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Business Lending

Your business is your business.

Whether you hear opportunity knocking or see an industry disruption in the making, we’re here to help get you on the right track. Find your fit below. 
Loans and Lines of Credit icon

Business Loans and Lines of Credit

Get access to the capital you need to achieve your company’s goals with the help of a loan, line of credit or other specialized lending solution.
SBA Lending icon

SBA Lending

Since no two businesses are alike, why would you settle for only one lending option? You shouldn’t! That’s why we offer many types of SBA loans geared specifically for your business’s needs.

Business Minute Lender1

Existing customers with a United business checking account open for at least 6 months can qualify to apply for a business loan or line of credit2 up to $25,000. Get a response in minutes and access your funds in three business days or less.

Cash Management

Your business is unique. Your Cash Management should be too. We specialize in providing the tools you need to efficiently manage your business finances and save you time and money.

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Stop by one of our locations near you to speak with a loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

I’m switching my hazard insurance to a different company. What do I do?

You need to let us know as soon as possible by fax or mail at the address below that you’ve changed insurance companies.  Please include your name, address and loan number, along with the new policy information.

Mail:
United Community Bank
ISAOA/ATIMA
P O Box 7092
Troy, MI 48007-7092 

Fax: 1-248-710-1630

You may also submit your insurance policy online at http://www.expressinsuranceinfo.com/3076927

Please ensure that the mortgagee clause on the new policy matches the name and address above. 

What number do I call if I have a question about my insurance?

Please call our Insurance Department at 1-888-801-6590 for questions about an insurance notice or if you change insurance providers.

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Learning Center

What’s the best POS system for your business?

Owning a business can be demanding – you have to stay on top of tracking inventory, supervising employees, taking orders and everything in between. Luckily, there are point-of-sale (POS) systems that can now do much of the tedious work for you.

Read Article

Child Tax Credit: Should I opt out?

The Child Tax Credit (CTC) is a tax credit that has been available to eligible parents in the past to either lower tax bills or increase refunds. There are several changes this year—the amount has increased, age limits have changed, and the credit is now fully refundable.

So now the question is... should you opt out? 
Read Article

6 steps to get a loan or line of credit

Is it time to start that kitchen renovation project you’ve been dreaming of? Are you looking at a new car or home? Or do you need help paying for your kid’s college tuition?
 
With United, those dreams are attainable—and they don’t have to be overwhelming or launch you into financial chaos. We have a full suite of flexible lending options ready to fit your needs, and we’ll be there to support you throughout every step of the process.
 
Read Article

Limits apply. Business Minute Lender offers unsecured business loans and lines of credit only. Please contact us to learn about other available business loan and line of credit options. 

2 Upon credit approval.