Skip to main content
Alert Icon

COVID-19 Update: Please visit this page to stay up-to-date on recent Coronavirus (COVID-19) developments and communication, and to explore alternate methods of banking for your convenience.

Alert Exit

Business Loans and Lines of Credit

Making the short-term, long-term.

Your immediate focus may be on getting the doors open, but we’re here to help keep them open for many years to come.

Business Minute Lender1

Existing customers with a business checking account opened at least 6 months can qualify to apply for a business loan or line of credit2 up to $25,000. Get a response in minutes and access your funds in three business days or less.

Term Loans

small business lending icon

Business Lending

One of our primary missions is to serve our community in every aspect, and that means supporting our local businesses with the loan that is best for their goals and objectives.
real estate lending icon

Real Estate Lending

We have financing available for retail, industrial, office, multifamily, hospitality and more.
equipment lending icon

Equipment Lending

If your business relies on heavy or specialized equipment to make things happen, trust that we can make your fleet happen for you with an equipment lending loan.

Lines of Credit

business loans and lines of credit icon

Business Line of Credit

Delivering credit for maximum financial flexibility, a Business Line of Credit meets your short-term financing needs like cash-flow management fluctuations and unexpected business expenses.
working capital lines of credit icon

Working Capital Line of Credit

When business is slow but you’ve got bills to pay, a working capital line of credit can help you meet short-term financial goals.
credit card icon

Credit Cards

Stack up rewards points, secure a low rate to consolidate your credit card debt or even start building your credit score when you choose the best credit card offers for you.

Get in touch.

Preferred Contact Method:
Personal or Business?

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Stop by one of our locations near you to speak with a loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

I’m switching my hazard insurance to a different company. What do I do?

You need to let us know as soon as possible by fax or mail at the address below that you’ve changed insurance companies.  Please include your name, address and loan number, along with the new policy information.

Mail:
United Community Bank
ISAOA/ATIMA
P O Box 7092
Troy, MI 48007-7092 

Fax: 1-248-710-1630

You may also submit your insurance policy online at http://www.expressinsuranceinfo.com/3076927

Please ensure that the mortgagee clause on the new policy matches the name and address above. 

What number do I call if I have a question about my insurance?

Please call our Insurance Department at 1-888-801-6590 for questions about an insurance notice or if you change insurance providers.

Didn't find what you are looking for?

Click here to contact us.

Learning Center

Should you consider a HELOC?

From additional purchasing power to debt-free peace of mind, a Home Equity Line of Credit can provide you with the financing power to thrive. 
Read Article

Tips to improve your credit score.

Is your credit score in need of a boost? You can’t raise your score overnight. But there are a few things you can start doing now to make a positive impact in just a few months.
 
Read Article

Understanding your credit score.

It’s not just three digits: your credit score indicates how well you manage your debt. It’s designed to represent your credit risk: in other words, an at-a-glance indication of how likely you are to pay your bills on time.
Read Article

Limits apply. Business Minute Lender offers unsecured business loans and lines of credit only. Please contact us to learn about other available business loan and line of credit options.
2 Upon credit approval.