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COVID-19: To learn more about how our financial first responders stand ready to serve you from a socially safe distance, please visit this page.  
Small Business Loans: As a SBA Preferred Lender, we are prepared to help you find the right financial relief for your business. Please visit this page to take the first step. 

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Business Lending

Your business is your business.

Whether you hear opportunity knocking or see an industry disruption in the making, we’re here to help get you on the right track. Find your fit below. 
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Business Loans and Lines of Credit

Get access to the capital you need to achieve your company's goals with the help of a loan or line of credit.
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SBA Lending

When no two businesses are alike, why would you settle for only one lending option? You shouldn’t, and that’s why we offer many types of SBA loans geared specifically to your business’s needs.
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Commercial Banking Solutions

With an array of diverse product offerings, we can provide the financing you need to reach your commercial milestones faster.

Business Minute Lender1

Existing customers with a United business checking account open for at least 6 months can qualify to apply for a business loan or line of credit2 up to $25,000. Get a response in minutes and access your funds in three business days or less.

Cash Management

Your business is unique. Your Cash Management should be too. We specialize in providing the tools you need to efficiently manage your business finances and save you time and money.

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Stop by one of our locations near you to speak with a loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

I’m switching my hazard insurance to a different company. What do I do?

You need to let us know as soon as possible by fax or mail at the address below that you’ve changed insurance companies.  Please include your name, address and loan number, along with the new policy information.

Mail:
United Community Bank
ISAOA/ATIMA
P O Box 7092
Troy, MI 48007-7092 

Fax: 1-248-710-1630

You may also submit your insurance policy online at http://www.expressinsuranceinfo.com/3076927

Please ensure that the mortgagee clause on the new policy matches the name and address above. 

What number do I call if I have a question about my insurance?

Please call our Insurance Department at 1-888-801-6590 for questions about an insurance notice or if you change insurance providers.

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Learning Center

Is my money safe in a bank?

During troubling economic times, friends and family may advise you to withdraw cash from your bank because it’s safer. The truth is there’s truly no safer place to keep your money than a bank. That’s because it’s protected by the FDIC.
Read Article

Should you consider a HELOC?

From additional purchasing power to debt-free peace of mind, a Home Equity Line of Credit can provide you with the financing power to thrive. 
Read Article

Tips to improve your credit score.

Is your credit score in need of a boost? You can’t raise your score overnight. But there are a few things you can start doing now to make a positive impact in just a few months.
 
Read Article

Limits apply. Business Minute Lender offers unsecured business loans and lines of credit only. Please contact us to learn about other available business loan and line of credit options. 

2 Upon credit approval.