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    Ready to make the next move?
    Whether you're looking for a getaway by the ocean, in the mountains, or on the lake, or you're jumping into real estate investing, we can help. Our team of expert mortgage lenders will work with you to find the best home loan options for your current situation and long-term financial goals. Call 1-800-914-8224 to connect with a local lender and get started today.
     

    Your Next Home

    Need a few more bedrooms? Looking to downsize or change neighborhoods? Our fixed and adjustable rate mortgages come in varying term lengths and can be personalized to fit your next dream.

    Vacation Home

    A vacation home is considered a second home, a property you purchase in addition to your primary home and plan to live in for parts of the year. For this type of home purchase, the main difference you can expect is a larger down payment requirement.

    Investment Property

    If you’re buying a house to flip it or to rent it out to others, you probably fall in the investment category. Unlike a second home, this could be more than one unit. It can also be rented out in short-term increments (think Airbnb) or for a longer term. Just like the vacation home, financing for these properties will require a larger down payment than a primary home would.

    Try our Homebuying Calculators

    Calculators are for informational purposes only and are not considered a rate quote or commitment to lend.

    Apply for a Mortgage Now

    Begin your secure application.

    Not quite ready to apply? Find a mortgage lender to connect with, visit a local branch, or give us a call at 1-800-914-8224.

    Specific Loan Options

    Conventional Loans

    Conventional loans offer more options when it comes to home financing. They’re available through private lenders, and aren’t backed by the government (like FHA, VA, and USDA loans are).
    Contact Us

    Homestyle® Renovation

    This renovation option offers a more cost-effective way to renovate your home with low downpayment options, savings, and flexible sources of funds.
    Contact Us

    USDA: Rural Housing Loan

    Through the USDA Guaranteed Rural Housing Loan Program, low and moderate income individuals can qualify for a fixed-rate mortgage with minimal out-of-pocket expense, and often without a downpayment. Property must be in an eligibel rural area.
    Contact Us

    VA Mortgage Loans

    You have served us, so let us to support you. For all past and present military members, and surviving spouses who are looking for help with buying a new home, we can assist you with a VA Mortgage Loan. Take advantage of potentially no down payments or mortgage insurance, low fixed rates and various repayment options.
    Contact Us

    Physician Mortgage

    For licensed physicians, we’ve designed a unique lending program just for you. Special rates are available for licensed physicians, fellows, interns, residents and dentists. This program is available for purchases or refinances with no down payment options, are ARM programs and do not require any private mortgage insurance.
    Contact Us
    Need a little extra help? Connect with your local lender today!

    Call 1-800-914-8224 to get started or fill out the form below.

