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Home Construction Loans

Break ground on your dream home.

From making a deal on the lot to the final touches on landscaping, together we will construct the place you call home.
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Construction-to-Perm Loans

If you are looking to complete your construction and permanent loans at the same time, then this is for you. Even better, if the rate is lower once your home is constructed, you have the option to float down to the lower rate.

construction renovation home loan

Construction and Renovation

If she said the shed needs to be built, like, tomorrow or if your family has outgrown your current space, we can help you get the loan you need.

construction renovation home loan

Manage Your Build

Get updates on your construction project and request draws 24/7 with our secure digital United Construction Management System.

construction renovation home loan

Quick Reference Guide

Watch this quick video tutorial to learn how to access our United Construction Management System and request a draw.

construction renovation home loan

Request an Inspection

Our step-by-step guide walks you through the process of requesting an inspection using our United Construction Management System.

Find Your MLO

Frequently Asked Questions

Who do I contact if I have questions about my personal loan?

Stop by one of our locations near you to speak with a loan officer or use our locator tool to find a mortgage loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

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Learning Center

Five Tips to Get You Closer to Your Financial Goals

By United Community Mortgage Services

At the beginning of the year, a lot of people focus on making financial goals, such as saving more money, improving credit, and investing. So, we put together five tips you can use to start checking off those financial new year’s resolutions.
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4 Strategies to Pay Off Your Mortgage Faster

By United Community Mortgage Services

If you’re a homeowner, your house payment is probably one of the highest bills you pay each month. So imagine what life would be like if you could eliminate that monthly expense.

Check out our four strategies to learn more about ways you could potentially pay off your mortgage years before you’re obligated to and, in the process, save thousands of dollars.1
 
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5 Things to Consider Before Buying a Second Home

By United Community Mortgage Services

I think it’s safe to say we’ve all spent more than our fair share of time at home lately. And that might have you thinking about buying that home on the lake, beachfront getaway or mountain retreat – somewhere you can quickly and easily get away for a few days (or even a few months!).

But before you make an offer on a second home, you need to do your research to make sure that investment really makes sense for you.
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