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Business Lending

Your business is your business.

Whether you hear opportunity knocking or see an industry disruption in the making, we’re here to help get you on the right track. Find your fit below. 
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Business Loans and Lines of Credit

Get access to the capital you need to achieve your company's goals with the help of a loan or line of credit.
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SBA Lending

When no two businesses are alike, why would you settle for only one lending option? You shouldn’t, and that’s why we offer many types of SBA loans geared specifically to your business’s needs.
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Commercial Banking Solutions

With an array of diverse product offerings, we can provide the financing you need to reach your commercial milestones faster.

Business Minute Lender1

Existing customers with a United business checking account open for at least 6 months can qualify to apply for a business loan or line of credit2 up to $25,000. Get a response in minutes and access your funds in three business days or less.

Cash Management

Your business is unique. Your Cash Management should be too. We specialize in providing the tools you need to efficiently manage your business finances and save you time and money.

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Stop by one of our locations near you to speak with a loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

I’m switching my hazard insurance to a different company. What do I do?

You need to let us know as soon as possible by fax or mail at the address below that you’ve changed insurance companies.  Please include your name, address and loan number, along with the new policy information.

Mail:
United Community Bank
ISAOA/ATIMA
P O Box 7092
Troy, MI 48007-7092 

Fax: 1-248-710-1630

You may also submit your insurance policy online at http://www.expressinsuranceinfo.com/3076927

Please ensure that the mortgagee clause on the new policy matches the name and address above. 

What number do I call if I have a question about my insurance?

Please call our Insurance Department at 1-888-801-6590 for questions about an insurance notice or if you change insurance providers.

Didn't find what you are looking for?

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Learning Center

Ready to get serious about debt reduction?

Whether you’ve got student loan debt, need to pay off a loan for unexpected medical expenses, have a home loan, or even high credit card debt, there are several options to eradicate debt in order to free up your money for other uses.
Read Article

4 quick tips to reduce your debt.

We all know that debt is generally something you want to minimize. But sometimes, our life situation causes us to extend beyond our means. While repaying all your debt may seem overwhelming, it helps to formulate a plan and execute it. Use these quick tips to help you get started today! 
 
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Financial tip: avoid free trial scams.

What would you say if I offered you a product to try out if you ordered online, and I told you that this is an absolutely free trial offer? For most people, they would jump at the chance to try out a product for free, even if they were only half-interested in it. But buyer beware. 
Read Article

Limits apply. Business Minute Lender offers unsecured business loans and lines of credit only. Please contact us to learn about other available business loan and line of credit options. 

2 Upon credit approval.