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Home Construction Loans

Break ground on your dream home.

From making a deal on the lot to the final touches on landscaping, together we will construct the place you call home.
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Construction-to-Perm Loans

If you are looking to complete your construction and permanent loans at the same time, then this is for you. Even better, if the rate is lower once your home is constructed, you have the option to float down to the lower rate.

construction renovation home loan

Construction and Renovation

 If she said the shed needs to be built, like, tomorrow or if your family has outgrown your current space, we can help you get the loan you need.

Find Your MLO

Frequently Asked Questions

Who do I contact if I have questions about my personal loan?

Stop by one of our locations near you to speak with a loan officer or use our locator tool to find a mortgage loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

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Learning Center

10 Steps to Start Your New Home Build

By United Community Mortgage Services

Building a home isn’t something you do every day. In fact, it may actually be something you’ve never done before! That’s why we put together a simple guide to walk you through how to begin your construction process.
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4 Strategies to Keep More Money in Your Pocket this Holiday Season

When it comes to the holidays, saving money probably isn’t the first thing that comes to mind, but the most wonderful time of the year doesn’t have to be all about spending. We pulled together four strategies to help you make or save money as you spread that holiday cheer.
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5 Questions to Ask Before Deciding to Purchase or Build a Home

By United Community Mortgage Services

The decision to buy or build your next home is a big decision that affects you for years. That’s why it’s important to do your research so that you’re well informed when you do finally decide to take the plunge.
Read Article