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Home Construction Loans

Break ground on your dream home.

From making a deal on the lot to the final touches on landscaping, together we will construct the place you call home.
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Construction-to-Perm Loans

If you are looking to complete your construction and permanent loans at the same time, then this is for you. Even better, if the rate is lower once your home is constructed, you have the option to float down to the lower rate.

construction renovation home loan

Construction and Renovation

 If she said the shed needs to be built, like, tomorrow or if your family has outgrown your current space, we can help you get the loan you need.

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Frequently Asked Questions

Who do I contact if I have questions about my personal loan?

Stop by one of our locations near you to speak with a loan officer or use our locator tool to find a mortgage loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

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Learning Center

Projects that pay off.

Whether you’re getting ready to list your property or planning to stay in your home for the long haul, chances are you have at least one home improvement project on your to-do list. But before you head to the hardware store or start knocking down walls, we checked out some research from HGTV to help you get back what you put in.
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Deciding to buy or rent.

Buying a home is a rewarding experience. You derive a great deal of personal satisfaction from owning a home. Homeownership allows you to build up your personal net worth over time. Traditionally, long-term increases in housing prices nationwide make homeownership a relatively attractive investment.

 

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Mortgage Glossary

If you’ve never taken out a mortgage (or even if you have), terminology can be confusing. There are likely many terms or phrases you’ve never heard of before. Learn the lingo before you get ready to purchase your home.
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