruption in the making, we’re here to help get you on the right track. Find your fit below. 
Loans and Lines of Credit icon

Business Loans and Lines of Credit

Get access to the capital you need to achieve your company’s goals with the help of a loan, line of credit or other specialized lending solution.
SBA Lending icon

SBA Lending

Since no two businesses are alike, why would you settle for only one lending option? You shouldn’t! That’s why we offer many types of SBA loans geared specifically for your business’s needs.

Business Minute Lender1

Existing customers with a United business checking account open for at least 6 months can qualify to apply for a business loan or line of credit2 up to $25,000. Get a response in minutes and access your funds in three business days or less.

Cash Management

Your business is unique. Your Cash Management should be too. We specialize in providing the tools you need to efficiently manage your business finances and save you time and money.

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Stop by one of our locations near you to speak with a loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

I’m switching my hazard insurance to a different company. What do I do?

You need to let us know as soon as possible by fax or mail at the address below that you’ve changed insurance companies.  Please include your name, address and loan number, along with the new policy information.

Mail:
United Community Bank
ISAOA/ATIMA
P O Box 7092
Troy, MI 48007-7092 

Fax: 1-248-710-1630

You may also submit your insurance policy online at http://www.expressinsuranceinfo.com/3076927

Please ensure that the mortgagee clause on the new policy matches the name and address above. 

What number do I call if I have a question about my insurance?

Please call our Insurance Department at 1-888-801-6590 for questions about an insurance notice or if you change insurance providers.

Didn't find what you are looking for?

View All FAQs  or  Contact Us.

Learning Center

Maximize your banking relationship in 2021.

By Rich Bradshaw, President and Chief Banking Officer – United Community Bank

At the heart of a successful business are a variety of significant relationships, from customers and employees to vendors and landlords. Building a network of trusted individuals can help you attract new clients, grow your business and ideally, act as a third-party endorsement. 
Read Article

4 tips to help boost profit margins

When the economy took a downward turn, you — like many — may have felt compelled to sell as much as possible to as many customers as possible. But if you slashed prices on products and services or sold to less desirable customers to do that, it’s time for a new mindset. Those steps likely narrowed your profit margins, and it’s time to put your focus on finding ways to boost those margins. 
Read Article

What’s the deal with earnest money?

By United Community Mortgage Services

One of the best things you can do before you start shopping for a home is to take a look at the sales contract you’ll fill in when you do decide to make an offer. That way you’re not trying to figure out what you’re agreeing to as you rush to get that contract to the seller.
Read Article

Limits apply. Business Minute Lender offers unsecured business loans and lines of credit only. Please contact us to learn about other available business loan and line of credit options. 

2 Upon credit approval.