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Home Construction & Renovation Loans

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Home Construction & Renovation Loans

The home you're dreaming of starts here.

Whether you’re renovating your current home or building a new one, we can help you find the best loan for you. With United, you have access to fixed or Adjustable Rate Mortgage (ARM)1 conventional and jumbo loan options, and you can lock your interest rate in upfront, with the opportunity to lower it before final closing if interest rates have dropped. 
Call 1-800-914-8224 to connect with a local lender and get started today.

More resources to get you started:


Construction and Renovation

If she said the shed needs to be built, like, tomorrow or if your family has outgrown your current space, we can help you get the loan you need.
Contact Us

Homestyle® Renovation

This renovation option offers a more cost-effective way to renovate your home with low downpayment options, savings, and flexible sources of funds.
Contact Us

Manage Your Build

Get updates on your construction project and request draws 24/7 with our secure digital United Construction Management System.
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Quick Reference Guide

Watch this quick video tutorial to learn how to access our United Construction Management System and request a draw.
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Try our Home Equity Line of Credit Calculator

Calculators are for informational purposes only and are not a commitment to lend.

Find Your Local Lender

Ali Cook

AVP, Mortgage Loan Originator

Betsy Kelly

Mortgage Originator

Carolyn Swanner

VP, Mortgage Originator

Cindy Stone

VP, Mortgage Originator

Courtney Johnston

VP, Mortgage Loan Originator

David Jolly

Mortgage Originator

David Turner

VP, Mortgage Originator

Donna Robertson

AVP, Mortgage Loan Originator

Doug Schoonmaker

VP, Mortgage Originator/Area Sales Manager

Gwenn Lanning

VP, Mortgage Originator

Jason Blodgett

VP, Mortgage Originator

Jennifer Badger

Mortgage Originator

Jenny Keenan

VP, Mortgage Originator/Regional Sales Manager

Scott Sharp

AVP, Mortgage Loan Originator

Kara Nungesser

AVP, Mortgage Loan Originator

Lisa Mericle

VP, Mortgage Originator

Tabitha Helms

VP, Mortgage Originator

Susan Visi

Mortgage Loan Originator

Lisa Pittman

VP, Mortgage Originator

Susan Barkley

VP, Mortgage Originator

Scott Nation

VP, Mortgage Originator/Regional Sales Manager

Ryan Hulton

VP, Mortgage Originator/Regional Sales Manager

Roseanne Smith

VP, Mortgage Originator

Kitty Mauzy

AVP, Mortgage Loan Originator

Renee Burgess

VP, Mortgage Originator

Paula Buckles

Mortgage Loan Originator

Paul Secondi

AVP, Mortgage Loan Originator

Mikell Richards

VP, Mortgage Originator/Regional Sales Manager

Jim Hanrahan

Mortgage Originator

Ryan Smith

VP, Mortgage Originator

Blake McPherson

Mortgage Loan Originator

Matt Burns

Mortgage Originator

Bob Alman

Mortgage Loan Originator

Kim Witte

VP, Mortgage Loan Originator

Angie Abston

VP, Mortgage Originator

Dan Hegeman

Mortgage Originator

Patti Peterson

VP, Mortgage Loan Originator

Bart Poynor

Mortgage Originator

Kathy McClure

Mortgage Loan Originator

Beth Cunningham

Mortgage Loan Originator

Jennine Hunter

AVP, Mortgage Loan Originator

Bailey Boshers

Mortgage Loan Originator

Anna Robison

Mortgage Loan Originator

Marie Spafford

Mortgage Loan Originator

Jamie Pimentel

Mortgage Services - Area Sales Manager

Eric Dunlap

Mortgage Loan Originator

Kevin Bennett

Mortgage Loan Originator

Kelvin Goodwin

Mortgage Loan Originator

Ginny B. Terry

Mortgage Loan Originator

Woody Woodfin

SVP, Regional Sales Manager

Steve Ledford

Mortgage Loan Originator

Jeff Burgess

Mortgage Loan Originator

Erica Smith

Mortgage Loan Originator

Matt Meissner

Mortgage Area Sales Manager

Joy Hutsell-Banks

VP, Mortgage Originator

Bobby Matthews, Jr.

VP, Regional Sales Manager

Nick Morrone

Mortgage Loan Originator

Russell Carmichael

Mortgage Loan Originator

Bryan Segers

Mortgage Loan Originator

Craig Bland

Mortgage Loan Originator

Brianna Grizzle

Mortgage Loan Originator

Cathy Edwards

Mortgage Loan Originator

Fiorella Rastelli

Mortgage Loan Originator

Michael Dietz

UCMS Regional Sales Manager

Connect with a local lender.

Fill out the form below or call 1-800-914-8224 to get in contact with the Mortgage Services team. 
 

  1. Adjustable Rate Mortgage (ARM) loans are variable rate loans. Interest rates and payments may increase after consummation. After the initial fixed-rate period, your interest rate can increase or decrease every six months according to the market index. Any change may significantly impact your monthly payment. 

    © 2023 United Community Bank | NMLS# 421841 | ucbi.com/mortgage | United Community Mortgage Services is the mortgage lending division of United Community Bank. We are an approved seller/servicer for the Federal National Mortgage Association (Fannie Mae) and the Federal Home Mortgage Corporation (Freddie Mac). Normal credit criteria apply.  This is not a commitment to lend.  Offer subject to change without notice.

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