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Home Construction Loans

Break ground on your dream home.

From making a deal on the lot to the final touches on landscaping, together we will construct the place you call home.
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Construction-to-Perm Loans

If you are looking to complete your construction and permanent loans at the same time, then this is for you. Even better, if the rate is lower once your home is constructed, you have the option to float down to the lower rate.

construction renovation home loan

Construction and Renovation

If she said the shed needs to be built, like, tomorrow or if your family has outgrown your current space, we can help you get the loan you need.

construction renovation home loan

Manage Your Build

Get updates on your construction project and request draws 24/7 with our secure digital United Construction Management System.

construction renovation home loan

Quick Reference Guide

Learn how to access and use our United Construction Management System with this quick video tutorial.

Find Your MLO

Frequently Asked Questions

Who do I contact if I have questions about my personal loan?

Stop by one of our locations near you to speak with a loan officer or use our locator tool to find a mortgage loan officer.

If you'd like to speak with one of our customer support representatives, please call us at 1-800-UCBANK1 (1-800-822-2651).

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Learning Center

Steps to buying a home

By United Community Mortgage Services

There are a lot of moving parts to the home buying process – and just about as many people!

You’ll work with your lender, real estate agent, the seller, the listing agent, home inspector, maybe a transaction coordinator or two – the list goes on and on.

So where do you even start? Glad you asked.
 
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Five ways to make your offer stand out.

By United Community Mortgage Services

If you’re shopping for a home right now, that might be a phrase you’re (unfortunately) getting used to hearing. With listing inventory low in many markets, homebuyers are running into a lot of competition. And that means you might find yourself in multiple offer situations time and time again.
 
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Wait! Don’t do that!

By United Community Mortgage Services

After you’ve gotten pre-qualified and then approved for a mortgage, it can feel like you’re almost to the home financing finish line. But it’s really important to keep in mind you still have a ways to go before you’re handed the keys to your new home.
Read Article