    Find Your Local Lender
    TJ Love

    Mortgage Originator

    (843) 839-1830
    Ali Fletcher

    AVP, Mortgage Loan Originator

    (404) 326-9964
    Betsy Kelly

    Mortgage Originator

    (706) 697-7323
    Carolyn Swanner

    VP, Mortgage Originator

    (828) 698-5684
    Cindy Stone

    VP, Mortgage Originator

    (706) 632-4506
    Courtney Johnston

    VP, Mortgage Loan Originator

    (423) 339-5464
    David Jolly

    Mortgage Originator

    (404) 483-5729
    David Turner

    VP, Mortgage Originator

    (678) 567-2000
    Donna Robertson

    AVP, Mortgage Loan Originator

    (770) 995-3830
    Doug Schoonmaker

    VP, Mortgage Originator/Area Sales Manager

    (919) 656-0822
    Dwight Fortenberry

    Mortgage Originator

    (864) 221-7426
    Jason Blodgett

    VP, Mortgage Originator

    (864) 591-5248
    Jennifer Badger

    Mortgage Originator

    (828) 837-9291
    Jenny Keenan

    VP, Mortgage Originator/Regional Sales Manager

    (770) 338-7657
    Scott Sharp

    AVP, Mortgage Loan Originator

    (706) 697-7340
    Kara Nungesser

    AVP, Mortgage Loan Originator

    (843) 276-7283
    Keith Hill

    Mortgage Originator

    (919) 961-6465
    Tulea Price

    Mortgage Originator

    (828) 454-7257
    Tom Wilson

    VP, Mortgage Loan Originator

    (865) 680-4394
    Lisa Mericle

    VP, Mortgage Originator

    (912) 634-7014
    Tabitha Helms

    VP, Mortgage Originator

    (706) 234-5800
    Susan Visi

    Mortgage Loan Originator

    (706) 865-3151
    Lisa Pittman

    VP, Mortgage Originator

    (828) 733-9281
    Susan Barkley

    VP, Mortgage Originator

    (678) 989-3635
    Scott Nation

    VP, Mortgage Originator/Regional Sales Manager

    (770) 877-7985
    Ryan Hulton

    VP, Mortgage Originator/Regional Sales Manager

    (423) 339-5465
    Roseanne Smith

    VP, Mortgage Originator

    (770) 794-3450
    Kitty Mauzy

    AVP, Mortgage Loan Originator

    (706) 439-2185
    Renee Burgess

    VP, Mortgage Originator

    (706) 253-9393
    Paula Buckles

    Mortgage Loan Originator

    (864) 646-2106
    Paul Secondi

    AVP, Mortgage Loan Originator

    (770) 833-9726
    Mikell Richards

    VP, Mortgage Originator/Regional Sales Manager

    (843) 800-6042
    Terry Bradley

    Mortgage Originator

    (704) 916-6314
    Jim Hanrahan

    Mortgage Originator

    (843) 513-1986
    Ryan Smith

    VP, Mortgage Originator

    (919) 601-3780
    Blake McPherson

    Mortgage Loan Originator

    (423) 339-5466
    Matt Burns

    Mortgage Originator

    (843) 839-6589
    John Hagler

    Mortgage Loan Officer

    (704) 916-6318
    Bob Alman

    Mortgage Loan Originator

    (678) 714-4385
    Kim Witte

    VP, Mortgage Loan Originator

    (404) 906-4553
    Angie Abston

    VP, Mortgage Originator

    (865) 271-1618
    Dan Hegeman

    Mortgage Originator

    (984) 867-8438
    Patti Peterson

    VP, Mortgage Loan Originator

    (828) 682-5126
    Kim Walker

    VP, Mortgage Originator

    (706) 439-2164
    Bart Poynor

    Mortgage Originator

    (919) 235-7525
    Kathy McClure

    Mortgage Loan Originator

    (706) 212-2462
    Beth Cunningham

    Mortgage Loan Originator

    (919) 368-5107
    Andrew Young

    VP, Consumer Direct Manager

    (704) 916-6312
    Jennine Hunter

    AVP, Mortgage Loan Originator

    (317) 529-5393
    Derek Berry

    AVP, Senior Mortgage Loan Originator

    (863) 581-6603
    Bailey Boshers

    Mortgage Loan Originator

    (931) 797-9250
    Anna Robison

    Mortgage Loan Originator

    (615) 512-3060
    Marie Spafford

    Mortgage Loan Originator

    (615) 202-6016
    Jamie Pimentel

    Mortgage Services - Area Sales Manager

    (864) 250-6086
    Clint Hickox

    Mortgage Loan Originator

    904-860-0605
    Eric Dunlap

    Mortgage Loan Originator

    (770) 978-5389
    Kevin Bennett

    Mortgage Loan Originator

    (470) 900-6644
    Shane Furr

    Mortgage Loan Originator

    (980) 521-6318
    Kelvin Goodwin

    Mortgage Loan Originator

    (404) 454-7805
    Ginny B. Terry

    Mortgage Loan Originator

    (256) 319-3624
    Woody Woodfin

    SVP, Regional Sales Manager

    (205) 705-1605
    Mallory Murphy

    Mortgage Loan Originator

    (256) 712-3205
    Steve Ledford

    Mortgage Loan Originator

    863-581-7097
    Josh Morrow

    Mortgage Loan Originator

    (704) 916-6324
    Jeff Burgess

    Mortgage Loan Originator

    (984) 867-8424
    Erica Smith

    Mortgage Loan Originator

    (205) 393-9425
    Matt Meissner

    Mortgage Area Sales Manager

    (205) 886-5251
    Joy Hutsell-Banks

    VP, Mortgage Originator

    865-458-7011
    Bobby Matthews, Jr.

    VP, Regional Sales Manager

    615-425-4367
    Nick Morrone

    Mortgage Loan Originator

    678-367-1059
    Christine Muldoon

    Mortgage Loan Originator

    864-255-4705
    Katie Beam

    Mortgage Loan Originator

    678-342-6034
    Russell Carmichael

    Mortgage Loan Originator

    256-319-4909
    Monica Harron

    LOA

    743-333-5612
    Bryan Segers

    Mortgage Loan Originator

    704-430-0198

    Connect with a local lender.

    Fill out the form below or call 1-800-914-8224 to get in contact with the Mortgage Services team. 
     

    Homebuying Resources
    couple with new home A Mortgage That Works For You
    Just because you can doesn’t mean you should. It’s a lesson that applies to so many things—including buying a home. Just because you’re approved for a certain loan amount, that doesn’t mean you should spend that much on a home.
    Read Article
    couple checking credit score in home Give Your Credit Score a Boost
    Good credit plays a key role in your finances. Increasing your score can come with a number of benefit.When it comes to buying a home, having access to more mortgage options means you can find the one with the best interest rate, term, and down payment requirement for your unique financial situation.
    Read Article
    couple happy buying their first home Home Buying for First Timers
    For first timers, buying a home can be intimidating. That doesn’t mean your mortgage should be. United is here to walk you through the entire home-buying process, from application to closing and everything in between.
    Read Article
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    1. © 2023 United Community Bank | NMLS# 421841 | ucbi.com/mortgage | United Community Mortgage Services is the mortgage lending division of United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). Normal credit criteria apply.  This is not a commitment to lend.  Offer subject to change without notice.
    Equal Housing Lender
    Member FDIC
    • © 2023 United Community Bank
    • NMLS ID # 421841
    • ABA Routing # 061112843
    • 2 West Washington Street, Suite 700, Greenville, SC 29601
    • 1-800-822-2651
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